Turnover
≈ €100,000 estimated
The micro format states no turnover.
JVB Consult
Overview
Lifetime
1 annual account with figurespeak €16,643 (2025)
€16,643
peak €12,663 (2025)
€12,663
peak €13,163 (2025)
€13,163
€3,797
Board1 name since 2025
1 directorJeanne Vander Borght
Documentsfilings and deeds
02-07-202629 days before the deadline
2025micro format
Incorporation 05-021 establishment registeredFirst year with figures
Key points
from the 2025 annual accountsStarting capital
€500
Checked score
98
Excellent
Financially stronger than 87% of micro companies in advertising and market research (NACE 73)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.2% across 11,231 companies (NACE 73, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
03-2026: 0.6%
04-2026: 0.6%● unchanged vs 03-2026
05-2026: 0.6%● unchanged vs 04-2026
06-2026: 0.7%▲ +0.1 percentage points vs 05-2026
07-2026: 0.8%▲ +0.1 percentage points vs 06-2026highest value
08-2026: 0.1%▼ -0.7 percentage points vs 07-2026lowest value
09-2026: 0.1%● unchanged vs 08-2026
10-2026: 0.1%● unchanged vs 09-2026
11-2026: 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Size: total assets €16,960
Founded in 2025
lowers risk
Liquidity: current ratio 3.79, cash €14,205
Sector: Advertising, market research and public relations activities (NACE 73)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 73, micro). It does better than 87% of them on solvency, 86% on liquidity and 88% on profitability.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 11,279 companies had the same profile as JVB Consult has now. Each dot stands for 29 companies, two years later.
96.6%
were still trading
2.6%
stopped another way
0.7%
went bankrupt
That fits the bankruptcy probability of JVB Consult itself: 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 11,279 companies, not a prediction for JVB Consult. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €1,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 3.79, above the usual 1.5. Short-term debt is 22.4% and cash 83.8% of total assets. 22.4% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-07-2026, 29 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
29 days early
← before the deadline
after the deadline →
Searched, nothing found (1)
Board and ownership
- Jeanne Vander Borght general partnerdeed of 05-02-2025
- Stéphanie Cassel limited partnerdeed of 05-02-2025
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1019529485
Incorporation
Founding capital of €500, 100 shares · Founders: Jeanne Vander Borght and Stéphanie Cassel · Appointment: Jeanne Vander Borght (associé commandité responsable et gérant) · published on 05-02-2025 · Gazette deed
First establishment
Brugmannlaan 273, Uccle
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| JVB Consult Uccle | €16,960 | €16,643 | 77.6% | - |
| Sales Impact Watermael-Boitsfort | €13,846 | €17,196 | 55.5% | - |
| AURIGAMI Tinlot | €16,951 | €13,122 | 76.5% | - |
| ANAHATA Y TIERRA Brussels | €22,446 | €20,017 | 87.9% | - |
| Coffee Corner Communication Mechelen | €22,065 | €17,101 | 66.4% | - |
| KM Media & Communications Brasschaat | €23,960 | €14,667 | 52.3% | - |
| SAMVWH AGENCY Beringen | €19,034 | €11,002 | 51.0% | - |
These companies have the same main activity as JVB Consult: public relations and communication consultancy (NACE 73300). They are comparable in size and age: total assets between €13,800 and €24,000, founded between 2024 and 2025.
Official details
Source: KBO- Status
- Active since 03-02-2025Normal situation
- Activity
- Public relations and communication consultancyNACE 73300and 3 others
- Establishment unit
- 2.370.852.9171180 Uccle, since 03-02-2025
- Financial year end
- 31 December
- Peppol
- Reachable since 12-07-2025
Annual accounts 2025
- €16,643
- €12,663
- €13,163
- €16,960
- Filing
- Filed on 02-07-2026, 29 days before the end of the filing period
Insights on JVB Consult
JVB Consult has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €13,163 and a net result of €12,663.
Its solvency ranks better than 75% of 8,615 sector peers (NACE 73, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
micro format, filed on 02-07-2026, 29 days before the deadline€16,643
€15,896
€12,663
€10,611
77.6%
3.79
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €100,000. Estimated: probably between €44,000 and €170,000.
Balance sheet
balance sheet total €16,960 on 31-12-2025What the company ownsHow it is paid for
Position in the sector
77.6%
Higher than 75% of 8,615 companies in 2025.
3.79
Higher than 71% of 8,291 companies in 2025.
74.7%
Higher than 95% of 8,400 companies in 2025.
JVB Consult
Middle half of the sector
80% of the sector
Micro accounts in advertising and market research (NACE 73)
Net result: middle half · Equity: bottom quarter · Balance sheet total: bottom quarter · Working capital: middle half
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 |
|---|---|---|
| Balance sheet: assets | ||
20/58 |
16,960 | |
21/28 |
2,552 | |
22/27 |
2,552 | |
24 |
2,552 | |
29/58 |
14,408 | |
40/41 |
203 | |
40 |
130 | |
41 |
73 | |
54/58 |
14,205 | |
| Balance sheet: equity and liabilities | ||
10/49 |
16,960 | |
10/15 |
13,163 | |
10/11 |
500 | |
14 |
12,663 | |
17/49 |
3,797 | |
42/48 |
3,797 | |
44 |
567 | |
440/4 |
567 | |
45 |
3,231 | |
450/3 |
3,231 | |
| Income statement | ||
9900 |
16,643 | |
630 |
347 | |
640/8 |
400 | |
9901 |
15,896 | |
65/66B |
3 | |
65 |
3 | |
9903 |
15,893 | |
67/77 |
3,231 | |
9904 |
12,663 | |
9905 |
12,663 | |
| Appropriation of the result | ||
9906 |
12,663 | |
| Document | ||
The notes to these accounts have 5 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 02-07-2026.
Filings
each dot is a set of accounts, on the day it reached the National Bank| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | micro format | 02-07-2026 | 2026-00240619 |
Key figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 |
|---|---|---|
| 16,243 | ||
| 13,010 | ||
| 2,899 | ||
| 10,611 | ||
| 77.6% | ||
| 3.79 | ||
| 0.29 | ||
| 96.2% | ||
| 74.7% | ||
| over 100 |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Investments
fixed assets acquired| Item | 2025 |
|---|---|
| Tangible fixed assets | €2,899 |
| €347 |
Source: notes to the 2025 annual accounts (statement of fixed assets)
Insights on JVB Consult
Debt's share of the balance-sheet total is 22.4%.
Board & ownership
Board
1 director, since incorporationAssocié commandité responsable et gérant
associé commandité responsable et gérant since 03-02-2025
associé commandité responsable et gérant appointed by deed of 05-02-2025
term without a fixed end
listed in the 2025 annual accounts, filed on 02-07-2026
Mandates through the years
1 name, the dashed line is todayJeanne Vander Borght
Associé commandité responsable et gérant
Associé commandité responsable et gérant
BoardOther function
Mandates as a list
- Jeanne Vander Borght
- Associé commandité responsable et gérant, from 03-02-2025 to date
- Associé commandité responsable et gérant, appointed by deed of 05-02-2025, still in office
Control
Founders
Jeanne Vander Borght, Stéphanie Cassel
This company
JVB Consult
Equity €13,163
Profit €12,663 in 2025
Capital
- Capital
- €500
- Shares
- 100
- Contribution per share
- €5
- Equity per share
- €132 in 2025
- Source
- deed of 05-02-2025
Articles of association
deed of 05-02-2025 (in French)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Second Thursday of June at 18:00
- Dissolution ruleThe articles set when and by whom the company can be dissolved.
- “Deux tiers des parts sociales, même proportion”
Shareholders
At incorporation
deed of 05-02-2025 ↗
- Jeanne Vander Borght Associé commandité · 99 shares (99%) · €495
- Stéphanie Cassel Associé commanditaire · 1 share (1%) · €5
Capital transactions
Capital over time
- 05-02-2025 Incorporation · €500
- 05-02-2025 Incorporation · €500 · 100 shares
Network & group
No group
JVB Consult has no parent and no holdings in its annual accounts. Jeanne Vander Borght is the only director. JVB Consult shares no director with another company.
At the same address
Brugmannlaan 273, 1180 Uccle · 3 other companies| Y.E.C. PODOLOGIE
registered office since 01-01-2007 · founded in 2006 |
total assets €288,283 (2025) 0885.764.507 |
| Jacques, Thomas (sole trader)
establishment since 01-12-2017 |
founded in 2017 0684.546.717 |
| Association des copropriétaires à Uccle, Avenue Brugmann 273
registered office since 16-09-1994 |
founded in 1994 0551.936.433 |
Timeline
Timeline
4 events since 2025Filings
Establishments
20252026
2026
Annual accounts 2025 filed NBBmicro format · 29 days before the deadline
2025
Registered in the Peppol Directory Reachable for e-invoices through 0208:1019529485
IncorporationFounding capital of €500, 100 shares · Founders: Jeanne Vander Borght and Stéphanie Cassel · Appointment: Jeanne Vander Borght (associé commandité responsable et gérant) · published on 05-02-20257 points ▸
- Founding capital, €500
- Founder, Jeanne Vander Borght
- Founder, Stéphanie Cassel
- Partner, Jeanne Vander Borght (general partner)
- Partner, Stéphanie Cassel (limited partner)
- Director appointment, Jeanne Vander Borght (associé commandité responsable et gérant)
- Founding capital, €500, 100 shares
- The deed holds 1 more point.
First establishment Brugmannlaan 273, Uccle
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
Company details
Identity
- Enterprise number
- 1019.529.485
- VAT number
- BE 1019.529.485
- Peppol ID
- 0208:1019529485
- Other Peppol ID
- 9925:BE1019529485
- Legal form
- Limited partnership
- Status
- Active, normal situation
- Founded
- 03-02-2025
- Financial year
- ends on 31 December
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Second Thursday of June at 18:00deed of 05-02-2025 (in French)
- Peppol
- Reachable since 12-07-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- JVB Consult in French
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 05-02-2025 (in French)
- Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
- “Région Bruxelles-capitale”deed of 05-02-2025 (in French)
Activities
NACEBEL 202573300
Public relations and communication consultancy main activity
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “La fourniture de conseils,services et assistance dans le domaine des ressources humaines; La consultance,le service,l’administration,le…”deed of 05-02-2025 (in French)
11 activities
- La fourniture de conseils,services et assistance dans le domaine des ressources humaines
- La consultance,le service,l’administration,le secrétariat,le management et la stratégie d’entreprise,
- La formation et l’information de personnes et de sociétés,
- La conception,le développement et le marketing de projets et de produits,
- L’organisation d’évènements,
- Le commissionnement de quelque nature lors d’apports d’affaires à des tiers,
- Le prêt à toutes sociétés et/ou personnes physiques et se porter caution,même hypothécairement,
- La fonction d’administrateur,de gérant ou de liquidateur dans d’autres sociétés,
- Acquérir ou créer tous établissements relatifs à son objet,
- La gestion,la souscription,la prise ferme,le placement,l'achat,la vente la détention et la négociation d'actions,de parts sociales,d'obligations,de certificats,de créances,de capitaux et d'autres valeurs mobilières,émises par des entreprises belges ou étrangères,que ces dernières soient des entreprises commerciales,civiles ou financières,des institutions ou des associations à caractère(semi)publique ou non pour compte propre,
- L’achat,la vente,la construction,la rénovation,le lotissement,la location,la promotion,la détention et la mise en valeur de tous biens immeubles,ainsi que toutes prestations de conseils et de services dans le secteur immobilier,en ce compris la gestion de projet et l’activité de marchand de biens,
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| Brugmannlaan 273 registered office 1180 Uccle | 03-02-2025 | 2.370.852.917 |
Buildings and parcels at the address
- Ground area
- 93 m²
- Buildings
- 71 m²
- Volume, LiDAR
- 1,005 m³
- Tallest building
- 17.9 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 21016B0276/00F028 | 93 m² | 1 · 71 m² | 17.9 m · 5 |