JUNAR
ActiveJUNAR has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €65k and a net result of €16k. Equity is growing by ~17.6% per year across the filed fiscal years. Its solvency ranks better than 75% of 20786 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2024
83
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability86▲+13
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 5.26 against 8.84 in 2023; short-term debt: 19% and cash: 5.1% of total assets), and 19% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-09-2025, 60 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
60 d late
2023
9 d early
2022
31 d late
2021
1 d late
2020
78 d late
2019
4 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€65k▲ 31.6%
2023 · €50k
2019: €33k
2020: €30k
2021: €32k
2022: €42k
2023: €50k
2019 → 2024
Total assets
€81k▲ 44.1%
2023 · €56k
2019: €49k
2020: €31k
2021: €36k
2022: €48k
2023: €56k
2019 → 2024
Net result
€16k▲ 96.0%
2023 · €8k
2019: €6k
2020: €-3k
2021: €2k
2022: €9k
2023: €8k
2019 → 2024
Working capital
€65k▲ 31.6%
2023 · €50k
2019: €33k
2020: €30k
2021: €32k
2022: €42k
2023: €50k
2019 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€30k-€32k▲ 5.5%€42k▲ 29.2%€50k▲ 19.2%€65k▲ 31.6%
Operating result€-1k-€4k€15k▲ 306%€13k▼ 10.9%€25k▲ 94.7%
Net result€-3k-€2k€9k▲ 458%€8k▼ 15.1%€16k▲ 96.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 95% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Equity and liabilities €81k
Equity
€65k▲ 31.6%
Debt
€15k▲ 142%
The debt ratio rises from 11.3% to 19.0%. Equity and debt are higher.
Key figures and ratios
Solvency
81.0%▼
2023 · 88.7%
Current ratio
5.26▼
2023 · 8.84
Quick ratio
5.26▼
2023 · 8.84
Debt / equity
0.23▲
2023 · 0.13
ROE
24.0%▲
2023 · 16.1%
ROA
19.4%▲
2023 · 14.3%
Debt
€15k▲
2023 · €6k
Debt ≤ 1 year
€15k▲
2023 · €6k
Income taxes
€8k▲
2023 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€56k€81k▲
Current assets29/58€56k€81k▲
Amounts receivable within one year40/41€46k€76k▲
Trade receivables40€1k€13k▲
Other amounts receivable41€45k€63k▲
Cash at bank and in hand54/58€10k€4k▼
Deferred charges and accrued income490/1€7€0▼
Equity and liabilities
Total equity and liabilities10/49€56k€81k▲
Equity10/15€50k€65k▲
Contributions10/11€6k€6k=
Reserves13€2k€18k▲
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€2k€18k▲
Profit (loss) carried forward14€42k€42k=
Amounts payable17/49€6k€15k▲
Amounts payable within one year42/48€6k€15k▲
Trade debts44€524€3k▲
Suppliers440/4€524€3k▲
Taxes, remuneration and social security45€6k€12k▲
Taxes450/3€6k€12k▲
Income statement
Code20232024
Other operating charges640/8€575€161▼
Gross operating margin9900€14k€26k▲
Operating profit (loss)9901€13k€25k▲
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€11k€24k▲
Income taxes67/77€3k€8k▲
Profit (loss) for the period9904€8k€16k▲
Profit (loss) for the period to be appropriated9905€8k€16k▲
Appropriation of the result
Profit (loss) to be appropriated9906€42k€57k▲
Profit (loss) brought forward from the previous period14P€34k€42k▲
Transfer to equity691/2-€16k
To other reserves6921-€16k
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
29-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 60 days late
2024
31-12
Financial
Highest result since 2019net €16k ▲96%
Operating result €25k, net result €16k, both a record.
22-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
01-02
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 1 day late
2021
30-06
Financial
Back to profitnet €2k
Net result €2k after one loss-making year.
19-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 78 days late
2020
30-06
Financial
Weakest financial yearnet €-3k ▼147%
Net result drops to €-3k, the lowest in the series; recovery starts the following year.
30-06
Financial
Liquidity times 13current ratio 40.35
Current ratio from 3.09 to 40.35; short-term debt falls from €16k to €775.
27-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
29-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
26-12
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
28-12
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
2015
23-12
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Morlanwelz
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Mon Plaisir(CAR) 207141 MorlanwelzGround area
961 m²
Building footprint
93 m²
Parcel 56015A0809/00E002, Wallonia. Linked by address, not a title deed.
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 56015A0809/00E002 | Wallonia | 961 m² | 1 · 93 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 16,878 companies in sector 62100 we hold annual accounts for 8,776. 6,912 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-07-2013
Fiscal year end31-12
Activities, NACEBEL
62010Computer programming, consultancy and related activities
62100Computer programming
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.