JUNAR
ActiveSummary
JUNAR has been active since 2013 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €78,443 and a net result of €13,228. Equity has been growing by about 20% per year since 2019. Its solvency ranks better than 73% of 21,149 sector peers (NACE 62, financial year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Overview
Overview
Official details
Source: KBO- Status
- Active since 24-07-2013 Normal situation
- Activity
- Computer programming NACE 62100
- Financial year end
- 31 December
- Peppol
- Reachable since 20-11-2020
Financial position
- Bankruptcy probabilitywithin 12 months
- 0.5%
- Gross margin
- €15,895
- ▼ 37.8%
- Turnover
- ≈ €86,000
- estimated
- Profit
- €13,228
- ▼ 15.5%
- Equity
- €78,443
- ▲ 20.3%
- Total assets
- €99,349
- ▲ 23.4%
- 2025 accounts filed 73 days after the deadline
Score breakdownraises riskLast filed accounts filed 73 days late; 2 of the last 3 accounts lateNo registered site in the KBOSize: total assets €99,349lowers riskSector: Computer programming, consultancy and related activities (NACE 62)Show the evidence
Checked score
About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 85% of them on solvency, 32% on liquidity, 29% on profitability and 66% on growth.
The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
The company filed its last 7 accounts on average 33 days after the deadline. In the sector (NACE 62), the median for financial year 2024 was 9 days before the deadline, and 33% of those companies filed late.
Searched, nothing found (2)
Financials
Financials · financial year 2025, micro format
2025 annual accounts filed 73 days after the deadline Filed on 12 October 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00554138.
Annual accounts 2025 filed on 12-10-2026 at the NBB all 12 filings
Every figure per financial year
The operating result for 2025 is 41% lower than in 2024.
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|
| Other operating charges640/8 | - | - | - | €739 | €575 | €161 | €857 | ▲ 433% |
| Gross operating margin9900 | €9,221 | -€1,433 | €3,992 | €15,373 | €13,616 | €25,545 | €15,895 | ▼ 37.8% |
| Operating profit (loss)9901 | €8,819 | -€1,433 | €3,602 | €14,634 | €13,041 | €25,384 | €15,038 | ▼ 40.8% |
| Financial income75/76B | - | - | - | - | - | - | €3,799 | - |
| Recurring financial income75 | - | €45 | - | - | - | - | €3,799 | - |
| Financial charges65/66B | - | - | - | €1,584 | €1,990 | €1,609 | €1,331 | ▼ 17.2% |
| Recurring financial charges65 | €40 | €104 | €76 | €1,584 | €1,990 | €1,609 | €1,331 | ▼ 17.2% |
| Profit (loss) for the period before taxes9903 | €8,779 | -€1,492 | €3,526 | €13,051 | €11,050 | €23,775 | €17,505 | ▼ 26.4% |
| Income taxes67/77 | €2,630 | €1,412 | €1,840 | €3,650 | €3,068 | €8,128 | €4,278 | ▼ 47.4% |
| Profit (loss) for the period9904 | €6,149 | -€2,904 | €1,686 | €9,401 | €7,983 | €15,648 | €13,228 | ▼ 15.5% |
| Profit (loss) for the period to be appropriated9905 | €6,149 | -€2,904 | €1,686 | €9,401 | €7,983 | €15,648 | €13,228 | ▼ 15.5% |
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|
| Assets | ||||||||
| Total assets20/58 | €49,417 | €31,273 | €35,793 | €47,798 | €55,893 | €80,535 | €99,349 | ▲ 23.4% |
| Current assets29/58 | €49,417 | €31,273 | €35,793 | €47,798 | €55,893 | €80,535 | €99,349 | ▲ 23.4% |
| Amounts receivable within one year40/41 | €43,034 | €23,330 | €25,277 | €44,673 | €45,960 | €76,394 | €92,631 | ▲ 21.3% |
| Trade receivables40 | - | - | - | €6,309 | €1,000 | €12,934 | €15,868 | ▲ 22.7% |
| Other amounts receivable41 | - | - | - | €38,364 | €44,960 | €63,460 | €76,762 | ▲ 21.0% |
| Cash at bank and in hand54/58 | €6,383 | €5,722 | €6,321 | €1,033 | €9,925 | €4,141 | €6,718 | ▲ 62.2% |
| Deferred charges and accrued income490/1 | - | - | - | €2,091 | €7 | €0 | - | - |
| Equity and liabilities | ||||||||
| Total equity and liabilities10/49 | €49,417 | €31,273 | €35,793 | €47,798 | €55,893 | €80,535 | €99,349 | ▲ 23.4% |
| Equity10/15 | €33,402 | €30,498 | €32,184 | €41,585 | €49,567 | €65,215 | €78,443 | ▲ 20.3% |
| Contributions10/11 | €6,200 | €6,200 | €6,200 | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Reserves13 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | €17,508 | €17,508 | = |
| Non-distributable reserves130/1 | - | - | - | €1,860 | €0 | - | - | - |
| Reserves not available under the articles1311 | - | - | - | €1,860 | €0 | - | - | - |
| Distributable reserves133 | - | - | - | - | €1,860 | €17,508 | €17,508 | = |
| Profit (loss) carried forward14 | €25,342 | €22,438 | €24,124 | €33,525 | €41,507 | €41,507 | €54,735 | ▲ 31.9% |
| Amounts payable17/49 | €16,015 | €775 | €3,609 | €6,213 | €6,325 | €15,320 | €20,906 | ▲ 36.5% |
| Amounts payable within one year42/48 | €16,015 | €775 | €3,609 | €6,213 | €6,325 | €15,320 | €20,906 | ▲ 36.5% |
| Trade debts44 | €5,092 | €467 | - | - | €524 | €3,492 | €5,507 | ▲ 57.7% |
| Suppliers440/4 | - | - | - | - | €524 | €3,492 | €5,507 | ▲ 57.7% |
| Taxes, remuneration and social security45 | - | - | - | €6,213 | €5,801 | €11,829 | €15,399 | ▲ 30.2% |
| Taxes450/3 | - | - | - | €6,213 | €5,801 | €11,829 | €15,399 | ▲ 30.2% |
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €6,149 | -€2,904 | €1,686 | €9,401 | €7,983 | €15,648 | €13,228 | ▼ 15.5% |
| Operating cash flow (approximation) | €6,149 | -€2,904 | €1,686 | €9,401 | €7,983 | €15,648 | €13,228 | ▼ 15.5% |
| Change in cash | - | -€661 | €599 | -€5,288 | €8,892 | -€5,784 | €2,577 | - |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Historical observation
In July 2024, 34,693 companies had the same profile as JUNAR has now. Two years later, 95.3% were still going and 0.7% had gone bankrupt.
- Micro
- 10 to 20 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
That fits the bankruptcy probability of JUNAR itself: 0.5% within 12 months.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 34,693 companies, not a prediction for JUNAR. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Latest 10 of 12 filings with the National Bank
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | micro format | 12-10-2026 | 2026-00554138 | |
| 31-12-2024 | micro format | 29-09-2025 | 2025-00508994 | |
| 31-12-2023 | micro format | 22-07-2024 | 2024-00268505 | |
| 31-12-2022 | micro format | 31-08-2023 | 2023-00394632 | |
| 30-06-2021 | micro format | 01-02-2022 | 2022-04200240 | |
| 30-06-2020 | micro format | 19-04-2021 | 2021-10700110 | |
| 30-06-2019 | micro format | 27-01-2020 | 2020-02300479 | |
| 30-06-2018 | micro format | 29-01-2019 | 2019-02900578 | |
| 30-06-2017 | micro format | 26-12-2017 | 2017-73700090 | |
| 30-06-2016 | full format | 28-12-2016 | 2016-72100155 |
Board & ownership
Directors
Owners and capital
Capital transactions
- 16-08-2022 Capital stated in the deed · 186 shares
Articles of association
- Transfer restrictionThis rule says whether shareholders may sell their shares freely or need approval first.
- “Moitié cédant moitié acquéreurs proportionnellement actions acquises, cessions entre vifs onéreuses ou gratuites,volontaires ou…”
Articles of association, deed of 16-08-2022 (in French)
Network & group
JUNAR shares no director with another company.
Connections & network
1 current directorThe network starts from the directors of JUNAR. Every other company they run is a node.
Timeline
Acts, filings and financial milestones
16-08
Gazette deed
Appointment: Arnaud JUND (sole director)Registered office clause · Capital conversion · Reserve release9 points ▸
- Registered office clause, “7141 Morlanwelz (Carnières), rue Mon Plaisir 20” (deed in French)
- General meeting, 20-06-2022
- Capital conversion, EUR, “compte de capitaux propres "apports non appelés"” (deed in French)
- Reserve release, “suppression, rendre ces fonds disponibles pour distribution” (deed in French)
- Amendment of the articles
- Capital
- Director appointment, Arnaud JUND (sole director)
- Registered office clause, “Morlanwelz (Carnières),rue Mon Plaisir,n°20” (deed in French)
- Power of attorney, Arnaud JUND
Show earlier events
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Register details
Identity
KBO recordRegistered office and establishments
Activities
NACEBEL 2025Codes under NACEBEL 2008
10 activities
- Tous services, études, prestations, mises à disposition, interprétations, expertises et conseils ayant un rapport avec l'informatique, les télécommunications, multimédias ou l'électronique;
- Toutes opérations scientifiques, techniques, industrielles, commerciales, ainsi que toutes recherches ou interventions se rapportant aux objets ci-dessus;
- La prise, l'acquisition, la cession et l'exploitation, directe ou indirecte, l'hébergement de site et par tous moyens de tous logiciels, progiciels, brevets, licences, dessins, et marques de fabrique se rattachant aux objets ci-dessus;
- L'achat, la vente, la location, l'importation, l'exportation de tous biens ou services, et plus spécialement, des biens et services liés aux objets ci-dessus.
- Indépendamment et d'une manière générale, la société peut fournir assistance sur les plans administratifs, économiques, commerciaux, et techniques, à tous organismes, entreprises, collectivités, privés ou publics ainsi qu'à tout particulier, dans tous ces domaines.
- La société pourra réaliser toutes opérations généralement quelconques, commerciales, industrielles, financières, mobilières ou immobilières ayant un rapport direct ou indirect avec son objet ou qui seraient de nature à en faciliter la réalisation.
- Elle pourra s'intéresser par toutes voies dans toutes sociétés, entreprises ou associations ayant un objet similaire ou connexe au sien, ou de nature à favoriser le développement de ses activités.
- La société pourra acheter, prendre à bail, louer, construire, vendre ou échanger tous biens meubles et immeubles, matériels et installations.
- La société peut également exercer les fonctions d'administrateur, de gérant ou de liquidateur dans d'autres sociétés.
- La société pourra se porter caution et donner toute sûreté personnelle ou réelle en faveur de toute personne ou société liée ou non.
Invoicing and payment
Financial year and general meeting
Accounts at the NBBSites & property
Buildings and parcels at the address
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 56015A0809/00E002 | Wallonia | 961 m² | 1 · 93 m² | 10.1 m · 3 |