IT's MATIC
ActiveIT's MATIC has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €52k and a net result of €8k. Equity is growing by ~9.9% per year across the filed fiscal years. Its solvency ranks better than 41% of 16935 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
91
/ 100
Excellent▲ +8 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability73▲+40
Solvency92▼-8
Growth52=
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 1.9 against 7.24 in 2024), but 50.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
49.7%
Return on assets
7.3%
Age of the figures
8 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-07-2026, 9 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
9 d early
2024
86 d early
2023
135 d early
2022
21 d late
2021
5 d late
2020
18 d late
2019
11 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€114k
EBIT margin
14.7%
Net result
€8k▲ 29.0%
2024 · €6k
2018: €12k
2019: €16k
2020: €20k
2021: €29k
2022: €6k
2023: €17k
2024: €6k
2018 → 2025
Working capital
€47k▼ 43.8%
2024 · €83k
2018: €24k
2019: €38k
2020: €60k
2021: €89k
2022: €83k
2023: €79k
2024: €83k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€93k-€100k▲ 6.9%€93k▼ 7.0%€89k▼ 3.5%€52k▼ 42.2%
Operating result€39k-€10k▼ 75.2%€24k▲ 148%€9k▼ 62.0%€10k▲ 11.4%
Net result€29k-€6k▼ 78.0%€17k▲ 172%€6k▼ 66.4%€8k▲ 29.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 11% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €104k
Fixed assets
€5k▼ 20.9%
Current assets
€99k▲ 2.5%
Equity and liabilities €104k
Equity
€52k▼ 42.2%
Debt
€52k▲ 291%
The debt ratio rises from 13.0% to 50.3%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€15k▼
2024 · €18k
Cash flow
€12k▼
2024 · €15k
Solvency
49.7%▼
2024 · 87.0%
Current ratio
1.90▼
2024 · 7.24
Quick ratio
1.90▼
2024 · 7.24
Debt / equity
1.01▲
2024 · 0.15
ROE
14.7%▲
2024 · 6.6%
ROA
7.3%▲
2024 · 5.7%
Interest coverage
12.51▼
2024 · 13.16
Debt
€52k▲
2024 · €13k
Debt ≤ 1 year
€52k▲
2024 · €13k
Income taxes
€3k▲
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€103k€104k▲
Fixed assets21/28€6k€5k▼
Tangible fixed assets22/27€6k€5k▼
Plant, machinery and equipment23-€324
Furniture and vehicles24€5k€4k▼
Other tangible fixed assets26€595€66▼
Financial fixed assets28€279€279=
Current assets29/58€97k€99k▲
Amounts receivable within one year40/41€23k€25k▲
Trade receivables40€14k€24k▲
Other amounts receivable41€10k€662▼
Cash at bank and in hand54/58€73k€72k▼
Deferred charges and accrued income490/1€176€1k▲
Equity and liabilities
Total equity and liabilities10/49€103k€104k▲
Equity10/15€89k€52k▼
Contributions10/11€19k€19k=
Reserves13€70k€33k▼
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Tax-exempt reserves132€2k€2k=
Distributable reserves133€67k€30k▼
Profit (loss) carried forward14€480-
Amounts payable17/49€13k€52k▲
Amounts payable within one year42/48€13k€52k▲
Trade debts44€8k€3k▼
Suppliers440/4€8k€3k▼
Taxes, remuneration and social security45€6k€11k▲
Taxes450/3€6k€11k▲
Other amounts payable47/48-€38k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€5k▼
Other operating charges640/8€671€906▲
Gross operating margin9900€18k€16k▼
Operating profit (loss)9901€9k€10k▲
Financial income75/76B€521€1k▲
Recurring financial income75€521€1k▲
Financial charges65/66B€1k€1k▼
Recurring financial charges65€1k€1k▼
Profit (loss) for the period before taxes9903€8k€10k▲
Income taxes67/77€2k€3k▲
Profit (loss) for the period9904€6k€8k▲
Profit (loss) for the period to be appropriated9905€6k€8k▲
Appropriation of the result
Profit (loss) to be appropriated9906€6k€8k▲
Profit (loss) brought forward from the previous period14P€480€480=
Transfer from equity791/2€9k€37k▲
Transfer to equity691/2€6k-
To other reserves6921€6k-
Profit to be distributed694/7€9k€45k▲
Return on contributions (dividend)694€9k€45k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
22-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
06-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €6k ▼66.4%
Net result drops to €6k, the lowest in the series; recovery starts the following year.
18-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
21-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 21 days late
2022
05-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 5 days late
2021
31-12
Financial
Highest result since 2018net €29k ▲43.8%
Operating result €39k, net result €29k, both a record.
18-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 18 days late
2020
20-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Liquidity triplescurrent ratio 8.95
Current ratio from 2.87 to 8.95; short-term debt falls from €13k to €5k.
31-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 31 days late
2018
15-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 46 days late
2017
27-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 27 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Fontaine-l'Evêque · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Lieut.Maurice Tasse(FLM) 1426141 Fontaine-l'Evêque1 establishment unit
IT's Matic
since 20142.233.909.901
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Of 16,807 companies in sector 62100 we hold annual accounts for 8,747. 6,790 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-08-2014
Fiscal year end31-12
Activities, NACEBEL
62010Computer programming, consultancy and related activities
62100Computer programming
47400Retail sale of information and communication equipment
47410Retail trade
62020IT consultancy
62200Computer consultancy and computer facilities management
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filings
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:claude.helson@gmail.com
Phone:0475/516874