Skip to content

JS-WOHNEN

Active
Private limited companyfounded 20188 yrs activeBahnallee,Recht 44, 4780 Sankt Vith, BelgiumKBO/BCE: BE 0697.644.586
Summary

JS-WOHNEN has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€111,477) and a net result of €9,025. Equity is shrinking by ~4.9% per year across the filed fiscal years. Its solvency ranks better than 14% of 14220 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

Checked score

Score 2025
Axes · tick = 2024
Profitability44▲+5
Solvency17=
Growth58=
Track record100
Bankruptcy probability, 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.09 against 0.12 in 2024; short-term debt: 3.1% and cash: 0.1% of total assets), and equity is negative.
Credit check for your own amount and term

Open the credit simulator : see how the verdict changes with amount, term and advance.

Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 8 years 0 10 y
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 14% of 14220 sector peers (2025).
NBB · sector comparison
Position among 14220 sector peers
Solvency
better than 14%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-07-2026, 9 days ahead of the deadline.
NBB · 7 filings
Deviation from the deadline
2025
9 d early
2024
9 d early
2023
30 d early
2022
31 d late
2021
31 d late
2020
31 d late
2019
55 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 14 days after the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

JS-WOHNEN was incorporated on 5 June 2018.1 Total assets went from EUR 1.4 million in 2019 to EUR 1.4 million in 2025 and headcount from 0.2 full-time equivalents in 2020 to 0.1 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2019, 2020 and 2025

Go further with this company

Is this your company? See how customers and banks see it.

Investigating this company? Keep it with today's facts in a case file.

Financials · fiscal year 2025, micro schema

Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€9,025▲ 409%
2024 · €1,772
Working capital
-€39,573▲ 0.8%
2024 · -€39,912
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result€14,827€16,384▲ 10.5%€8,770▼ 46.5%€20,032▲ 128%€26,214▲ 30.9%
Net result-€7,030▲ 91.8%-€3,811▲ 45.8%-€10,441▼ 174%€1,772€9,025▲ 409%
Equity-€108,021▼ 7.0%-€111,832▼ 3.5%-€122,274▼ 9.3%-€120,502▲ 1.4%-€111,477▲ 7.5%
Total assets€1.5m▼ 1.6%€1.5m▼ 1.7%€1.4m▼ 1.3%€1.4m▼ 1.7%€1.4m▼ 1.7%
Debt€1.6m▼ 1.1%€1.6m▼ 1.3%€1.6m▼ 0.5%€1.5m▼ 1.7%€1.5m▼ 2.2%
Working capital-€257,920▲ 41.0%-€37,271▲ 85.5%-€34,943▲ 6.2%-€39,912▼ 14.2%-€39,573▲ 0.8%
Staff (FTE)1▲ 400%1.9▲ 90.0%1.8▼ 5.3%1▼ 44.4%0.1▼ 90.0%
Result per fiscal year
Operating resultNet result
-€20,000-€10,000€0€10,000€20,000€30,000Operating result 2021: €14,827€14,827Net result 2021: -€7,030-€7,030Operating result 2022: €16,384€16,384Net result 2022: -€3,811-€3,811Operating result 2023: €8,770€8,770Net result 2023: -€10,441-€10,441Operating result 2024: €20,032€20,032Net result 2024: €1,772€1,772Operating result 2025: €26,214€26,214Net result 2025: €9,025€9,02520212022202320242025-€20,000-€10,000€0€10,000€20,000€30,000Operating result 2023: €8,770€8,770Net result 2023: -€10,441-€10,400Operating result 2024: €20,032€20,000Net result 2024: €1,772€1,770Operating result 2025: €26,214€26,200Net result 2025: €9,025€9,020202320242025
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 31% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.4m
Fixed assets €1.4m ▼ 1.6%
Current assets €4,002 ▼ 27.1%
Key figures and ratios
2025 value · change against 2024
EBITDA
€49,744▲
2024 · €44,263
Cash flow
€32,555▲
2024 · €26,002
Solvency
-8.0%▲
2024 · -8.5%
Current ratio
0.09▼
2024 · 0.12
Debt to equity
-13.54▼
2024 · -12.80
ROA
0.6%▲
2024 · 0.1%
Interest coverage
2.89▲
2024 · 2.42
Debt ≤ 1 year
€43,575▼
2024 · €45,400
Debt > 1 year
€1.5m▼
2024 · €1.5m
Staff costs
€1,455▼
2024 · €1,607
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 908 companies that looked in July 2024 the way this one looks now, 5.9% went bankrupt within 24 months and 89% are still going.

  • Micro
  • 5 to 10 years old
  • negative equity
  • a profit under 5% of the balance sheet
5.9% went bankrupt
3.9% stopped otherwise
89% still going

A further 1.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a lower bankruptcy probability: 0.4% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.6%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 908 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 42 lines
Balance sheet Code20242025
Assets
Total assets20/58€1.4m€1.4m▼
Fixed assets21/28€1.4m€1.4m▼
Tangible fixed assets22/27€1.4m€1.4m▼
Land and buildings22€1.4m€1.3m▼
Plant, machinery and equipment23€60,687€56,328▼
Furniture and vehicles24-€653
Current assets29/58€5,488€4,002▼
Amounts receivable within one year40/41€275-
Trade receivables40€275-
Cash at bank and in hand54/58€2,809€1,584▼
Deferred charges and accrued income490/1€2,404€2,418▲
Equity and liabilities
Total equity and liabilities10/49€1.4m€1.4m▼
Equity10/15-€120,502-€111,477▲
Contributions10/11€20,000€20,000=
Profit (loss) carried forward14-€140,502-€131,477▲
Amounts payable17/49€1.5m€1.5m▼
Amounts payable after more than one year17€1.5m€1.5m▼
Financial debts170/4€640,312€598,276▼
Other amounts payable178/9€856,500€867,000▲
Amounts payable within one year42/48€45,400€43,575▼
Current portion of amounts payable after more than one year42€40,971€42,037▲
Trade debts44€3,163€262▼
Suppliers440/4€3,163€262▼
Taxes, remuneration and social security45€110€121▲
Remuneration and social security454/9€110€121▲
Other amounts payable47/48€1,156€1,156=
Accrued charges and deferred income492/3€650€650=
Income statement Code20242025
Non-recurring operating income76A-€5,307
Remuneration, social security and pensions62€1,607€1,455▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€24,231€23,530▼
Other operating charges640/8€4,830€5,014▲
Gross operating margin9900€50,700€56,213▲
Operating profit (loss)9901€20,032€26,214▲
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€18,260€17,189▼
Recurring financial charges65€18,260€17,189▼
Profit (loss) for the period before taxes9903€1,772€9,025▲
Profit (loss) for the period9904€1,772€9,025▲
Profit (loss) for the period to be appropriated9905€1,772€9,025▲
Appropriation of the result
Profit (loss) to be appropriated9906-€140,502-€131,477▲
Profit (loss) brought forward from the previous period14P-€142,274-€140,502▲

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Non-recurring operating income76A----€5,307-
Remuneration, social security and pensions62€2,198€2,562€1,834€1,607€1,455▼ 9.5%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€25,032€25,032€24,618€24,231€23,530▼ 2.9%
Other operating charges640/8€3,737€3,807€4,684€4,830€5,014▲ 3.8%
Gross operating margin9900€45,794€47,786€39,906€50,700€56,213▲ 10.9%
Operating profit (loss)9901€14,827€16,384€8,770€20,032€26,214▲ 30.9%
Financial income75/76B€0--€0--
Recurring financial income75€0--€0--
Financial charges65/66B€21,857€20,195€19,212€18,260€17,189▼ 5.9%
Recurring financial charges65€21,857€20,195€19,212€18,260€17,189▼ 5.9%
Profit (loss) for the period before taxes9903-€7,030-€3,811-€10,441€1,772€9,025▲ 409%
Profit (loss) for the period9904-€7,030-€3,811-€10,441€1,772€9,025▲ 409%
Profit (loss) for the period to be appropriated9905-€7,030-€3,811-€10,441€1,772€9,025▲ 409%
Line20212022202320242025Change
Assets
Total assets20/58€1.5m€1.5m€1.4m€1.4m€1.4m▼ 1.7%
Formation expenses20€1,317€387----
Fixed assets21/28€1.5m€1.5m€1.4m€1.4m€1.4m▼ 1.6%
Tangible fixed assets22/27€1.5m€1.5m€1.4m€1.4m€1.4m▼ 1.6%
Land and buildings22€1.4m€1.4m€1.4m€1.4m€1.3m▼ 1.4%
Plant, machinery and equipment23€74,271€69,743€65,215€60,687€56,328▼ 7.2%
Furniture and vehicles24€2,375€1,583€791-€653-
Current assets29/58€4,203€3,835€6,313€5,488€4,002▼ 27.1%
Amounts receivable within one year40/41---€275--
Trade receivables40---€275--
Cash at bank and in hand54/58€3,314€3,093€5,499€2,809€1,584▼ 43.6%
Deferred charges and accrued income490/1€890€741€814€2,404€2,418▲ 0.6%
Equity and liabilities
Total equity and liabilities10/49€1.5m€1.5m€1.4m€1.4m€1.4m▼ 1.7%
Equity10/15-€108,021-€111,832-€122,274-€120,502-€111,477▲ 7.5%
Contributions10/11€20,000€20,000€20,000€20,000€20,000=
Profit (loss) carried forward14-€128,021-€131,832-€142,274-€140,502-€131,477▲ 6.4%
Amounts payable17/49€1.6m€1.6m€1.6m€1.5m€1.5m▼ 2.2%
Amounts payable after more than one year17€1.3m€1.5m€1.5m€1.5m€1.5m▼ 2.1%
Financial debts170/4€760,089€721,167€681,284€640,312€598,276▼ 6.6%
Other amounts payable178/9€576,500€815,500€846,500€856,500€867,000▲ 1.2%
Amounts payable within one year42/48€262,124€41,106€41,256€45,400€43,575▼ 4.0%
Current portion of amounts payable after more than one year42€37,936€38,922€39,883€40,971€42,037▲ 2.6%
Trade debts44€222,821€838€97€3,163€262▼ 91.7%
Suppliers440/4€222,821€838€97€3,163€262▼ 91.7%
Taxes, remuneration and social security45€211€190€120€110€121▲ 9.5%
Remuneration and social security454/9€211€190€120€110€121▲ 9.5%
Other amounts payable47/48€1,156€1,156€1,156€1,156€1,156=
Accrued charges and deferred income492/3€650-€650€650€650=
Line20212022202320242025Change
Profit (loss) for the period9904-€7,030-€3,811-€10,441€1,772€9,025▲ 409%
+ Depreciation and write-downs630€25,032€25,032€24,618€24,231€23,530▼ 2.9%
Operating cash flow (approximation)€18,002€21,221€14,177€26,002€32,555▲ 25.2%
Investment in fixed assets (approximation)--€930-€4,002€0-€679-
Change in cash--€220€2,405-€2,689-€1,226▲ 54.4%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
22-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial Highest result since 2019net €9,025 ▲409%
Operating result €26,214, net result €9,025, both a record.
22-07
NBB filing Annual accounts filed
fiscal year 2024 · unclassified schema
2024
31-12
Financial Back to profitnet €1,772
Net result €1,772 after 5 loss-making years.
01-07
NBB filing Annual accounts filed
fiscal year 2023 · unclassified schema
2023
31-08
NBB filing Annual accounts filed
fiscal year 2022 · unclassified schema · 31 days late
2022
31-08
NBB filing Annual accounts filed
fiscal year 2021 · unclassified schema · 31 days late
2021
31-08
NBB filing Annual accounts filed
fiscal year 2020 · unclassified schema · 31 days late
2020
31-12
Financial Weakest financial yearnet -€86,230
Net result drops to -€86,230, the lowest in the series; recovery starts the following year.
24-09
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema · 55 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts

We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sankt Vith · 1 establishment unit since 2018
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Bahnallee,Recht 444780 Sankt Vith
1 establishment unit
JS-Wohnen
Bahnallee,Recht 44, 4780 Sankt VithReal estate development
since 20182.277.451.122

Similar companies · same sector and region

This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 9,699 companies in sector 68121 we hold annual accounts for 7,385. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded05-06-2018
Fiscal year end31-12
Activities, NACEBEL 2025
68121Development of residential building projects
E-invoicing
Reachable via Peppol
Peppol ID 0208:0697644586
Also 9925:BE0697644586
Registered 15-01-2026

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.