GDMT IMMO
ActiveGDMT IMMO has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-64k) and a net result of €-9k. Equity is shrinking by ~31.1% per year across the filed fiscal years. Its solvency ranks better than 17% of 14056 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
44
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Negative equity caps the score. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability31▼-14
Solvency21▲+1
Growth32▼-26
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity ample (current ratio 3.4 against 1.22 in 2024; short-term debt: 18.9% and cash: 10.9% of total assets), but equity is negative.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-3.8%
Return on assets
-0.5%
Age of the figures
15 mo
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
202122232425
2020 to 2025 · latest year €-64k
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 16-01-2026, 15 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
15 d early
2024
21 d early
2023
14 d late
2022
30 d late
2021
on the day
2020
1 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close21-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-64k▼ 16.7%
2024 · €-55k
2020: €12k
2021: €-8k
2022: €-43k
2023: €-58k
2024: €-55k
2020 → 2025
Total assets
€1.66M▲ 64.9%
2024 · €1.01M
2020: €300k
2021: €613k
2022: €851k
2023: €844k
2024: €1.01M
2020 → 2025
Net result
€-9k
2024 · €3k
2020: €-3k
2021: €-25k
2022: €-35k
2023: €-15k
2024: €3k
2020 → 2025
Working capital
€756k▲ 977%
2024 · €70k
2020: €271k
2021: €-225k
2022: €-84k
2023: €-128k
2024: €70k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-8k-€-43k▼ 433%€-58k▼ 35.1%€-55k▲ 4.9%€-64k▼ 16.7%
Operating result€-20k-€-24k▼ 22.1%€-5k▲ 79.8%€17k€25k▲ 51.4%
Net result€-25k-€-35k▼ 39.1%€-15k▲ 56.8%€3k€-9k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 51% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.66M
Fixed assets
€594k▼ 4.2%
Current assets
€1.07M▲ 175%
Key figures and ratios
EBITDA
€52k▲
2024 · €44k
Cash flow
€18k▼
2024 · €30k
Solvency
-3.8%▲
2024 · -5.4%
Current ratio
3.40▲
2024 · 1.22
Quick ratio
0.70▲
2024 · 0.31
Debt / equity
-26.99▼
2024 · -19.39
ROA
-0.5%▼
2024 · 0.3%
Interest coverage
1.51▼
2024 · 3.14
Debt
€1.73M▲
2024 · €1.06M
Debt ≤ 1 year
€315k▼
2024 · €320k
Debt > 1 year
€1.41M▲
2024 · €742k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.01M€1.66M▲
Fixed assets21/28€620k€594k▼
Tangible fixed assets22/27€620k€593k▼
Land and buildings22€620k€593k▼
Financial fixed assets28-€1k
Current assets29/58€390k€1.07M▲
Stocks and contracts in progress3€292k€851k▲
Stocks30/36€292k€851k▲
Amounts receivable within one year40/41€4k€7k▲
Other amounts receivable41€4k€7k▲
Current investments50/53€23k€23k=
Cash at bank and in hand54/58€70k€182k▲
Deferred charges and accrued income490/1-€8k
Equity and liabilities
Total equity and liabilities10/49€1.01M€1.66M▲
Equity10/15€-55k€-64k▼
Contributions10/11€20k€20k=
Profit (loss) carried forward14€-75k€-84k▼
Amounts payable17/49€1.06M€1.73M▲
Amounts payable after more than one year17€742k€1.41M▲
Financial debts170/4€739k€1.41M▲
Other amounts payable178/9€3k€3k=
Amounts payable within one year42/48€320k€315k▼
Current portion of amounts payable after more than one year42€31k€31k▲
Trade debts44€4k€3k▼
Suppliers440/4€4k-
Bills of exchange payable441-€3k
Taxes, remuneration and social security45€4k€292▼
Taxes450/3€4k€292▼
Other amounts payable47/48€281k€281k=
Accrued charges and deferred income492/3€3k€3k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€27k€27k=
Other operating charges640/8€9k€7k▼
Gross operating margin9900€52k€59k▲
Operating profit (loss)9901€17k€25k▲
Financial charges65/66B€14k€34k▲
Recurring financial charges65€14k€34k▲
Profit (loss) for the period before taxes9903€3k€-9k▼
Profit (loss) for the period9904€3k€-9k▼
Profit (loss) for the period to be appropriated9905€3k€-9k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-75k€-84k▼
Profit (loss) brought forward from the previous period14P€-78k€-75k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
16-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Liquidity triplescurrent ratio 3.40
Current ratio from 1.22 to 3.40; short-term debt falls from €320k to €315k.
10-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
Financial
Back to profitnet €3k
Net result €3k after 4 loss-making years.
30-06
Financial
Liquidity doublescurrent ratio 1.22
Current ratio from 0.61 to 1.22; short-term debt falls from €325k to €320k.
14-02
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 14 days late
2023
02-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
30-06
Financial
Weakest financial yearnet €-35k
Net result drops to €-35k, the lowest in the series; recovery starts the following year.
31-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
01-02
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 1 day late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Chaudfontaine
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Voie de Liège 1164053 ChaudfontaineGround area
582 m²
Building footprint
56 m²
Volume, LiDAR
507 m³
Parcel 62030C0002/00F000, Wallonia · tallest building 9.7 m, ±3 floors. Linked by address, not a title deed.
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62030C0002/00F000 | Wallonia | 582 m² | 1 · 56 m² | 9.7 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
VS PROJECTS
BE 0819.684.642
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CODINVEST - LANDEN
BE 0442.814.304
Landen · Eq €12k
ATLAS
BE 1003.078.978
Waasmunster · Eq €12k
Likat
BE 0776.600.014
Turnhout · Eq €12k
ICONIC IMMO
BE 0763.573.013
Anderlecht · Eq €12k
Of 9,695 companies in sector 68121 we hold annual accounts for 7,383. 3,343 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-07-2019
Fiscal year end30-06
Activities, NACEBEL
68121Development of residential building projects
68110Buying and selling of own real estate
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.