JPF CONSTRUCT
ActiveSummary
JPF CONSTRUCT has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €56,338 and a net result of €29,994. Its solvency ranks better than 57% of 17,033 sector peers (NACE 68, financial year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Overview
- Equity
- €56,338
- Profit
- €29,994
- Borges Alves JeanDirector
- Borges Alves Jean PierreDirector
Why 88raises riskLast filed accounts filed 49 days late; 1 of the last 3 lateFounded in 2023lowers riskSector: Real estate activities (NACE 68)Liquidity: current ratio 1.60, cash €59,456Show the evidence
Checked score
About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro): better than 55% on solvency, 78% on liquidity, 88% on profitability and 92% on growth.
The bankruptcy probability was computed on 25-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
This company filed its last 2 accounts on average 4 days after the deadline; the sector median (NACE 68) for financial year 2024 is 7 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
- Resignation: Pereira Alves Jose Fernando (director)Share transfer
- Annual accounts filedfinancial year 2025 · micro…
- Capital & shares · Resignations &…Share transfer · Partner ·…
Financials · financial year 2025, micro format
2025 annual accounts filed late (49 days) Filed on 18 September 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00516046.
2024 to 2025, 2 financial years
The operating result rises in 2025; 2025 is 84% above 2024.
What the company sold each financial year and what was left of it. A loss stands below the zero line.
What the company owns (total assets), how much of it is its own (equity) and how much it owes.
Short-term assets minus short-term debts. Above zero the company can pay its bills in the short term.
How much of each euro of turnover is left from operations (EBIT margin) and what the assets earn (return on assets).
The share of the company financed with its own means. The higher it is, the better it absorbs a shock.
Short-term assets per euro of short-term debt. Above 1 the short-term debts are covered.
Use the arrow keys on the chart for the figures per year.
Sector: the middle half of NACE 68, Real estate activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Peer companies
Historical observationOf the 39,278 companies that looked in July 2024 the way this one looks now, 1.8% went bankrupt within 24 months and 95.8% are still going.
- Micro
- 2 to 5 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
A further 0.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a lower bankruptcy probability: 0.3% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,475 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 39,278 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Remuneration, social security and pensions62 | - | €3,340 | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | €108 | - |
| Other operating charges640/8 | €169 | €3,169 | ▲ 19× |
| Gross operating margin9900 | €22,122 | €46,979 | ▲ 112% |
| Operating profit (loss)9901 | €21,953 | €40,363 | ▲ 83.9% |
| Financial income75/76B | €10 | - | - |
| Recurring financial income75 | €10 | - | - |
| Financial charges65/66B | €119 | €119 | ▼ 0.4% |
| Recurring financial charges65 | €119 | €119 | ▼ 0.4% |
| Profit (loss) for the period before taxes9903 | €21,844 | €40,244 | ▲ 84.2% |
| Income taxes67/77 | €5,500 | €10,250 | ▲ 86.4% |
| Profit (loss) for the period9904 | €16,344 | €29,994 | ▲ 83.5% |
| Profit (loss) for the period to be appropriated9905 | €16,344 | €29,994 | ▲ 83.5% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €32,961 | €149,361 | ▲ 353% |
| Fixed assets21/28 | - | €804 | - |
| Tangible fixed assets22/27 | - | €404 | - |
| Furniture and vehicles24 | - | €404 | - |
| Financial fixed assets28 | - | €400 | - |
| Current assets29/58 | €32,961 | €148,557 | ▲ 351% |
| Amounts receivable within one year40/41 | €14,842 | €89,102 | ▲ 500% |
| Trade receivables40 | €12,991 | €85,777 | ▲ 560% |
| Other amounts receivable41 | €1,851 | €3,324 | ▲ 79.6% |
| Cash at bank and in hand54/58 | €18,120 | €59,456 | ▲ 228% |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €32,961 | €149,361 | ▲ 353% |
| Equity10/15 | €26,344 | €56,338 | ▲ 114% |
| Contributions10/11 | €10,000 | €10,000 | = |
| Profit (loss) carried forward14 | €16,344 | €46,338 | ▲ 184% |
| Amounts payable17/49 | €6,617 | €93,023 | ▲ 14× |
| Amounts payable within one year42/48 | €6,617 | €93,023 | ▲ 14× |
| Trade debts44 | €1,117 | €4,975 | ▲ 345% |
| Suppliers440/4 | €1,117 | €4,975 | ▲ 345% |
| Taxes, remuneration and social security45 | €5,500 | €26,624 | ▲ 384% |
| Taxes450/3 | €5,500 | €26,624 | ▲ 384% |
| Other amounts payable47/48 | - | €61,424 | - |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | €16,344 | €29,994 | ▲ 83.5% |
| + Depreciation and write-downs630 | - | €108 | - |
| Operating cash flow (approximation) | €16,344 | €30,102 | ▲ 84.2% |
| Change in cash | - | €41,336 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Filings with the National Bank (2)
| Financial year | Type | Filed | Reference |
|---|---|---|---|
| 31-12-2025 | micro format | 18-09-2026 | 2026-00516046 |
| 31-12-2024 | micro format | 19-06-2025 | 2025-00156012 |
Similar companies · same sector, comparable size
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Not every act has been read: a resignation may still be missing
Mandate history
- Board
- Other function
- began earlier
| Name | Functions and periods |
|---|---|
| Borges Alves Jeanfrom an act |
|
| Borges Alves Jean Pierrefrom an act |
|
| Pereira Alves Jose Fernando |
|
| Queiros Pinto Alves Jorge |
|
Owners and capital
Capital and shareholders
- Pereira Alves Jose Fernando to Borges Alves Jean Pierre 5 shares
- Queiros Ferreira Pinto Goergina Maria actieve partner
- Gomes Nasciento Rogerio Flamarion actieve partner
- Queiros Ferreira Pinto Goergina Maria to Borges Alves Jean Pierre 5 shares
- Borges Alves Jean Pierre to Gomes Nasciento Rogerio Flamarion 5 shares
- Pereira Alves Jose Fernando to Borges Alves Jean Pierre 5 shares
- Cerqueira Marciel Davi actieve partner
- Ferreira Cerqueira Marina actieve partner
- Queiros Ferreira Pinto Goergina Maria actieve partner
- Ferreira Carla Simone actieve partner
- Guerra de Mello Alice Juliana actieve partner
- Borges Alves Jean Pierre to Cerqueira Marciel Davi 5 shares
- Borges Alves Jean Pierre to Ferreira Cerqueira Marina 5 shares
- Borges Alves Jean Pierre to Queiros Ferreira Pinto Goergina Maria 5 shares
- Borges Alves Jean Pierre to Ferreira Carla Simone 5 shares
- Borges Alves Jean Pierre to Guerra de Mello Alice Juliana 5 shares
Show 1 older mentions
- Queiros Pinto Alves Jorge to Borges Alves Jean 5 shares
The Belgian Official Gazette names shareholders only when an act mentions them; the share register itself is not published.
Group and network
Connections & network
No directors read yet: 7 of 8 Gazette acts processed.
History
Acts, filings and financial milestones
24-09
Gazette deed
Resignation: Pereira Alves Jose Fernando (director)Share transfer5 facts ▸
- General meeting, 31-07-2025
- Share transfer, Pereira Alves Jose Fernando → Borges Alves Jean Pierre
- Director resignation, Pereira Alves Jose Fernando (director)
- Director in office, Borges Alves Jean Pierre (director)
- Director in office, Pereira Alves Jose Fernando (director)
06-02
Gazette deed
Capital & shares · Resignations & appointmentsShare transfer · Partner · Director in office6 facts ▸
- General meeting, 31-12-2025
- Share transfer, Queiros Ferreira Pinto Goergina Maria → Borges Alves Jean Pierre
- Partner, Queiros Ferreira Pinto Goergina Maria (actieve partner)
- Share transfer, Borges Alves Jean Pierre → Gomes Nasciento Rogerio Flamarion
- Partner, Gomes Nasciento Rogerio Flamarion (actieve partner)
- Director in office, Borges Alves Jean Pierre (director)
25-09
Gazette deed
Resignation: Pereira Alves Jose Fernando (actieve partner)Share transfer3 facts ▸
- General meeting, 31-07-2025
- Share transfer, Pereira Alves Jose Fernando → Borges Alves Jean Pierre
- Director resignation, Pereira Alves Jose Fernando (actieve partner)
25-03
Gazette deed
Capital & shares · Resignations & appointmentsShare transfer · Partner12 facts ▸
- General meeting, 06-01-2025
- Share transfer, Borges Alves Jean Pierre → Cerqueira Marciel Davi
- Partner, Cerqueira Marciel Davi (actieve partner)
- Share transfer, Borges Alves Jean Pierre → Ferreira Cerqueira Marina
- Partner, Ferreira Cerqueira Marina (actieve partner)
- Share transfer, Borges Alves Jean Pierre → Queiros Ferreira Pinto Goergina Maria
- Partner, Queiros Ferreira Pinto Goergina Maria (actieve partner)
- Share transfer, Borges Alves Jean Pierre → Ferreira Carla Simone
- Partner, Ferreira Carla Simone (actieve partner)
- Other provision, “minutes approval, notulen goedgekeurd door de vergadering” (deed in Dutch)
- Share transfer, Borges Alves Jean Pierre → Guerra de Mello Alice Juliana
- Partner, Guerra de Mello Alice Juliana (actieve partner)
02-09
Gazette deed
Resignation: Queiros Pinto Alves Jorge (director)Share transfer3 facts ▸
- General meeting, 28-06-2024
- Share transfer, Queiros Pinto Alves Jorge → Borges Alves Jean
- Director resignation, Queiros Pinto Alves Jorge (director)
15-04
Gazette deed
Registered office · Amendment of the articlesRegistered-office move · Capital5 facts ▸
- General meeting, 28-02-2024
- Registered-office move, 1755 GOOIK,Dorpsstraat 47
- Amendment of the articles
- Other provision, “afsluiting stemming, vergadering gesloten na afhandeling agendapunten” (deed in Dutch)
- Capital
15-04
Gazette deed
Capital & shares · Resignations & appointmentsShare transfer · Partner · Director in office9 facts ▸
- Other provision, “publicatienummer”, 24060469 (deed in Dutch)
- General meeting, 02-04-2024
- Other provision, “agenda buitengewone algemene vergadering, Overdracht van de aandelen” (deed in Dutch)
- Share transfer, Borges Alves Jean → PEREIRA ALVES JOSE FERNANDO
- Share transfer, Borges Alves Jean → QUEIROS PINTO ALVES JORGE PORFIRIO
- Partner, PEREIRA ALVES JOSE FERNANDO (actieve partner)
- Partner, QUEIROS PINTO ALVES JORGE PORFIRIO (actieve partner)
- Director in office, Borges Alves Jean (director)
- Other provision, “sluiting en notulen buitengewone algemene vergadering”, 12:00 (deed in Dutch)
About the unread acts
Of the 8 Belgian Official Gazette deeds we know for this company, 7 have been read. The other one has not been read yet: what they contain is neither established nor disproved here.
Register details
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 25 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice, with enterprise number 0800.876.144
Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.
Sites & property
1 establishment unit
2 parcels
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 23024B0060/00P000 | Flanders | 411 m² | 1 · 87 m² | 11.1 m · 3 |
| 21492B0003/00T008 | Brussels | 98 m² | 1 · 98 m² | 8.0 m · 2 |
How the parcels are linked
Articles of association
What the company does
- DurationHow long the company exists; usually unlimited, so until it is dissolved.
- Unlimited
- Name clauseThe name the company operates under according to its articles.
- JPF CONSTRUCT
- Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
- “Viaams Gewest, zetel mag overal verplaatst worden bij eenvoudige beslissing bestuursorgaan voor zover verplaatsing in Brussels Gewest of…” (deed in Dutch)
Who represents it, and how
- Who signsWho may bind the company towards others, for example by signing a contract.
- Each director alone
- Board ruleHow the board is made up, meets and takes decisions.
- “Met of zonder beperking duur, bij gebrek bepaling onbepaalde duur, een of meer bestuurders” (deed in Dutch)“Al dan niet ten kosteloze titel, algemene kosten los van representatie-,reis- en verplaatsingskosten” (deed in Dutch)
Capital, shares and profit
- Kind of sharesWhich classes of shares exist and what rights each class carries.
- One provision in the deed
- Transfer restrictionWhether shareholders may sell their shares freely or need approval first.
- One provision in the deed
- Share issue ruleHow and by whom new shares can be issued.
- “Inbreng in geld met uitgifte nieuwe aandelen, vrij overdraagbare personen volgens artikel 9 of derden met instemming van ten minste helft…” (deed in Dutch)
Meetings and financial year
- Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
- First Thursday of June at 18:00
Oversight and winding up
- Dissolution ruleWhen and by whom the company can be dissolved.
- “Algemene vergadering, vereist voor statutenwijziging” (deed in Dutch)
- Liquidation ruleHow assets are shared after dissolution: creditors first, then shareholders.
- “Bij ontbinding om welke reden en op welk ogenblik ook, bestuurder(s) in functie als vereffenaar(s) krachtens statuten indien geen andere…” (deed in Dutch)