Zahrada
ActiveZahrada has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €168k and a net result of €15k. Equity remains stable across the filed fiscal years (±0.6% per year). Its solvency ranks better than 43% of 19345 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2024
Axes · tick = 2023
Profitability44▲+41
Solvency20▲+6
Growth52▲+20
Stability100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days only on tighter terms
Liquidity short (current ratio 0.16 against 0.07 in 2023), and 77.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Growing equity
Equity grew over 2022-2024. Profits are largely retained rather than distributed.
NBB · annual accounts 2024Equity per financial year
18192021222324
2018 to 2024 · latest year €168k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 27-03-2025, 126 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
126 d early
2023
60 d early
2022
114 d early
2021
22 d late
2020
24 d late
2019
45 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€168k▲ 9.6%
2023 · €153k
2018: €161k
2019: €164k
2020: €165k
2021: €94k
2022: €152k
2023: €153k
2018 → 2024
Total assets
€746k▼ 1.1%
2023 · €754k
2018: €709k
2019: €670k
2020: €868k
2021: €808k
2022: €807k
2023: €754k
2018 → 2024
Net result
€15k▲ 1,283%
2023 · €1k
2018: €40k
2019: €14k
2020: €2k
2021: €-71k
2022: €58k
2023: €1k
2018 → 2024
Working capital
€-104k▼ 34.0%
2023 · €-78k
2018: €-45k
2019: €-77k
2020: €-215k
2021: €-317k
2022: €-283k
2023: €-78k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€165k-€94k▼ 43.0%€152k▲ 61.6%€153k▲ 0.7%€168k▲ 9.6%
Operating result€18k-€-58k€73k€19k▼ 73.7%€34k▲ 77.8%
Net result€2k-€-71k€58k€1k▼ 98.2%€15k▲ 1,283%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 78% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €746k
Fixed assets
€726k▼ 2.9%
Current assets
€20k▲ 216%
Equity and liabilities €746k
Equity
€168k▲ 9.6%
Debt
€578k▼ 3.8%
The debt ratio falls from 79.7% to 77.5%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€89k▲
2023 · €72k
Cash flow
€70k▲
2023 · €54k
Solvency
22.5%▲
2023 · 20.3%
Current ratio
0.16▲
2023 · 0.07
Quick ratio
0.16▲
2023 · 0.07
Debt / equity
3.44▼
2023 · 3.92
ROE
8.8%▲
2023 · 0.7%
ROA
2.0%▲
2023 · 0.1%
Interest coverage
5.26▲
2023 · 4.02
Debt
€578k▼
2023 · €601k
Debt ≤ 1 year
€124k▲
2023 · €84k
Debt > 1 year
€452k▼
2023 · €517k
Income taxes
€2k▲
2023 · €47
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€754k€746k▼
Fixed assets21/28€748k€726k▼
Tangible fixed assets22/27€748k€726k▼
Land and buildings22€731k€715k▼
Furniture and vehicles24€17k€12k▼
Current assets29/58€6k€20k▲
Amounts receivable within one year40/41€1k€15k▲
Trade receivables40-€15k
Other amounts receivable41€1k-
Cash at bank and in hand54/58€1k€4k▲
Deferred charges and accrued income490/1€4k-
Equity and liabilities
Total equity and liabilities10/49€754k€746k▼
Equity10/15€153k€168k▲
Contributions10/11€40k€40k=
Reserves13€121k€128k▲
Non-distributable reserves130/1€4k€4k=
Reserves not available under the articles1311€4k€4k=
Distributable reserves133€117k€124k▲
Profit (loss) carried forward14€-8k€27▲
Amounts payable17/49€601k€578k▼
Amounts payable after more than one year17€517k€452k▼
Financial debts170/4€517k€452k▼
Amounts payable within one year42/48€84k€124k▲
Current portion of amounts payable after more than one year42€65k€65k▼
Trade debts44€17k€10k▼
Suppliers440/4€17k€10k▼
Taxes, remuneration and social security45-€6k
Taxes450/3-€6k
Other amounts payable47/48€3k€43k▲
Accrued charges and deferred income492/3-€2k
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€53k€55k▲
Other operating charges640/8€3k€4k▲
Non-recurring operating charges66A-€0
Gross operating margin9900€76k€93k▲
Operating profit (loss)9901€19k€34k▲
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€18k€17k▼
Recurring financial charges65€18k€17k▼
Profit (loss) for the period before taxes9903€1k€17k▲
Income taxes67/77€47€2k▲
Profit (loss) for the period9904€1k€15k▲
Profit (loss) for the period to be appropriated9905€1k€15k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-8k€7k▲
Profit (loss) brought forward from the previous period14P€-9k€-8k▲
Transfer to equity691/2-€7k
To other reserves6921-€7k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
27-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
01-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
08-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €58k
Net result €58k after one loss-making year.
31-12
Financial
Equity above €150kEq €152k ▲61.6%
Equity rises from €94k to €152k.
22-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 22 days late
2021
31-12
Financial
Weakest financial yearnet €-71k ▼4138%
Net result drops to €-71k, the lowest in the series; recovery starts the following year.
24-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 24 days late
2020
14-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 45 days late
2019
15-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 30 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
2016
29-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mons · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue A. Brohée (G.) 197011 MonsGround area
2,235 m²
Building footprint
218 m²
Volume, LiDAR
1,259 m³
Parcel 53030B0271/00P000, Wallonia · tallest building 7.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Rue A. Brohée (G.) 19, 7011 Mons
since 20112.206.553.723
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 53030B0271/00P000 | Wallonia | 2,235 m² | 1 · 218 m² | 7.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
KARDEMOM
BE 0694.573.844
Gent · Eq €168k
GD INVEST
BE 0476.127.963
Antwerpen · Eq €168k
N-Constructions
BE 0597.750.820
Ecaussinnes · Eq €168k
AG Company
BE 0739.566.404
Lokeren · Eq €168k
FRIENDS Y.G.K.
BE 0476.881.395
Lasne · Eq €168k
Of 9,633 companies in sector 68121 we hold annual accounts for 7,328. 5,298 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-07-2011
Fiscal year end31-12
Activities, NACEBEL
68121Development of residential building projects
68201Renting and operating of own or leased residential real estate, excluding social housing
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.