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JPF CONSTRUCT

Active
Private limited company·Ontwikkeling van residentiële bouwprojecten· 3 yrs active
Dorpsstraat 47 ·1755 Pajottegem, Belgium
KBO/BCE: BE 0800.876.144
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Belgian State Gazette acts: 0 of 7 read
Age3 yrs
Real estate2 parcels · 509 m²

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of JPF CONSTRUCT is 0.9% (low). The 2024 annual accounts show equity of €26k and a net result of €16k. The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.

Filing behaviour

From the deposit records, complete market-wide
Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 19-06-2025, 42 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.
How we compute the deadline
There is a single filed set of accounts, closing on 31-12. That date is certain, but one observation does not establish the rhythm (a first financial year may run longer than twelve months), so we project no following year. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-12-2024 31-07-2025 19-06-2025 42 d early 2025-00156012

Source: the National Bank's deposit records, as we have ingested them. NOTE: our copy has a gap across June to August 2026, missing roughly 220,000 deposits; for July we hold 15,605 of about 137,000 expected. A year whose deadline falls in that window shows as not confirmed, not as not filed. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
More than 3 years active
Founded in 2023, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
0.9% Low
0%0,5%1,5%4%10%≥25%
Young company +Lower-failure-rate sector −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (micro schema)
EBIT marginNot published (micro schema)
Net result€16k
Working capital€26k

Annual accounts & ratios

Source: NBB · 2024
Annual accounts filed on 19-06-2025 with the NBB · fiscal year 2024 · micro
Fiscal year2024
Depositmicro
Revenue-
EBITDA-
Net profit€16k
Cash flow-
Staff costs-
Income taxes€6k
Dividends-
Total assets€33k
Equity€26k
Debt€7k
of which ≤ 1y€7k
of which > 1y-
Working capital€26k
Employees (FTE)-
Ratios (computed)
2024
Current ratio4.98
Quick ratio4.98
Working capital ratio79.9%
Solvency79.9%
Debt / equity0.25
Long-term debt ratio-
Interest coverage-
Gross margin-
Net margin-
ROA49.6%
ROE62.0%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts (19 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€33k
Current assets 29/58€33k
Amounts receivable within one year 40/41€15k
Cash & bank 54/58€18k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€33k
Equity 10/15€26k
Contributions / capital 10/11€10k
Accumulated profits (losses) 14€16k
Amounts payable 17/49€7k
Amounts payable within one year 42/48€7k
Trade debts payable within one year 44€1k
Income statement
Gross operating margin 9900€22k
Operating result 9901€22k
Financial income 75€10
Financial charges 65€119
Result before taxes 9903€22k
Income taxes 67/77€6k
Net result for the period 9904€16k
Result to be appropriated 9905€16k
Ratios computed by Checked.

Health barometer

FY 2024 · computed
85 / 100 Excellent
050100
Computed from 3 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.

Directors

Directors & mandates

4 directors
7 of this company's 7 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing below: a director who resigned there may therefore still show here as sitting. See the acts under Publications.
Current directors & mandates
Former directors (3)
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.

Insolvency mandates

No insolvency mandates (liquidators, administrators) on record for this company.

Legal Structure

NACE primary Ontwikkeling van residentiële bouwprojecten(68121)
Legal form Private limited company(610)
Incorporation18-04-2023
StatusActive
Postal code1755

Structure & network

Locations & real estate

Registered office

on the map · from the address register
exact location from the address register On OpenStreetMap

Establishment units

1 location
JPF CONSTRUCT
Jetsesteenweg 392, 1081 KoekelbergOntwikkeling van residentiële bouwprojecten
since 20232.347.800.569
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels2
Ground area509 m²
Buildings2
Building footprint185 m²
Volume (LiDAR)1,358 m³
Tallest building11.1 m · ±3 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (50%) Brussels 1 (50%)
Parcel (capakey) Region Area Buildings Height / fl.
23024B0060/00P000 Flanders 411 m² 1 · 87 m² 11.1 m · 3 fl.
21492B0003/00T008 Brussels 98 m² 1 · 98 m² 8.0 m · 2 fl.
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgisch Staatsblad · acts

7 acts
Capital history · 2
02-09-2024
v3.2
15-04-2024
v3.2
Address history · 1
15-04-2024
v3.2
All acts · 7 updated 6 months ago
2026
06-02-2026 1 director appointed, 1 resigning Director changes
  • Gomes Nasciento Rogerio Flamarion, Bestuurder
  • Queiros Ferreira Pinto Goergina Maria, Bestuurder
Summary: v3.2
2025
25-09-2025 Pereira Alves Jose Fernando resigns as director Director changes
  • Pereira Alves Jose Fernando, Bestuurder
Summary: v3.2
25-03-2025 Change in the board of directors Director changes
Summary: v3.2
2024
02-09-2024 Transaction in capital or shares Capital & shares
Summary: v3.2
15-04-2024 Registered office moved from KOEKELBERG to GOOIK Registered-office change
  • Jetsesteenweg 392, 1081 KOEKELBERG → Dorpsstraat 47, 1755 GOOIK
Summary: v3.2
15-04-2024 Transaction in capital or shares Capital & shares
Summary: v3.2
2023
20-04-2023 Incorporation of a new SRL Incorporation
Summary: oprichting

Analysis

Financial profile

4 of 5 axes measured
Health85Profitability100Solvency100Growth-Stability79
91 / 100

Strong profile, led by profitability.

Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.

Health 85
Profitability 100
Solvency 100
Growth -
Stability 79

Credit advice

verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

Similar companies

Same sector and region
We hold no filed accounts for this company, so a size comparison is not possible. These companies share only the sector and the region. We hold annual accounts for 2,018 of the 9,650 companies in this sector.

Company registry

Company registry (CBE)

Crossroads Bank
Activities
Ontwikkeling van residentiële bouwprojecten68121Algemene bouw van residentiële gebouwen41001Overige werkzaamheden in verband met de afwerking van gebouwen43350Overige gespecialiseerde bouwactiviteiten, neg43990Restaureren van bouwwerken43995Overige gespecialiseerde bouwwerkzaamheden43999Algemene reiniging van gebouwen81210
Primary activity highlighted.
Names & trade names
Legal nameFR JPF CONSTRUCT
Registered office
Dorpsstraat 47
1755 Pajottegem, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.