JPF CONSTRUCT

Active

Private limited companyfounded 2023active for 3 yearsDorpsstraat 47, 1755 Pajottegem, BelgiumKBO/BCE: BE 0800.876.144

Summary

JPF CONSTRUCT has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €56,338 and a net result of €29,994. Its solvency ranks better than 57% of 17,033 sector peers (NACE 68, financial year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Risk analysisFollow Report Compare

JPF CONSTRUCTActiveChecked score 88/100

Risk analysis Report Compare

Activity

Development of residential building projects

NACE 68121

1 site

Size

€149,361total assets 2025

Equity: €56,338
Profit: €29,994

Turnover not published (micro format)

Financial health

88 Excellent Checked score 2025

Bankruptcy probabilitywithin 12 months: 0.3%

Structure

Borges Alves JeanDirector
Borges Alves Jean PierreDirector

2025 accounts filed 49 days late7 of 8 deeds summarised

Why 88raises riskLast filed accounts filed 49 days late; 1 of the last 3 lateFounded in 2023lowers riskSector: Real estate activities (NACE 68)Liquidity: current ratio 1.60, cash €59,456Show the evidence

Checked score

Score 2025

88 / 100

Excellent

Probability in this band: under 0.55%

Financially better than 78% of its sector peers (NACE 68, micro)

Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Strong

Solvency 63-37

equity 37.7% of total assets

Liquidity 67-27

short-term debt 62.3% · cash 39.8%

Profitability 94-6

return on assets 20.1%

Bankruptcy probability, 12 months

0.3% Very low

0%0.5%1.5%4%10%≥ 25%

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (26,614 companies, NACE 68, micro)

Last 24 months 11-2024: 1.5% 12-2024: 1.5%● unchanged vs 11-2024 01-2025: 1.5%● unchanged vs 12-2024 02-2025: 1.5%● unchanged vs 01-2025 03-2025: 1.6%▲ +0.1 percentage points vs 02-2025 04-2025: 1.6%● unchanged vs 03-2025highest value 05-2025: 1.6%● unchanged vs 04-2025highest value 06-2025: 1.6%● unchanged vs 05-2025highest value 07-2025: 0.2%▼ -1.4 percentage points vs 06-2025 08-2025: 0.2%● unchanged vs 07-2025 09-2025: 0.2%● unchanged vs 08-2025 10-2025: 0.2%● unchanged vs 09-2025 11-2025: 0.2%● unchanged vs 10-2025 12-2025: 0.2%● unchanged vs 11-2025 01-2026: 0.2%● unchanged vs 12-2025 02-2026: 0.2%● unchanged vs 01-2026 03-2026: 0.2%● unchanged vs 02-2026 04-2026: 0.2%● unchanged vs 03-2026 05-2026: 0.1%▼ -0.1 percentage points vs 04-2026lowest value 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.2%▲ +0.1 percentage points vs 06-2026 08-2026: 0.3%▲ +0.1 percentage points vs 07-2026 09-2026: 0.4%▲ +0.1 percentage points vs 08-2026 10-2026: 0.3%▼ -0.1 percentage points vs 09-2026

Credit of up to €4,500 on 30-day terms is acceptable

Liquidity ample (current ratio 1.6, compared with 4.98 in 2024, above the usual 1.5; short-term debt: 62.3% and cash: 39.8% of total assets), but 62.3% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro): better than 55% on solvency, 78% on liquidity, 88% on profitability and 92% on growth.

The bankruptcy probability was computed on 25-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.

lowers riskraises risk

Sector: Real estate activities (NACE 68)

KBO

Liquidity: current ratio 1.60, cash €59,456

NBB · annual accounts

Last filed accounts filed 49 days late; 1 of the last 3 late

NBB · filings

Founded in 2023

Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.

KBO

2025 accounts filed 49 days late

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-09-2026, 49 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.

NBB · 2 filings

Deviation from the deadline

2025

49 days late

2024

42 days early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 4 days after the deadline; the sector median (NACE 68) for financial year 2024 is 7 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Where today falls in the filing period

25-10-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

Searched since incorporation in 2023.

KBO publications · our coverage

24-09-2026 Resignation: Pereira Alves Jose Fernando (director)Share transfer
18-09-2026 Annual accounts filedfinancial year 2025 · micro…
06-02-2026 Capital & shares · Resignations &…Share transfer · Partner ·…

Key points

Board2 directors in office 2 View
Total assets 20252 financial years filed €149,361 View
Active since 2023founded 18-04-2023 3 years View

By topic

Financials

Financial year: 2025
Total assets: €149,361
Profit: €29,994
Solvency: 37.7%

Total assets▲ 353%

Net result

20242025

Go to Financials

Board & ownership

Board: 2 members

Borges Alves JeanDirector
Borges Alves Jean PierreDirector

Go to Board & ownership

Timeline

Events: 9
Since: 2024
Next accounts: by 31-07-2027

25-09-2025Resignation: Pereira Alves Jose Fernando (actieve partner)
19-06-2025Annual accounts filed
25-03-2025Capital & shares · Resignations & appointments

Go to Timeline

Company details

Sites: 1

Legal form: Private limited company
Activity: Development of residential building projectsNACE 68121
Founded: 18-04-2023
Year ends: 31-12
Peppol: Reachable for e-invoices

Go to Company details

Articles of association

Provisions read: 24

Who signs: Each director alone
Annual meeting: First Thursday of June at 18:00

Go to Articles of association

Key facts about JPF CONSTRUCT

What is the company number of JPF CONSTRUCT?: 0800.876.144. In Belgium the VAT number is the company number with BE in front: BE 0800.876.144.
Where is JPF CONSTRUCT based?: The registered office is at Dorpsstraat 47, 1755 Pajottegem.Company details
What does JPF CONSTRUCT do?: According to the KBO register, the main activity is development of residential building projects (NACE 68121).
What is the legal form of JPF CONSTRUCT?: Private limited company (BV).
When was JPF CONSTRUCT founded?: On 18-04-2023.
Is JPF CONSTRUCT still active?: Yes, JPF CONSTRUCT is an active enterprise in the KBO register.
What is the turnover of JPF CONSTRUCT?: Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is JPF CONSTRUCT profitable?: In financial year 2025, JPF CONSTRUCT made a profit of €29,994.
Where can I find the annual accounts of JPF CONSTRUCT?: JPF CONSTRUCT filed 2 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of JPF CONSTRUCT due?: By 31-07-2027, for financial year 2026.Timeline