FINS CONSULTING

Active

Private limited companyfounded 20241 yr activePotaardestraat 135, 9280 Lebbeke, BelgiumKBO/BCE: BE 1017.649.665

Summary

FINS CONSULTING has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €40,838 and a net result of €39,838. Its solvency ranks better than 31% of 38777 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).

Risk analysisWatch Report Compare

FINS CONSULTINGActiveChecked score 82/100

Risk analysis Report Compare

Activity

Business and other management consultancy

NACE 70200Business consulting NACE 70220

1 site

Size

€126,784total assets 2025

Equity: €40,838
Profit: €39,838

Turnover not published (abridged schema)

Financial health

82 Excellent Checked score 2025

Bankruptcy chance 12 m: 0.5%

Structure

Accounts filed 2 d late0 of 1 deed read

Why 82- Founded in 2024+ Sector Activities of head offices; management consultancy activities (NACE 70)+ No annual accounts with figuresShow the evidence

Checked score

Score 2025

82 / 100

Excellent

Probability in this band: under 0.55%

Better than 48% of its sector peers (NACE 70, without accounts)

Performance against the sector, not lower risk

Every signal that weighs is under Signals.

Financial strength

Strong

Solvency 57

equity 32.2% of total assets

Liquidity 72

short-term debt 20.3% · cash 23.1%

Profitability 100

return on assets 31.4%

Bankruptcy probability, 12 months

0.5% Low

0%0.5%1.5%4%10%≥ 25%

About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (11,243 companies)

Last 24 months 01-2026: 0.4%lowest value 02-2026: 0.4%● 0.0% vs 01-2026lowest value 03-2026: 0.4%▲ +3.6% vs 02-2026 04-2026: 0.4%▲ +1.6% vs 03-2026 05-2026: 0.4%▲ +2.3% vs 04-2026 06-2026: 0.4%▲ +11.5% vs 05-2026 07-2026: 0.4%● 0.0% vs 06-2026 08-2026: 0.5%▲ +15.1% vs 07-2026 09-2026: 0.5%▲ +3.2% vs 08-2026highest value 10-2026: 0.5%▼ -1.5% vs 09-2026

Sector Activities of head offices; management consultancy activities (NACE 70) lowers the probability
Founded in 2024 raises the probability for this profile
No annual accounts with figures lowers the probability

Credit up to €3,000 at 30 days acceptable

Liquidity ample (current ratio 1.74; short-term debt: 20.3% and cash: 23.1% of total assets), but 67.8% of the assets are financed with debt.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 70, without accounts). Better than this share of them on solvency 29%, liquidity 50%, profitability 66%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Four signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Sector Activities of head offices; management consultancy activities (NACE 70)

In the bankruptcy model this factor lowers the probability.

KBO

Founded in 2024

In the bankruptcy model this factor raises the probability for this profile.

KBO

No annual accounts with figures

In the bankruptcy model this factor lowers the probability.

NBB · filings

Filed after the deadline

The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 02-02-2026, 2 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 1 filing

Deviation from the deadline

2025

2 d late

← before the deadline after the deadline →

Checked, nothing found (1)

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage