JOSEPH CAR
ActiveThe computed 12-month bankruptcy probability of JOSEPH CAR is 1.8% (moderate). The 2024 annual accounts show equity of €9k and a net result of €-1k. Its solvency ranks better than 82% of 3539 sector peers (fiscal year 2024). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
63
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability16
Solvency98
Growth-
Track record67
Bankruptcy probability, 12 months
1.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity ample (current ratio 3.76; short-term debt: 26.6% of total assets), and 26.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
73.4%
Return on assets
-8.6%
Age of the figures
21 mo
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 95
Relative position
BE, all sectors
reference
Sector 95
lower
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 31-08-2025, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2024
31 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€9k
Total assets
€12k
Net result
€-1k
Working capital
€9k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Equity and liabilities €12k
Equity
€9k
Debt
€3k
Debt finances 26.6% of the balance-sheet total.
Key figures and ratios
Solvency
73.4%
Current ratio
3.76
Quick ratio
3.08
Debt / equity
0.36
ROE
-11.7%
ROA
-8.6%
Debt
€3k
Debt ≤ 1 year
€3k
Filed annual accounts
As filed with the NBB · 2024
Balance sheet
Code2024
Assets
Total assets20/58€12k
Current assets29/58€12k
Stocks and contracts in progress3€2k
Stocks30/36€2k
Amounts receivable within one year40/41€10k
Other amounts receivable41€10k
Equity and liabilities
Total equity and liabilities10/49€12k
Equity10/15€9k
Contributions10/11€10k
Profit (loss) carried forward14€-1k
Amounts payable17/49€3k
Amounts payable within one year42/48€3k
Trade debts44€3k
Suppliers440/4€3k
Income statement
Code2024
Gross operating margin9900€-1k
Operating profit (loss)9901€-1k
Profit (loss) for the period before taxes9903€-1k
Profit (loss) for the period9904€-1k
Profit (loss) for the period to be appropriated9905€-1k
Appropriation of the result
Profit (loss) to be appropriated9906€-1k
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
31-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 31 days late
NBB filing
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Aalst · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Moorselbaan 310A9300 AalstGround area
627 m²
Building footprint
99 m²
Volume, LiDAR
448 m³
Parcel 41303E0354/00G012, Flanders · tallest building 5.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
JOSEPH CAR
since 20242.371.482.823
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41303E0354/00G012 | Flanders | 627 m² | 1 · 99 m² | 5.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Ghent Trailer Repair
BE 0793.630.640
Gent · Eq €9k
D.E. MECANIQUE
BE 0847.887.490
Charleroi · Eq €9k
AMIN CARS
BE 0752.708.518
Sint-Pieters-Leeuw · Eq €8k
KoenTechnics
BE 0795.630.523
Genk · Eq €10k
Garage Damiaens & Deledda
BE 1027.085.488
Houthalen-Helchteren · Eq €11k
Of 496 companies in sector 95312 we hold annual accounts for 262. 60 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-08-2024
Fiscal year end31-12
Activities, NACEBEL
95312Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles
95311General maintenance and repair of cars and light vans (up to 3.5 tonnes)
47811Retail sale of cars and light vans (up to 3.5 tonnes)
46712Wholesale trade
45310
47820Retail sale of motor vehicle parts and accessories
46720Wholesale of motor vehicle parts and accessories
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.