JOS DEJONGH BOUWONDERNEMING
ActiveSummary
JOS DEJONGH BOUWONDERNEMING has been active since 1990 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.54M and a net result of €530k. Equity is shrinking by ~3.9% per year across the filed fiscal years. Its solvency ranks better than 38% of 830 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
57
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability65▲+37
Solvency49▲+3
Growth68▲+18
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €85k at 30 days acceptable
Liquidity short (current ratio 0.99 against 1.26 in 2024; short-term debt: 69.7% and cash: 3.5% of total assets), and 75.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
24.3%
Return on assets
8.4%
Age of the figures
9 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €1.54M
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-07-2026, 22 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
22 d early
2024
23 d early
2023
26 d early
2022
14 d early
2021
19 d early
2020
22 d early
2019
23 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
€17.15M▲ 33.0%
2024 · €12.90M
2018: €12.75M
2019: €15.49M
2020: €10.38M
2021: €13.75M
2022: €17.95M
2023: €15.84M
2024: €12.90M
2018 → 2025
EBIT margin
3.5%▲ 3.3pp
2024 · 0.1%
2018: -0.5%
2019: 1.8%
2020: -4.2%
2021: 1.1%
2022: -0.3%
2023: 0.8%
2024: 0.1%
2018 → 2025
Net result
€530k▲ 1,113%
2024 · €44k
2018: €-105k
2019: €283k
2020: €-465k
2021: €92k
2022: €-75k
2023: €132k
2024: €44k
2018 → 2025
Working capital
€-59k
2024 · €901k
2018: €1.08M
2019: €1.29M
2020: €722k
2021: €779k
2022: €718k
2023: €881k
2024: €901k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€13.75M-€17.95M▲ 30.6%€15.84M▼ 11.7%€12.90M▼ 18.6%€17.15M▲ 33.0%
Equity€1.22M-€1.15M▼ 6.1%€964k▼ 16.1%€1.01M▲ 4.5%€1.54M▲ 52.6%
Operating result€146k-€-48k€121k€18k▼ 85.1%€594k▲ 3,201%
Net result€92k-€-75k€132k€44k▼ 66.8%€530k▲ 1,113%
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 3,201% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €6.32M
Fixed assets
€1.97M ▲ 337%
Current assets
€4.35M ▼ 0.2%
Equity and liabilities €6.32M
Equity
€1.54M ▲ 52.6%
Provisions
€20k
Debt
€4.76M ▲ 25.4%
Debt's share of the balance-sheet total falls from 79.0% to 75.4%. Equity and debt are higher.
Key figures and ratios
EBITDA
€726k▲
2024 · €153k
Cash flow
€662k▲
2024 · €179k
Current ratio
0.99▼
2024 · 1.26
Quick ratio
0.84▼
2024 · 1.13
Debt to equity
3.10▼
2024 · 3.77
ROE
34.5%▲
2024 · 4.3%
ROA
8.4%▲
2024 · 0.9%
Interest coverage
6.66▲
2024 · 1.24
Debt ≤ 1 year
€4.41M▲
2024 · €3.45M
Debt > 1 year
€356k▲
2024 · €341k
Income taxes
€89k▲
2024 · €2k
Staff costs
€2.71M▲
2024 · €2.27M
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 85 lines
Balance sheet
Code20242025
Assets
Total assets20/58€4.81M€6.32M▲
Fixed assets21/28€452k€1.97M▲
Intangible fixed assets21€4k-
Tangible fixed assets22/27€435k€518k▲
Plant, machinery and equipment23€220k€237k▲
Furniture and vehicles24€196k€170k▼
Leasing and similar rights25€12k€53k▲
Other tangible fixed assets26€7k€57k▲
Financial fixed assets28€13k€1.46M▲
Affiliated companies280/1-€1.44M
Amounts receivable281-€1.44M
Other financial fixed assets284/8€13k€17k▲
Amounts receivable and cash guarantees285/8€13k€17k▲
Current assets29/58€4.35M€4.35M▼
Stocks and contracts in progress3€466k€638k▲
Stocks30/36€131k€102k▼
Raw materials and consumables30/31€88k€102k▲
Property held for sale35€43k-
Contracts in progress37€335k€535k▲
Amounts receivable within one year40/41€3.65M€3.39M▼
Trade receivables40€1.48M€2.84M▲
Other amounts receivable41€2.18M€543k▼
Cash at bank and in hand54/58€73k€219k▲
Deferred charges and accrued income490/1€161k€103k▼
Equity and liabilities
Total equity and liabilities10/49€4.81M€6.32M▲
Equity10/15€1.01M€1.54M▲
Contributions10/11€15k€15k=
Reserves13€993k€1.52M▲
Tax-exempt reserves132€30k€30k=
Distributable reserves133€963k€1.49M▲
Provisions and deferred taxes16-€20k
Provisions for liabilities and charges160/5-€20k
Other liabilities and charges164/5-€20k
Amounts payable17/49€3.80M€4.76M▲
Amounts payable after more than one year17€341k€356k▲
Financial debts170/4€341k€356k▲
Subordinated loans170€300k€300k=
Leasing and similar obligations172€10k€42k▲
Credit institutions173€31k€14k▼
Other amounts payable178/9-€75
Amounts payable within one year42/48€3.45M€4.41M▲
Current portion of amounts payable after more than one year42€77k€31k▼
Financial debts43€1.50M€1.25M▼
Credit institutions430/8€1.50M€1.25M▼
Trade debts44€1.14M€2.36M▲
Suppliers440/4€1.14M€2.36M▲
Advances received on contracts in progress46€195k€110k▼
Taxes, remuneration and social security45€141k€300k▲
Taxes450/3€32k€120k▲
Remuneration and social security454/9€110k€181k▲
Other amounts payable47/48€402k€356k▼
Accrued charges and deferred income492/3€4k€2k▼
Income statement
Code20242025
Operating income70/76A€12.34M€17.71M▲
Turnover70€12.90M€17.15M▲
Change in stocks of work in progress, finished goods and contracts in progress71€-806k€243k▲
Other operating income74€246k€314k▲
Operating charges60/66A€12.32M€17.11M▲
Goods for resale, raw materials and consumables60€8.87M€12.94M▲
Purchases600/8€8.82M€12.91M▲
Change in stocks: decrease (increase)609€49k€29k▼
Services and other goods61€1.08M€1.20M▲
Remuneration, social security and pensions62€2.27M€2.71M▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€135k€132k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€-28k€93k▲
Provisions for liabilities and charges: additions (uses and reversals)635/8€-30k€20k▲
Other operating charges640/8€13k€16k▲
Operating profit (loss)9901€18k€594k▲
Financial income75/76B€161k€146k▼
Recurring financial income75€161k€146k▼
Income from financial fixed assets750-€1k
Income from current assets751€152k€139k▼
Other financial income752/9€9k€6k▼
Financial charges65/66B€133k€122k▼
Recurring financial charges65€133k€122k▼
Debt charges650€123k€109k▼
Other financial charges652/9€10k€13k▲
Profit (loss) for the period before taxes9903€46k€619k▲
Income taxes67/77€2k€89k▲
Taxes670/3€2k€89k▲
Profit (loss) for the period9904€44k€530k▲
Profit (loss) for the period to be appropriated9905€44k€530k▲
Appropriation of the result
Profit (loss) to be appropriated9906€44k€530k▲
Transfer to equity691/2€44k€530k▲
To other reserves6921€44k€530k▲
Social balance
Average headcount (FTE)908734.236.6▲
The notes to these accounts (80 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
31-12
Financial
Highest result since 2018net €530k ▲1113%
Operating result €594k, net result €530k, both a record.
08-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial
Equity above €1MEq €1.01M ▲4.5%
2 profitable years in a row build equity to €1.01M.
05-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial
Back to profitnet €132k
Net result €132k after one loss-making year.
17-07
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
12-07
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
31-12
Financial
Back to profitnet €92k
Net result €92k after one loss-making year.
09-07
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
31-12
Financial
Weakest financial yearnet €-465k ▼264%
Net result drops to €-465k, the lowest in the series; recovery starts the following year.
08-07
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
Show earlier events
2019
31-12
Financial
Back to profitnet €283k
Net result €283k after one loss-making year.
01-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 1 day late
2018
06-07
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
11-07
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
13 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kalmthout · 1 establishment unit since 1990
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kwade Weide (C) 32920 KalmthoutGround area
5,944 m²
Building footprint
1,688 m²
Volume, LiDAR
11,016 m³
Parcel 11662E0514/00W000, Flanders · tallest building 11.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
JOS DEJONGH BOUWONDERNEMING
since 19902.049.652.164
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11662E0514/00W000 | Flanders | 5,944 m² | 1 · 1,688 m² | 11.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 8 entries · 48,201 EUR awarded · 47,448 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 2 | 17,082 EUR | 17,122 EUR |
| 2024 | 2 | 9,278 EUR | 9,185 EUR |
| 2023 | 2 | 9,294 EUR | 9,182 EUR |
| 2022 | 2 | 12,547 EUR | 11,959 EUR |
Schemes
Individueel Maatwerk
Vlaamse ondersteuningspremie (VOP) voor werkgevers (uitdovend stelsel)
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Recognised contractor
8 categoriesJOS DEJONGH BOUWONDERNEMING BV19654
Dual-learning approval
5 endedMedewerker ruwbouw (vwo)
Medewerker ruwbouw duaal (so)
Metselaar (so)
Metselaar (vwo)
Ruwbouw duaal (so)
Similar companies · same sector, comparable size
MATTHYS PROJECTEN
BE 0455.982.152
Kruisem · Eq €1,537,080
Bouw-iD
BE 0447.783.969
Deinze · Eq €1,540,506
STONEHOUSE
BE 0502.756.938
Kortenaken · Eq €1,540,772
MAGE CONSTRUCT
BE 0870.371.793
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BULLES
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Gent · Eq €1,533,452
Of 29,797 companies in sector 41001 we hold annual accounts for 16,049. 4,873 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-09-1990
Fiscal year end31-12
Activities, NACEBEL 2025
41001General construction of residential buildings
Sources
Crossroads Bank for EnterprisesNational Bank · 35 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.