Bouw-iD
ActiveBouw-iD has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.54M and a net result of €557k. Equity is growing by ~23% per year across the filed fiscal years. Its solvency ranks better than 46% of 2147 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
81
/ 100
Excellent= vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency61▼-2
Growth78=
Stability100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €120k at 30 days acceptable
Liquidity tight (current ratio 1.32 against 1.33 in 2024), and 65.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
34.4%
Return on assets
12.4%
Age of the figures
17 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 23-10-2025, 8 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
8 d early
2024
4 d early
2023
7 d early
2022
4 d early
2021
1 d early
2020
2 d early
2019
2 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close13-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€1.54M▲ 2.5%
2024 · €1.50M
2019: €512k
2020: €640k
2021: €774k
2022: €867k
2023: €1.21M
2024: €1.50M
2019 → 2025
Total assets
€4.48M▲ 5.6%
2024 · €4.24M
2019: €1.82M
2020: €2.32M
2021: €2.67M
2022: €3.61M
2023: €4.37M
2024: €4.24M
2019 → 2025
Net result
€557k▼ 11.5%
2024 · €630k
2019: €145k
2020: €128k
2021: €134k
2022: €223k
2023: €707k
2024: €630k
2019 → 2025
Working capital
€937k▲ 6.8%
2024 · €878k
2019: €127k
2020: €203k
2021: €195k
2022: €317k
2023: €701k
2024: €878k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€774k-€867k▲ 11.9%€1.21M▲ 40.0%€1.50M▲ 23.9%€1.54M▲ 2.5%
Operating result€190k-€312k▲ 64.3%€933k▲ 199%€820k▼ 12.1%€688k▼ 16.1%
Net result€134k-€223k▲ 66.3%€707k▲ 218%€630k▼ 10.9%€557k▼ 11.5%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 16% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €4.48M
Fixed assets
€658k▼ 7.4%
Current assets
€3.82M▲ 8.2%
Equity and liabilities €4.48M
Equity
€1.54M▲ 2.5%
Debt
€2.94M▲ 7.4%
The debt ratio rises from 64.6% to 65.6%: debt grows faster than equity.
Key figures and ratios
EBITDA
€758k▼
2024 · €886k
Cash flow
€628k▼
2024 · €696k
Solvency
34.4%▼
2024 · 35.4%
Current ratio
1.32▼
2024 · 1.33
Quick ratio
1.32▼
2024 · 1.33
Debt / equity
1.91▲
2024 · 1.82
ROE
36.2%▼
2024 · 41.9%
ROA
12.4%▼
2024 · 14.8%
Interest coverage
143.84▼
2024 · 195.56
Debt
€2.94M▲
2024 · €2.74M
Debt ≤ 1 year
€2.88M▲
2024 · €2.65M
Debt > 1 year
€55k▼
2024 · €85k
Income taxes
€190k▼
2024 · €214k
Staff costs
€708k▲
2024 · €666k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€4.24M€4.48M▲
Fixed assets21/28€710k€658k▼
Tangible fixed assets22/27€710k€658k▼
Land and buildings22€405k€395k▼
Plant, machinery and equipment23€217k€196k▼
Furniture and vehicles24€82k€62k▼
Other tangible fixed assets26€6k€5k▼
Current assets29/58€3.53M€3.82M▲
Amounts receivable within one year40/41€1.37M€1.67M▲
Trade receivables40€752k€885k▲
Other amounts receivable41€621k€781k▲
Current investments50/53€1.30M€1.45M▲
Cash at bank and in hand54/58€826k€677k▼
Deferred charges and accrued income490/1€32k€28k▼
Equity and liabilities
Total equity and liabilities10/49€4.24M€4.48M▲
Equity10/15€1.50M€1.54M▲
Contributions10/11€184k€184k=
Capital10€184k€184k=
Issued capital100€184k€184k=
Reserves13€588k€588k=
Non-distributable reserves130/1€18k€18k=
Legal reserve130€18k€18k=
Distributable reserves133€570k€570k=
Profit (loss) carried forward14€730k€768k▲
Amounts payable17/49€2.74M€2.94M▲
Amounts payable after more than one year17€85k€55k▼
Financial debts170/4€85k€55k▼
Amounts payable within one year42/48€2.65M€2.88M▲
Current portion of amounts payable after more than one year42€36k€30k▼
Trade debts44€1.48M€1.64M▲
Suppliers440/4€1.48M€1.64M▲
Advances received on contracts in progress46€508k€424k▼
Taxes, remuneration and social security45€290k€269k▼
Taxes450/3€201k€175k▼
Remuneration and social security454/9€89k€94k▲
Other amounts payable47/48€340k€520k▲
Income statement
Code20242025
Non-recurring operating income76A€14k-
Remuneration, social security and pensions62€666k€708k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€66k€70k▲
Other operating charges640/8€6k€6k▲
Non-recurring operating charges66A€3k-
Gross operating margin9900€1.56M€1.47M▼
Operating profit (loss)9901€820k€688k▼
Financial income75/76B€30k€64k▲
Recurring financial income75€30k€64k▲
Financial charges65/66B€7k€5k▼
Recurring financial charges65€5k€5k▲
Non-recurring financial charges66B€2k-
Profit (loss) for the period before taxes9903€844k€747k▼
Income taxes67/77€214k€190k▼
Profit (loss) for the period9904€630k€557k▼
Profit (loss) for the period to be appropriated9905€630k€557k▼
Appropriation of the result
Profit (loss) to be appropriated9906€1.07M€1.29M▲
Profit (loss) brought forward from the previous period14P€441k€730k▲
Profit to be distributed694/7€340k€520k▲
Return on contributions (dividend)694€300k€480k▲
Directors or managers695€40k€40k=
Social balance
Average headcount (FTE)90877.27.1▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
23-10
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2024
27-10
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2023
24-10
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
31-03
Financial
Highest result since 2019net €707k ▲218%
Operating result €933k, net result €707k, both a record.
31-03
Financial
Equity above €1MEq €1.21M ▲40%
5 profitable years in a row build equity to €1.21M.
2022
27-10
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2021
30-10
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2020
29-10
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
31-03
Financial
Weakest financial yearnet €128k ▼11.7%
Net result drops to €128k, the lowest in the series; recovery starts the following year.
2019
29-10
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2018
29-10
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2017
26-10
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2016
18-10
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2016
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
01-11-2016
Guy Speltdooren: Resigned as Director
01-11-2016
Pascal Outters: Resigned as Director
Location & real-estate footprint
Registered office, Deinze · 1 establishment unit since 1996
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Emiel Clauslaan 669800 DeinzeGround area
1,831 m²
Building footprint
536 m²
Volume, LiDAR
1,210 m³
2 parcels, Flanders · tallest building 8.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Bouw - iD
since 19962.058.251.017
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44004A0968/00Y000 | Flanders | 1,036 m² | 1 · 356 m² | 6.0 m |
| 44412B0579/00L000 | Flanders | 795 m² | 1 · 180 m² | 8.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Connections & network
1 connected companyNetwork connections
Shared address
→
Public money · subsidies and aid
Flemish government
2022 to 2025 · 4 entries · 8,598 EUR awarded · 8,210 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 0 EUR | 431 EUR |
| 2024 | 1 | 943 EUR | 2,114 EUR |
| 2023 | 1 | 3,750 EUR | 5,580 EUR |
| 2022 | 1 | 3,905 EUR | 85 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Similar companies · same sector, comparable size
STONEHOUSE
BE 0502.756.938
Kortenaken · Eq €1.54M
AEDIFICA INVEST
BE 0879.109.317
Etterbeek · Eq €1.54M
JOS DEJONGH BOUWONDERNEMING
BE 0441.457.391
Kalmthout · Eq €1.54M
MATTHYS PROJECTEN
BE 0455.982.152
Kruisem · Eq €1.54M
Nijlense Bouwwerken
BE 0404.003.416
Nijlen · Eq €1.55M
Of 29,531 companies in sector 41001 we hold annual accounts for 15,864. 4,834 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded06-07-1992
Fiscal year end31-03
Activities, NACEBEL
41001General construction of residential buildings
71111Activities of building architects
41002Construction of residential and non-residential buildings
41003General construction of other non-residential buildings
43990Other specialised construction activities
43999Specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 32 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.