JORUCO
ActiveSummary
JORUCO has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €258,282 and a net result of €40,014. Equity is growing by ~12.8% per year across the filed fiscal years. Its solvency ranks better than 95% of 7081 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability88▲+7
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €21,000 at 30 days acceptable
Liquidity ample (current ratio 61.5 against 68.0 in 2024; short-term debt: 1.6% and cash: 14.3% of total assets), and 1.6% of the assets are financed with debt.
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Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
98.4%
Return on assets
15.2%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-08-2026, 26 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
26 d late
2024
27 d late
2023
26 d late
2022
9 d late
2021
16 d late
2020
20 d late
2019
28 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 22 days after the deadline; the sector median for financial year 2024 is 6 days before the deadline, and 36% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€258,282▼ 13.6%
2024 · €299,061
Total assets
€262,539▼ 13.5%
2024 · €303,473
Net result
€40,014▲ 33.4%
2024 · €29,988
Working capital
€257,563▼ 12.9%
2024 · €295,608
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 73, Advertising, market research and public relations activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€46,734▲ 26.5%€47,782▲ 2.2%€42,481▼ 11.1%€42,421▼ 0.1%€45,686▲ 7.7%
Net result€31,819within the sector's middle half▼ 0.5%€33,877within the sector's middle half▲ 6.5%€29,268within the sector's middle half▼ 13.6%€29,988within the sector's middle half▲ 2.5%€40,014within the sector's middle half▲ 33.4%
Equity€205,926above the sector's middle half▲ 10.4%€239,803above the sector's middle half▲ 16.5%€269,073above the sector's middle half▲ 12.2%€299,061above the sector's middle half▲ 11.1%€258,282above the sector's middle half▼ 13.6%
Total assets€209,956within the sector's middle half▲ 11.3%€245,680within the sector's middle half▲ 17.0%€285,663within the sector's middle half▲ 16.3%€303,473within the sector's middle half▲ 6.2%€262,539within the sector's middle half▼ 13.5%
Debt€4,030▲ 96.4%€5,877▲ 45.8%€16,590▲ 182%€4,412▼ 73.4%€4,257▼ 3.5%
Working capital€182,478▲ 17.0%€221,564▲ 21.4%€257,899▲ 16.4%€295,608▲ 14.6%€257,563▼ 12.9%
Solvency98.1%above the sector's middle half▼ 0.8pp97.6%above the sector's middle half▼ 0.5pp94.2%above the sector's middle half▼ 3.4pp98.5%above the sector's middle half▲ 4.4pp98.4%above the sector's middle half▼ 0.2pp
above
within
below
the middle half (P25 to P75) of NACE 73, Advertising, market research and public relations activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 8% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €262,539
Fixed assets
€719 ▼ 79.2%
Current assets
€261,820 ▼ 12.7%
Equity and liabilities €262,539
Equity
€258,282 ▼ 13.6%
Debt
€4,257 ▼ 3.5%
Debt's share of the balance-sheet total rises from 1.5% to 1.6%. Equity and debt are lower.
Key figures and ratios
EBITDA
€48,420▼
2024 · €50,142
Cash flow
€42,748▲
2024 · €37,709
Current ratio
61.50▼
2024 · 68.00
Debt to equity
0.02▲
2024 · 0.01
ROE
15.5%▲
2024 · 10.0%
ROA
15.2%▲
2024 · 9.9%
Interest coverage
849.47▼
2024 · 928.56
Debt ≤ 1 year
€4,257▼
2024 · €4,412
Income taxes
€16,163▲
2024 · €12,379
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 34,672 companies that looked in July 2024 the way this one looks now, 0.6% went bankrupt within 24 months and 95% are still going.
- Micro
- 10 to 20 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.6%
went bankrupt
3.9%
stopped otherwise
95%
still going
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.4% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 34,672 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €7,192 | €7,316 | €7,726 | €7,721 | €2,734 | ▼ 64.6% |
| Other operating charges640/8 | €985 | €992 | €1,076 | €1,108 | €1,081 | ▼ 2.4% |
| Gross operating margin9900 | €54,911 | €56,090 | €51,283 | €51,250 | €49,501 | ▼ 3.4% |
| Operating profit (loss)9901 | €46,734 | €47,782 | €42,481 | €42,421 | €45,686 | ▲ 7.7% |
| Financial income75/76B | - | €10 | - | - | €10,548 | - |
| Recurring financial income75 | - | €10 | - | - | €10,548 | - |
| Financial charges65/66B | €48 | €54 | €56 | €54 | €57 | ▲ 5.6% |
| Recurring financial charges65 | €48 | €54 | €56 | €54 | €57 | ▲ 5.6% |
| Profit (loss) for the period before taxes9903 | €46,686 | €47,738 | €42,425 | €42,367 | €56,177 | ▲ 32.6% |
| Income taxes67/77 | €14,867 | €13,861 | €13,157 | €12,379 | €16,163 | ▲ 30.6% |
| Profit (loss) for the period9904 | €31,819 | €33,877 | €29,268 | €29,988 | €40,014 | ▲ 33.4% |
| Profit (loss) for the period to be appropriated9905 | €31,819 | €33,877 | €29,268 | €29,988 | €40,014 | ▲ 33.4% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €209,956 | €245,680 | €285,663 | €303,473 | €262,539 | ▼ 13.5% |
| Fixed assets21/28 | €23,448 | €18,239 | €11,174 | €3,453 | €719 | ▼ 79.2% |
| Tangible fixed assets22/27 | €23,448 | €18,239 | €11,174 | €3,453 | €719 | ▼ 79.2% |
| Furniture and vehicles24 | €23,448 | €18,239 | €11,174 | €3,453 | €719 | ▼ 79.2% |
| Current assets29/58 | €186,508 | €227,441 | €274,489 | €300,020 | €261,820 | ▼ 12.7% |
| Amounts receivable within one year40/41 | €3,003 | €2,160 | - | €2,676 | €16,971 | ▲ 534% |
| Trade receivables40 | €1,281 | €1,021 | - | - | €12,100 | - |
| Other amounts receivable41 | €1,722 | €1,139 | - | €2,676 | €4,871 | ▲ 82.0% |
| Current investments50/53 | - | - | €200,000 | €200,000 | €207,384 | ▲ 3.7% |
| Cash at bank and in hand54/58 | €183,505 | €225,281 | €74,489 | €97,344 | €37,465 | ▼ 61.5% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €209,956 | €245,680 | €285,663 | €303,473 | €262,539 | ▼ 13.5% |
| Equity10/15 | €205,926 | €239,803 | €269,073 | €299,061 | €258,282 | ▼ 13.6% |
| Reserves13 | €205,926 | €239,803 | €269,073 | €299,061 | €258,282 | ▼ 13.6% |
| Non-distributable reserves130/1 | €1,860 | €1,860 | - | - | - | - |
| Reserves not available under the articles1311 | €1,860 | €1,860 | - | - | - | - |
| Distributable reserves133 | €204,066 | €237,943 | €269,073 | €299,061 | €258,282 | ▼ 13.6% |
| Amounts payable17/49 | €4,030 | €5,877 | €16,590 | €4,412 | €4,257 | ▼ 3.5% |
| Amounts payable within one year42/48 | €4,030 | €5,877 | €16,590 | €4,412 | €4,257 | ▼ 3.5% |
| Taxes, remuneration and social security45 | €4,030 | €5,877 | €15,429 | €4,412 | €4,257 | ▼ 3.5% |
| Taxes450/3 | €4,030 | €5,877 | €15,429 | €4,412 | €4,257 | ▼ 3.5% |
| Other amounts payable47/48 | - | - | €1,161 | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €31,819 | €33,877 | €29,268 | €29,988 | €40,014 | ▲ 33.4% |
| + Depreciation and write-downs630 | €7,192 | €7,316 | €7,726 | €7,721 | €2,734 | ▼ 64.6% |
| Operating cash flow (approximation) | €39,011 | €41,193 | €36,994 | €37,709 | €42,748 | ▲ 13.4% |
| Investment in fixed assets (approximation) | - | -€2,107 | -€661 | €0 | €0 | - |
| Change in cash | - | €41,776 | -€150,792 | €22,855 | -€59,879 | ▼ 362% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 26 days late
2025
31-12
Financial
Highest result since 2018net €40,014 ▲33.4%
Net result €40,014, the highest in the series.
27-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 27 days late
2024
31-12
Financial
Liquidity quadruplescurrent ratio 68.00
Current ratio from 16.55 to 68.00; short-term debt falls from €16,590 to €4,412.
26-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 26 days late
2023
09-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 9 days late
2022
16-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 16 days late
2021
31-12
Financial
Equity above €200,000Eq €205,926 ▲10.4%
4 profitable years in a row build equity to €205,926.
20-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 20 days late
2020
28-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 28 days late
2019
31-12
Financial
Equity above €150,000Eq €154,620 ▲25%
2 profitable years in a row build equity to €154,620.
28-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 28 days late
2018
27-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
28-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 28 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tervuren · 1 establishment unit since 2015
Ground area
1,442 m²
Building footprint
164 m²
Volume, LiDAR
1,072 m³
Parcel 24114B0432/00Y002, Flanders · tallest building 10.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
JORUCO
since 20152.238.450.390
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24114B0432/00Y002 | Flanders | 1,442 m² | 1 · 164 m² | 10.3 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 13,417 companies in sector 73300 we hold annual accounts for 6,906. 4,992 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded31-12-2014
Fiscal year end31-12
Activities, NACEBEL 2025
73300Public relations and communication consultancy
70200Business and other management consultancy
73200Market research and public opinion polling
82100Office administrative and support services
E-invoicing
Reachable via Peppol
Peppol ID
0208:0568536794
Also
9925:BE0568536794
Registered
01-12-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.