JOPIMO
ActiveSummary
For the legal form of JOPIMO, Checked does not compute a bankruptcy probability. The 2024 annual accounts show equity of €165,265 and a net result of €8,606. Equity is growing by ~54.6% per year across the filed fiscal years. Its solvency ranks better than 43% of 19372 sector peers (fiscal year 2024). The company has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
Axes · tick = 2023
Profitability70▼-11
Solvency48▲+2
Growth52=
Track record100
Credit verdict
Credit up to €9,000 at 30 days only on tighter terms
Liquidity short (current ratio 0.62 against 0.43 in 2023; short-term debt: 8% and cash: 0.5% of total assets), and 77.3% of the assets are financed with debt.
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Signals
1 signal. The signal on the left, the evidence on the right.
+raises risk
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 18-12-2025, 140 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
140 d late
2023
33 d late
2022
95 d late
2021
150 d late
2020
79 d late
2019
109 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 101 days after the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€8,606▼ 87.9%
2023 · €71,031
Working capital
-€21,835▲ 56.7%
2023 · -€50,482
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 68, Real estate activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€99,805▲ 1.4%€89,800▼ 10.0%€92,834▲ 3.4%€30,898▼ 66.7%€10,960▼ 64.5%
Net result€94,823above the sector's middle half▲ 2.3%€85,549above the sector's middle half▼ 9.8%€88,057above the sector's middle half▲ 2.9%€71,031above the sector's middle half▼ 19.3%€8,606within the sector's middle half▼ 87.9%
Equity-€87,978below the sector's middle half▲ 51.9%-€2,429below the sector's middle half▲ 97.2%€85,628within the sector's middle half€156,659within the sector's middle half▲ 83.0%€165,265within the sector's middle half▲ 5.5%
Total assets€828,449within the sector's middle half▼ 4.0%€805,537within the sector's middle half▼ 2.8%€784,734within the sector's middle half▼ 2.6%€749,807within the sector's middle half▼ 4.5%€728,591within the sector's middle half▼ 2.8%
Debt€916,427▼ 12.4%€807,966▼ 11.8%€699,106▼ 13.5%€593,148▼ 15.2%€563,326▼ 5.0%
Working capital-€124,251below the sector's middle half▼ 6.8%-€128,556below the sector's middle half▼ 3.5%-€89,984below the sector's middle half▲ 30.0%-€50,482within the sector's middle half▲ 43.9%-€21,835within the sector's middle half▲ 56.7%
Solvency-10.6%below the sector's middle half▲ 10.6pp-0.3%below the sector's middle half▲ 10.3pp10.9%within the sector's middle half▲ 11.2pp20.9%within the sector's middle half▲ 10.0pp22.7%within the sector's middle half▲ 1.8pp
Current ratio0.31below the sector's middle half▼ 0.070.29below the sector's middle half▼ 0.020.37below the sector's middle half▲ 0.080.43within the sector's middle half▲ 0.060.62within the sector's middle half▲ 0.20
Return on assets (ROA)11.4%above the sector's middle half▲ 0.7pp10.6%above the sector's middle half▼ 0.8pp11.2%above the sector's middle half▲ 0.6pp9.5%above the sector's middle half▼ 1.7pp1.2%within the sector's middle half▼ 8.3pp
above
within
below
the middle half (P25 to P75) of NACE 68, Real estate activities, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2024 is 65% below 2023 and is the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €728,591
Fixed assets
€692,388 ▼ 2.8%
Current assets
€36,203 ▼ 3.2%
Equity and liabilities €728,591
Equity
€165,265 ▲ 5.5%
Debt
€563,326 ▼ 5.0%
Debt's share of the balance-sheet total falls from 79.1% to 77.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€30,970▼
2023 · €50,908
Cash flow
€28,616▼
2023 · €91,041
Quick ratio
0.31▲
2023 · 0.22
Debt to equity
3.41▼
2023 · 3.79
ROE
5.2%▼
2023 · 45.3%
Interest coverage
13.16▼
2023 · 14.14
Debt ≤ 1 year
€58,038▼
2023 · €87,891
Debt > 1 year
€500,905=
2023 · €500,905
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Goods, raw materials, services and sundry goods60/61 | - | €15,380 | €27,462 | €17,044 | €13,794 | ▼ 19.1% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €20,010 | €20,010 | €20,010 | €20,010 | €20,010 | = |
| Other operating charges640/8 | - | €3,379 | €3,338 | €3,658 | €3,806 | ▲ 4.0% |
| Non-recurring operating charges66A | - | €94 | - | - | - | - |
| Gross operating margin9900 | €123,739 | €113,283 | €116,182 | €54,566 | €34,776 | ▼ 36.3% |
| Operating profit (loss)9901 | €99,805 | €89,800 | €92,834 | €30,898 | €10,960 | ▼ 64.5% |
| Financial income75/76B | - | - | - | €54,333 | - | - |
| Recurring financial income75 | - | - | - | €54,333 | - | - |
| Non-recurring financial income76B | - | - | - | €54,333 | - | - |
| Financial charges65/66B | - | €4,251 | €4,777 | €14,200 | €2,354 | ▼ 83.4% |
| Recurring financial charges65 | €4,982 | €4,251 | €3,277 | €3,600 | €2,354 | ▼ 34.6% |
| Non-recurring financial charges66B | - | - | €1,500 | €10,600 | - | - |
| Profit (loss) for the period before taxes9903 | €94,823 | €85,549 | €88,057 | €71,031 | €8,606 | ▼ 87.9% |
| Profit (loss) for the period9904 | €94,823 | €85,549 | €88,057 | €71,031 | €8,606 | ▼ 87.9% |
| Profit (loss) for the period to be appropriated9905 | €94,823 | €85,549 | €88,057 | €71,031 | €8,606 | ▼ 87.9% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €828,449 | €805,537 | €784,734 | €749,807 | €728,591 | ▼ 2.8% |
| Fixed assets21/28 | €772,428 | €752,418 | €732,408 | €712,398 | €692,388 | ▼ 2.8% |
| Tangible fixed assets22/27 | €571,028 | €551,018 | €531,008 | €510,998 | €490,988 | ▼ 3.9% |
| Land and buildings22 | - | €551,018 | €531,008 | €510,998 | €490,988 | ▼ 3.9% |
| Financial fixed assets28 | €201,400 | €201,400 | €201,400 | €201,400 | €201,400 | = |
| Current assets29/58 | €56,021 | €53,119 | €52,326 | €37,409 | €36,203 | ▼ 3.2% |
| Stocks and contracts in progress3 | €33,000 | €18,000 | €18,000 | €18,000 | €18,000 | = |
| Stocks30/36 | - | €18,000 | €18,000 | €18,000 | €18,000 | = |
| Amounts receivable within one year40/41 | €14,242 | €10,516 | €12,590 | €13,639 | €13,073 | ▼ 4.1% |
| Trade receivables40 | - | €6,420 | €8,840 | €8,840 | €8,840 | = |
| Other amounts receivable41 | - | €4,096 | €3,750 | €4,799 | €4,233 | ▼ 11.8% |
| Current investments50/53 | €105 | - | - | - | - | - |
| Cash at bank and in hand54/58 | €8,576 | €24,505 | €21,638 | €4,352 | €3,797 | ▼ 12.8% |
| Deferred charges and accrued income490/1 | - | €98 | €98 | €1,418 | €1,333 | ▼ 6.0% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €828,449 | €805,537 | €784,734 | €749,807 | €728,591 | ▼ 2.8% |
| Equity10/15 | -€87,978 | -€2,429 | €85,628 | €156,659 | €165,265 | ▲ 5.5% |
| Contributions10/11 | €665,000 | €665,000 | €665,000 | €665,000 | €665,000 | = |
| Capital10 | - | €665,000 | €665,000 | €665,000 | €665,000 | = |
| Issued capital100 | - | €665,000 | €665,000 | €665,000 | €665,000 | = |
| Reserves13 | €4,700 | €4,700 | €4,700 | €4,700 | €4,700 | = |
| Non-distributable reserves130/1 | - | €4,700 | €4,700 | €4,700 | €4,700 | = |
| Legal reserve130 | - | €4,700 | €4,700 | €4,700 | €4,700 | = |
| Profit (loss) carried forward14 | -€757,678 | -€672,129 | -€584,072 | -€513,041 | -€504,435 | ▲ 1.7% |
| Amounts payable17/49 | €916,427 | €807,966 | €699,106 | €593,148 | €563,326 | ▼ 5.0% |
| Amounts payable after more than one year17 | €735,295 | €622,133 | €552,508 | €500,905 | €500,905 | = |
| Financial debts170/4 | - | €149,833 | €94,208 | €46,605 | €46,605 | = |
| Other amounts payable178/9 | - | €472,300 | €458,300 | €454,300 | €454,300 | = |
| Amounts payable within one year42/48 | €180,272 | €181,675 | €142,310 | €87,891 | €58,038 | ▼ 34.0% |
| Current portion of amounts payable after more than one year42 | - | €55,163 | €55,625 | €47,603 | - | - |
| Trade debts44 | €73,781 | €72,932 | €75,083 | €21,608 | €25,308 | ▲ 17.1% |
| Suppliers440/4 | - | €72,932 | €75,083 | €21,608 | €25,308 | ▲ 17.1% |
| Taxes, remuneration and social security45 | - | - | €522 | - | - | - |
| Taxes450/3 | - | - | €522 | - | - | - |
| Other amounts payable47/48 | - | €53,580 | €11,080 | €18,680 | €32,730 | ▲ 75.2% |
| Accrued charges and deferred income492/3 | - | €4,158 | €4,288 | €4,352 | €4,383 | ▲ 0.7% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €94,823 | €85,549 | €88,057 | €71,031 | €8,606 | ▼ 87.9% |
| + Depreciation and write-downs630 | €20,010 | €20,010 | €20,010 | €20,010 | €20,010 | = |
| Operating cash flow (approximation) | €114,833 | €105,559 | €108,067 | €91,041 | €28,616 | ▼ 68.6% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €0 | €0 | - |
| Change in cash | - | €15,929 | -€2,867 | -€17,286 | -€555 | ▲ 96.8% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
18-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 140 days late
2024
31-12
Financial
Weakest financial yearnet €8,606 ▼87.9%
Net result drops to €8,606, the lowest in the series.
02-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 33 days late
2023
31-12
Financial
Equity above €150,000Eq €156,659 ▲83%
6 profitable years in a row build equity to €156,659.
03-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 95 days late
2022
28-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 150 days late
2021
18-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 79 days late
2020
31-12
Financial
Highest result since 2018net €94,823 ▲2.3%
Operating result €99,805, net result €94,823, both a record.
17-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 109 days late
2019
08-11
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 100 days late
2018
11-10
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 72 days late
2017
02-10
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 63 days late
2016
25-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 25 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
No directors read yet: 0 of 4 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Grez-Doiceau · 1 establishment unit since 2004
Ground area
3,483 m²
Building footprint
2,156 m²
Volume, LiDAR
32,901 m³
Parcel 25037F0176/00S000, Wallonia · tallest building 15.9 m, ±5 floors. Linked by address, not a title deed.
63
companies at this address
See who is registered here
1 establishment unit
JOPIMO
since 20042.136.604.647
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25037F0176/00S000 | Wallonia | 3,483 m² | 1 · 2,156 m² | 15.9 m · 5 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 9,695 companies in this sector we hold annual accounts for 7,393. 5,351 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company details
Identification
Legal formPartnership limited by shares
Founded15-01-2004
Fiscal year end31-12
Activities, NACEBEL 2025
68121Development of residential building projects
68122Development of non-residential building projects
68110Buying and selling of own real estate
68201Renting and operating of own or leased residential real estate, excluding social housing
68310Real estate agency activities
E-invoicing
Reachable via Peppol
Peppol ID
0208:0862709783
Also
9925:BE0862709783
Registered
11-12-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.