FLEUR DE VANILLE
ActiveThe annual accounts of FLEUR DE VANILLE for fiscal year 2025 show a net loss of 67% of the equity at the start of that year. The 2025 annual accounts show equity of €4k and a net result of €-9k. Equity is shrinking by ~13.2% per year across the filed fiscal years. Its solvency ranks better than 21% of 14038 sector peers (fiscal year 2025). The company has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
48
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability40▼-17
Solvency26▼-1
Growth32=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity short (current ratio 0.01 against 0.01 in 2024; short-term debt: 70.9% and cash: 0.3% of total assets), and 99.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
0.6%
Return on assets
-1.3%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 21% of 14038 sector peers (2025).
NBB · sector comparisonPosition among 14038 sector peers
Solvency
better than 21%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-06-2026, 53 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
53 d early
2024
51 d early
2023
40 d early
2022
on the day
2021
31 d late
2020
30 d early
2019
67 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€4k▼ 66.5%
2024 · €13k
2018: €30k
2019: €5k
2020: €24k
2021: €30k
2022: €32k
2023: €12k
2024: €13k
2018 → 2025
Total assets
€703k▼ 2.3%
2024 · €720k
2018: €80k
2019: €429k
2020: €447k
2021: €858k
2022: €952k
2023: €921k
2024: €720k
2018 → 2025
Net result
€-9k
2024 · €1k
2018: €20k
2019: €-25k
2020: €19k
2021: €6k
2022: €2k
2023: €-20k
2024: €1k
2018 → 2025
Working capital
€-493k▼ 3.5%
2024 · €-476k
2018: €17k
2019: €-73k
2020: €-94k
2021: €-520k
2022: €-241k
2023: €-471k
2024: €-476k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€30k-€32k▲ 6.1%€12k▼ 62.5%€13k▲ 11.4%€4k▼ 66.5%
Operating result€12k-€8k▼ 36.3%€-15k€6k€-4k
Net result€6k-€2k▼ 68.2%€-20k€1k€-9k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €4k after €6k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €703k
Fixed assets
€698k▼ 2.3%
Current assets
€5k▲ 9.8%
Equity and liabilities €703k
Equity
€4k▼ 66.5%
Debt
€699k▼ 1.0%
The debt ratio rises from 98.2% to 99.4%. Equity and debt are lower.
Key figures and ratios
EBITDA
€12k▼
2024 · €23k
Cash flow
€8k▼
2024 · €18k
Solvency
0.6%▼
2024 · 1.8%
Current ratio
0.01▲
2024 · 0.01
Quick ratio
0.01▲
2024 · 0.01
ROE
-198.6%▼
2024 · 10.2%
ROA
-1.3%▼
2024 · 0.2%
Interest coverage
2.74▼
2024 · 4.58
Debt
€699k▼
2024 · €706k
Debt ≤ 1 year
€498k▲
2024 · €481k
Debt > 1 year
€201k▼
2024 · €225k
A ratio outside any meaningful range has been withheld (balance sheet total €703k, equity €4k).
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€720k€703k▼
Fixed assets21/28€715k€698k▼
Tangible fixed assets22/27€715k€698k▼
Land and buildings22€715k€698k▼
Current assets29/58€5k€5k▲
Amounts receivable within one year40/41€2k€2k▲
Trade receivables40€2k€2k▲
Other amounts receivable41€51-
Cash at bank and in hand54/58€2k€2k▼
Deferred charges and accrued income490/1€1k€1k▲
Equity and liabilities
Total equity and liabilities10/49€720k€703k▼
Equity10/15€13k€4k▼
Contributions10/11€20k€20k=
Profit (loss) carried forward14€-7k€-16k▼
Amounts payable17/49€706k€699k▼
Amounts payable after more than one year17€225k€201k▼
Financial debts170/4€225k€201k▼
Amounts payable within one year42/48€481k€498k▲
Current portion of amounts payable after more than one year42€24k€24k▲
Trade debts44€772€2k▲
Suppliers440/4€772€2k▲
Other amounts payable47/48€457k€472k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€17k€17k=
Other operating charges640/8€1k€1k▲
Gross operating margin9900€24k€13k▼
Operating profit (loss)9901€6k€-4k▼
Financial income75/76B€305€1▼
Recurring financial income75€305€1▼
Financial charges65/66B€5k€4k▼
Recurring financial charges65€5k€4k▼
Profit (loss) for the period before taxes9903€1k€-9k▼
Profit (loss) for the period9904€1k€-9k▼
Profit (loss) for the period to be appropriated9905€1k€-9k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-7k€-16k▼
Profit (loss) brought forward from the previous period14P€-9k€-7k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
10-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €1k
Net result €1k after one loss-making year.
21-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
01-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €19k
Net result €19k after one loss-making year.
25-05
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Weakest financial yearnet €-25k ▼226%
Net result drops to €-25k, the lowest in the series; recovery starts the following year.
12-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
28-03
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
04-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Braine-l'Alleud · 1 establishment unit since 2001
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue des Piles 231420 Braine-l'AlleudGround area
683 m²
Building footprint
187 m²
Parcel 25014A0612/00N000, Wallonia. Linked by address, not a title deed.
1 establishment unit
Rue des Piles 23, 1420 Braine-l'Alleud
since 20012.098.641.520
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25014A0612/00N000 | Wallonia | 683 m² | 1 · 187 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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GM INVESTMENTS
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JF INVEST
BE 0793.672.311
Temse · Eq €4k
RABO
BE 0795.197.387
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Ceys
BE 0800.383.127
Hasselt · Eq €4k
Of 9,695 companies in sector 68121 we hold annual accounts for 7,381. 2,076 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-10-2001
Fiscal year end31-12
Activities, NACEBEL
68121Development of residential building projects
Sources
Crossroads Bank for EnterprisesNational Bank · 24 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.