Skip to content

SANI MAT WAVRE

Active
Private limited companyfounded 2020active for 6 yearsChaussée de Louvain 500, 1300 Wavre, BelgiumKBO/BCE: BE 0746.980.568
Summary

SANI MAT WAVRE has been active since 2020 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.4m and a net result of €917,822. Equity has been growing by about 28% per year since 2020. Its solvency ranks better than 30% of 9,848 sector peers (NACE 46, financial year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Overview

Official details

Source: KBO
Status
Active since 18-05-2020 Normal situation
Activity
Wholesale of construction materials, general range NACE 46831and 2 others
Establishment units
2.302.560.561 1300 Wavre, since 18-05-2020
2.347.188.776 1300 Wavre, since 11-07-2023and 2 others
Financial year end
31 December
Peppol
Reachable since 21-10-2026

Board and ownership

Board
  • Toprak JeanDirector · since 18-05-2020

Financial position

87 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.2%
Annual accounts 2025
Gross margin
€2.3m
▲ 38.1%
Turnover
≈ €9.5m
estimated
Profit
€917,822
▲ 16.3%
Equity
€1.4m
▼ 17.3%
Total assets
€6.0m
▲ 27.7%
Employees on 31-12-2025
15
▲ 36.4%
Staff (FTE) +63%: other schema
Score breakdownraises riskFounded in 2020lowers riskLiquidity: current ratio 1.40, cash €1.4mFigures for financial year 2025 (filed on 25-06-2026)Size: 14.8 FTE, total assets €6.0mShow the evidence

Checked score

Score 2025
87 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 46% of small companies in wholesale trade (NACE 46)
Financial strength · tick: 2024
Strong
Solvency 48-13
equity 23.0% of total assets
Liquidity 47-2
short-term debt 60.9% · cash 23.1%
Profitability 88-2
return on assets 15.4%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (4,374 companies, NACE 46, small)
Last 24 months 12-2024: 0.4% 01-2025: 0.4%● unchanged vs 12-2024 02-2025: 0.4%● unchanged vs 01-2025 03-2025: 0.5%▲ +0.1 percentage points vs 02-2025 04-2025: 0.6%▲ +0.1 percentage points vs 03-2025 05-2025: 0.6%● unchanged vs 04-2025 06-2025: 0.7%▲ +0.1 percentage points vs 05-2025 07-2025: 0.3%▼ -0.4 percentage points vs 06-2025 08-2025: 0.3%● unchanged vs 07-2025 09-2025: 0.3%● unchanged vs 08-2025 10-2025: 0.3%● unchanged vs 09-2025 11-2025: 0.3%● unchanged vs 10-2025 12-2025: 0.3%● unchanged vs 11-2025 01-2026: 0.3%● unchanged vs 12-2025 02-2026: 0.3%● unchanged vs 01-2026 03-2026: 0.3%● unchanged vs 02-2026 04-2026: 0.3%● unchanged vs 03-2026 05-2026: 0.3%● unchanged vs 04-2026 06-2026: 0.4%▲ +0.1 percentage points vs 05-2026 07-2026: 0.4%● unchanged vs 06-2026 08-2026: 0.6%▲ +0.2 percentage points vs 07-2026 09-2026: 0.8%▲ +0.2 percentage points vs 08-2026highest value 10-2026: 0.2%▼ -0.6 percentage points vs 09-2026lowest value 11-2026: 0.2%● unchanged vs 10-2026lowest value
Credit of up to €110,000 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.4 (1.6 in 2024), below the usual 1.5. Short-term debt is 60.9% and cash 23.1% of total assets. 77% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, small). It does better than 26% of them on solvency, 56% on liquidity, 91% on profitability and 12% on growth.

The bankruptcy probability was computed on 03-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Liquidity: current ratio 1.40, cash €1.4m
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed on 25-06-2026)
NBB · annual accounts
lowers risk · Size: 14.8 FTE, total assets €6.0m
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Founded in 2020
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-06-2026, 36 days ahead of the deadline.
NBB · 6 filings
Deviation from the deadline
2025
36 days early
2024
31 days early
2023
29 days early
2022
56 days early
2021
100 days early
2020
31 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 6 accounts on average 37 days before the deadline. In the sector (NACE 46), the median for financial year 2024 was 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 25 June (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
04-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Higher net result than 95% of companies in wholesale tradesector median €26,853 · 9,827 companies €917,822 View
  • Positive: More staff in 2025different schema filed ▲ 62.6% View
  • Positive: 6 profitable years in a rowprofit 2025: €917,822 6 years View
  • Positive: Filed on time since financial year 2021accounts within the deadline every year 5 years View

Recent changes

  1. · Gazette deed Incorporation
All 11 events

Comparable companies

These companies have the same main activity as SANI MAT WAVRE: wholesale of construction materials, general range (NACE 46831). They are comparable in size and age: total assets between €2.3m and €6.5m, founded between 2014 and 2021.

CompanyTotal assetsGross margin
SANI MAT WAVRE Wavre€6.0m€2.3m
RAMENHAL Heusden-Zolder€5.5m€1.6m
FRP Oudenaarde€2.3m€1.4m
DE BOECK SLOOPWERKEN Dendermonde€6.3m€1.6m
MK MATERIAUX Schaarbeek€2.5m€1.1m
DIY Braine Braine-l'Alleud€2.4m€0.8m
Olivier Bricks Izegem€6.5m€2.5m
Full comparison

Key facts about SANI MAT WAVRE

What is the company number of SANI MAT WAVRE?
The company number of SANI MAT WAVRE is 0746.980.568. The VAT number is the same number with BE in front: BE 0746.980.568.
Where is SANI MAT WAVRE based?
The registered office is at Chaussée de Louvain 500, 1300 Wavre.Company details
What does SANI MAT WAVRE do?
According to the KBO register, the main activity is wholesale of construction materials, general range (NACE 46831).
What is the legal form of SANI MAT WAVRE?
The legal form of SANI MAT WAVRE is Private limited company (BV).
When was SANI MAT WAVRE founded?
SANI MAT WAVRE was founded on 18-05-2020.
Is SANI MAT WAVRE still active?
Yes, SANI MAT WAVRE is an active enterprise in the KBO register.
How many employees does SANI MAT WAVRE have?
SANI MAT WAVRE had an average of 14.8 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of SANI MAT WAVRE?
The turnover in financial year 2025 is ≈ €9.5m. This figure is estimated from the gross margin of €2.3m and 98 comparable companies (NACE 46). It probably lies between €5.7m and €16.0m.
Is SANI MAT WAVRE profitable?
In financial year 2025, SANI MAT WAVRE made a profit of €917,822.
Where can I find the annual accounts of SANI MAT WAVRE?
SANI MAT WAVRE filed 6 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of SANI MAT WAVRE due?
SANI MAT WAVRE must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

Next steps

See how customers, suppliers and banks see your own company and what to improve first.

Keep this company with today's facts in a case file.