Jonibo
ActiveSummary
Jonibo has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €88,956 and a net result of -€37,411. Equity is shrinking by ~13% per year across the filed fiscal years. Its solvency ranks better than 21% of 2213 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability25▲+4
Solvency37▼-2
Growth32=
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3,000 at 30 days only on tighter terms
Liquidity tight (current ratio 1.13 against 1.16 in 2024; short-term debt: 87.9% and cash: 0.1% of total assets), and 87.9% of the assets are financed with debt.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Construction of residential and non-residential buildings (NACE 41)
about 67% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
12.1%
Return on assets
-5.1%
Age of the figures
18 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
19202122232425
2019 to 2025 · latest year -€37,411
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 21% of 2213 sector peers (2025).
NBB · sector comparisonPosition among 2213 sector peers
Solvency
better than 21%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 30-10-2025, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
2 d early
2023
on the day
2022
3 d early
2021
2 d early
2020
31 d late
2019
on the day
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 3 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close27-09-2026 today31-10-2026 deadline
History
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Financials · fiscal year 2025, abbreviated schema
Equity
€88,956▼ 29.6%
2024 · €126,367
Total assets
€736,773▼ 17.5%
2024 · €893,273
Net result
-€37,411▲ 35.0%
2024 · -€57,579
Working capital
€85,603▼ 30.4%
2024 · €122,921
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€402-€15,025▼ 3,635%€13,210-€4,406€986
Net result-€45,999-€7,996▲ 82.6%-€9,893▼ 23.7%-€57,579▼ 482%-€37,411▲ 35.0%
Equity€201,836▼ 18.6%€193,839▼ 4.0%€183,946▼ 5.1%€126,367▼ 31.3%€88,956▼ 29.6%
Total assets€1.6m▼ 26.8%€1.4m▼ 12.2%€849,767▼ 39.7%€893,273▲ 5.1%€736,773▼ 17.5%
Debt€1.4m▼ 27.8%€1.2m▼ 13.4%€665,822▼ 45.2%€766,907▲ 15.2%€647,818▼ 15.5%
Working capital€97,079▼ 36.1%€90,393▼ 6.9%€80,500▼ 10.9%€122,921▲ 52.7%€85,603▼ 30.4%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €986 after a loss of €4,406 in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €736,773
Fixed assets
€3,353 ▼ 2.7%
Current assets
€733,421 ▼ 17.6%
Equity and liabilities €736,773
Equity
€88,956 ▼ 29.6%
Debt
€647,818 ▼ 15.5%
Debt's share of the balance-sheet total rises from 85.9% to 87.9%. Equity and debt are lower.
Key figures and ratios
Current ratio
1.13▼
2024 · 1.16
Quick ratio
0.73▼
2024 · 1.03
Debt to equity
7.28▲
2024 · 6.07
ROE
-42.1%▲
2024 · -45.6%
ROA
-5.1%▲
2024 · -6.4%
Debt ≤ 1 year
€647,818▼
2024 · €766,907
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 2,501 companies that looked in July 2024 the way this one looks now, 1.4% went bankrupt within 24 months and 96% are still going.
- Small
- 20 years or older
- solvency 10 to 30%
- a small loss
1.4%
went bankrupt
1.7%
stopped otherwise
96%
still going
A further 0.5% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.9% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 2,501 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | €2,370 | €250 | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1,510 | €471 | - | - | - | - |
| Other operating charges640/8 | - | €1,479 | €244 | €2,467 | €1,642 | ▼ 33.4% |
| Gross operating margin9900 | €1,764 | -€13,075 | €13,454 | -€1,938 | €2,628 | ▲ 236% |
| Operating profit (loss)9901 | -€402 | -€15,025 | €13,210 | -€4,406 | €986 | ▲ 122% |
| Financial income75/76B | - | €38,506 | - | - | - | - |
| Recurring financial income75 | €132 | €38,506 | - | - | - | - |
| Financial charges65/66B | - | €29,680 | €22,014 | €53,174 | €38,397 | ▼ 27.8% |
| Recurring financial charges65 | €41,663 | €29,680 | €22,014 | €53,174 | €38,397 | ▼ 27.8% |
| Profit (loss) for the period before taxes9903 | -€39,933 | -€6,199 | -€8,804 | -€57,579 | -€37,411 | ▲ 35.0% |
| Income taxes67/77 | €6,065 | €1,798 | €1,089 | - | - | - |
| Profit (loss) for the period9904 | -€45,999 | -€7,996 | -€9,893 | -€57,579 | -€37,411 | ▲ 35.0% |
| Profit (loss) for the period to be appropriated9905 | -€45,999 | -€7,996 | -€9,893 | -€57,579 | -€37,411 | ▲ 35.0% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €1.6m | €1.4m | €849,767 | €893,273 | €736,773 | ▼ 17.5% |
| Formation expenses20 | - | - | - | €0 | €0 | - |
| Fixed assets21/28 | €104,757 | €103,446 | €103,446 | €3,446 | €3,353 | ▼ 2.7% |
| Tangible fixed assets22/27 | €101,311 | €100,000 | €100,000 | €0 | €0 | - |
| Land and buildings22 | - | €100,000 | €100,000 | - | - | - |
| Furniture and vehicles24 | - | - | - | €0 | €0 | - |
| Financial fixed assets28 | €3,446 | €3,446 | €3,446 | €3,446 | €3,353 | ▼ 2.7% |
| Current assets29/58 | €1.5m | €1.3m | €746,322 | €889,828 | €733,421 | ▼ 17.6% |
| Amounts receivable after more than one year29 | - | €330,000 | €330,000 | €330,000 | - | - |
| Other amounts receivable291 | - | €330,000 | €330,000 | €330,000 | - | - |
| Stocks and contracts in progress3 | €492,100 | €504,350 | €103,975 | €100,820 | €260,820 | ▲ 159% |
| Stocks30/36 | - | €504,350 | €103,975 | €100,820 | €260,820 | ▲ 159% |
| Amounts receivable within one year40/41 | €611,868 | €440,068 | €295,661 | €458,146 | €472,191 | ▲ 3.1% |
| Trade receivables40 | - | €76,510 | €111,713 | €225,507 | €129,146 | ▼ 42.7% |
| Other amounts receivable41 | - | €363,558 | €183,948 | €232,640 | €343,045 | ▲ 47.5% |
| Cash at bank and in hand54/58 | €66,694 | €31,257 | €16,686 | €861 | €410 | ▼ 52.4% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €1.6m | €1.4m | €849,767 | €893,273 | €736,773 | ▼ 17.5% |
| Equity10/15 | €201,836 | €193,839 | €183,946 | €126,367 | €88,956 | ▼ 29.6% |
| Contributions10/11 | - | €20,000 | €20,000 | €20,000 | €20,000 | = |
| Reserves13 | €65,877 | €65,877 | €65,877 | €65,877 | €65,877 | = |
| Non-distributable reserves130/1 | - | €2,000 | €2,000 | - | - | - |
| Reserves not available under the articles1311 | - | €2,000 | €2,000 | - | - | - |
| Distributable reserves133 | - | €63,877 | €63,877 | €65,877 | €65,877 | = |
| Profit (loss) carried forward14 | €115,959 | €107,962 | €98,069 | €40,489 | €3,079 | ▼ 92.4% |
| Amounts payable17/49 | €1.4m | €1.2m | €665,822 | €766,907 | €647,818 | ▼ 15.5% |
| Amounts payable within one year42/48 | €1.4m | €1.2m | €665,822 | €766,907 | €647,818 | ▼ 15.5% |
| Current portion of amounts payable after more than one year42 | - | €610,000 | €660,000 | €765,000 | €565,000 | ▼ 26.1% |
| Trade debts44 | €8,322 | €1,135 | €5,822 | €1,907 | €82,818 | ▲ 4,243% |
| Suppliers440/4 | - | €1,135 | €5,822 | €1,907 | €82,818 | ▲ 4,243% |
| Other amounts payable47/48 | - | €604,147 | - | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€45,999 | -€7,996 | -€9,893 | -€57,579 | -€37,411 | ▲ 35.0% |
| + Depreciation and write-downs630 | €1,510 | €471 | - | - | - | - |
| Operating cash flow (approximation) | -€44,489 | -€7,525 | -€9,893 | -€57,579 | -€37,411 | ▲ 35.0% |
| Investment in fixed assets (approximation) | - | €840 | €0 | €100,000 | €93 | ▼ 99.9% |
| Change in cash | - | -€35,437 | -€14,571 | -€15,824 | -€452 | ▲ 97.1% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
30-10
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2024
29-10
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
31-03
Financial
Weakest financial yearnet -€57,579
Net result drops to -€57,579, the lowest in the series; recovery starts the following year.
2023
31-10
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2022
28-10
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2021
29-10
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2020
01-12
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 31 days late
31-03
Financial
Highest result since 2019net €9,460 ▲27.1%
Operating result €56,132, net result €9,460, both a record.
2019
31-10
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2018
31-10
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2017
06-10
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2016
25-10
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 10 acts read
About the unread acts
We know of 10 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
10 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Deinze · 1 establishment unit since 2006
Ground area
5,299 m²
Building footprint
2,115 m²
Volume, LiDAR
12,442 m³
2 parcels, Flanders · tallest building 8.7 m, ±3 floors. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
Bouwwerken Dedeystere
since 20062.155.206.871
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44037B0064/00W000 | Flanders | 3,668 m² | 1 · 1,626 m² | 8.7 m · 3 fl. |
| 44011B0288/00L000 | Flanders | 1,632 m² | 1 · 489 m² | - |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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BE 1002.274.967
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PASVORM - WONING
BE 0441.491.243
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TR Construct
BE 0647.561.112
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Of 29,787 companies in sector 41001 we hold annual accounts for 16,042. 13,160 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded16-06-2006
Fiscal year end31-03
Activities, NACEBEL 2025
41001General construction of residential buildings
E-invoicing
Reachable via Peppol
Peppol ID
0208:0882144724
Also
9925:BE0882144724
Registered
24-11-2023
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.