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J.M.G. CONSTRUCTION

Active
Private limited companyfounded 2003active for 23 yearsRue Bois l'Evêque 15, 4630 Soumagne, BelgiumKBO/BCE: BE 0479.242.158
Summary

J.M.G. CONSTRUCTION has been active since 2003 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €155,694 and a net result of €24,165. Equity remains stable across the filed financial years (±0.4% per year). Its solvency ranks better than 25% of 1,026 sector peers (NACE 41, financial year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

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J.M.G. CONSTRUCTIONActiveChecked score 84/100
Risk analysis ReportCompare

Overview

Activity
General construction of residential buildings
NACE 41001
1 site
Size
€925,492total assets 2025
Equity
€155,694
Profit
€24,165
Financial health
84 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.3%
Structure
Largest shareholder
IDEA · 50%
2025 accounts 49 days early4 of 6 deeds summarised
Why 84raises riskSector: Construction of residential and non-residential buildings (NACE 41)Liquidity: current ratio 14.71, cash €16,771, halvedlowers riskSize: total assets €925,492Founded in 2003Show the evidence

Checked score

Score 2025
84 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 42% of its sector peers (NACE 41, micro)
Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Average
Solvency 42+4
equity 16.8% of total assets
Liquidity 52-10
short-term debt 6.8% · cash 1.8%
Profitability 44+11
return on assets 2.6%
Bankruptcy probability, 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.5% (13,441 companies, NACE 41, micro)
Last 24 months 11-2024: 3.2% 12-2024: 3.2%● unchanged vs 11-2024 01-2025: 3.2%● unchanged vs 12-2024 02-2025: 3.3%▲ +0.1 percentage points vs 01-2025 03-2025: 3.3%● unchanged vs 02-2025 04-2025: 3.3%● unchanged vs 03-2025 05-2025: 3.3%● unchanged vs 04-2025highest value 06-2025: 3.3%● unchanged vs 05-2025 07-2025: 3.1%▼ -0.2 percentage points vs 06-2025 08-2025: 3.1%● unchanged vs 07-2025 09-2025: 3.1%● unchanged vs 08-2025 10-2025: 3.1%● unchanged vs 09-2025 11-2025: 3.1%● unchanged vs 10-2025 12-2025: 3.1%● unchanged vs 11-2025 01-2026: 3.1%● unchanged vs 12-2025 02-2026: 3.2%▲ +0.1 percentage points vs 01-2026 03-2026: 3.2%● unchanged vs 02-2026 04-2026: 0.9%▼ -2.3 percentage points vs 03-2026 05-2026: 1.2%▲ +0.3 percentage points vs 04-2026 06-2026: 1.2%● unchanged vs 05-2026 07-2026: 0.3%▼ -0.9 percentage points vs 06-2026lowest value 08-2026: 0.3%● unchanged vs 07-2026lowest value 09-2026: 0.3%● unchanged vs 08-2026lowest value 10-2026: 0.3%● unchanged vs 09-2026lowest value
Credit of up to €13,000 on 30-day terms is acceptable
Liquidity ample (current ratio 14.71, above the usual 1.5; short-term debt: 6.8% and cash: 1.8% of total assets), but 83.2% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro): better than 24% on solvency, 56% on liquidity, 26% on profitability and 63% on growth.

The bankruptcy probability was computed on 27-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
raises risk · Sector: Construction of residential and non-residential buildings (NACE 41)
KBO
lowers risk · Size: total assets €925,492
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
lowers risk · Founded in 2003
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
raises risk · Liquidity: current ratio 14.71, cash €16,771, halved
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-06-2026, 49 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
49 days early
2024
41 days early
2023
34 days early
2022
115 days early
2021
114 days early
2020
43 days early
2019
59 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 65 days before the deadline; the sector median (NACE 41) for financial year 2024 is on the deadline day, and 46% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 12 June (4 of the last 5 filed years within 65 days of that day).
Companies Code · seven months
Where today falls in the filing period
27-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Resignation: Hubert Roemans (director)Director discharge
  2. Annual accounts filedfinancial year 2025 · full…
  3. Back to profitnet €24,165

Key points

  • Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View
  • A director leftlatest change 27-03-2026 · 2 in office 1 left View
  • Total assets 20256 financial years filed €925,492 View

By topic

Financials

Financial year
2025
Total assets
€925,492
Profit
€24,165
Solvency
16.8%
Total assets▼ 11.0%
Net result
20182025
Go to Financials

Board & ownership

Board
2 members
Largest shareholder
IDEA · 50%
  • QUIRINY JeanMichelDirector
  • Quiriny Jean-MichelDirector
Go to Board & ownership

Timeline

Events
33
Since
2006
Next accounts
by 31-07-2027
  1. 31-12-2025Equity above €150,000
  2. 20-06-2025Annual accounts filed
  3. 31-12-2024Weakest financial year
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
General construction of residential buildingsNACE 41001
Founded
08-01-2003
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
27
Purpose
“Acheter,construire,lotir,entretenir tous terrains,bâtiments et immeubles…” (deed in French)
Go to Articles of association

Key facts about J.M.G. CONSTRUCTION

What is the company number of J.M.G. CONSTRUCTION?
0479.242.158. In Belgium the VAT number is the company number with BE in front: BE 0479.242.158.
Where is J.M.G. CONSTRUCTION based?
The registered office is at Rue Bois l'Evêque 15, 4630 Soumagne.Company details
What does J.M.G. CONSTRUCTION do?
According to the KBO register, the main activity is general construction of residential buildings (NACE 41001).
What is the legal form of J.M.G. CONSTRUCTION?
Private limited company (BV).
When was J.M.G. CONSTRUCTION founded?
On 08-01-2003.
Is J.M.G. CONSTRUCTION still active?
Yes, J.M.G. CONSTRUCTION is an active enterprise in the KBO register.
What is the turnover of J.M.G. CONSTRUCTION?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is J.M.G. CONSTRUCTION profitable?
In financial year 2025, J.M.G. CONSTRUCTION made a profit of €24,165.
Where can I find the annual accounts of J.M.G. CONSTRUCTION?
J.M.G. CONSTRUCTION filed 21 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of J.M.G. CONSTRUCTION due?
By 31-07-2027, for financial year 2026.Timeline

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