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JOMALI IMPORT EXPORT

Active
Private limited companyfounded 2022active for 4 yearsPutsesteenweg 281, 2820 Bonheiden, BelgiumKBO/BCE: BE 0790.325.613

Financials · financial year 2025, micro format

2025 annual accounts filed 44 days after the deadline Filed on 13 September 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00511726.

Annual accounts 2025 filed on 13-09-2026 at the NBB all 3 filings

Turnover
€523,793▲ 20.2%
2024 · €435,773
EBIT margin
8.4%▲ 0.6pp
2024 · 7.8%
Net result
€32,403▲ 39.5%
2024 · €23,221
Working capital
€81,635▲ 53.0%
2024 · €53,361
Trend over the years

2023 to 2025, 3 financial years

The operating result for 2025 is 29% higher than in 2024 and the highest since 2023. It is the second rise in a row.

Turnover€523,793 2025 Operating result€43,738 2025 Net result€32,403 2025

Turnover is what the company sold, the result is what was left of it. A loss stands below the zero line.

Use the arrow keys on the chart for the figures per year.

The sector band is the middle half of the companies in Wholesale trade (NACE 46). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30. The dashed line is the median. There is a sector band for net result, equity, total assets, working capital, solvency, current ratio and return on assets (ROA).

Every figure with its change against the financial year before
favourable unfavourable
Line202320242025
Turnover€350,602-€435,773▲ 24.3%€523,793▲ 20.2%
Operating result€22,831-€33,980▲ 48.8%€43,738▲ 28.7%
Net result€17,527within the sector's middle half-€23,221within the sector's middle half▲ 32.5%€32,403above the sector's middle half▲ 39.5%
EBIT margin6.5%-7.8%▲ 1.3pp8.4%▲ 0.6pp
Equity€19,527within the sector's middle half-€42,748within the sector's middle half▲ 119%€75,151within the sector's middle half▲ 75.8%
Total assets€192,375within the sector's middle half-€210,775within the sector's middle half▲ 9.6%€267,925within the sector's middle half▲ 27.1%
Debt€172,848-€168,027▼ 2.8%€192,774▲ 14.7%
Working capital€16,101within the sector's middle half-€53,361within the sector's middle half▲ 231%€81,635within the sector's middle half▲ 53.0%
Solvency10.2%within the sector's middle half-20.3%within the sector's middle half▲ 10.1pp28.0%within the sector's middle half▲ 7.8pp
Current ratio1.09within the sector's middle half-1.34within the sector's middle half▲ 0.251.44within the sector's middle half▲ 0.10
Return on assets (ROA)9.1%within the sector's middle half-11.0%within the sector's middle half▲ 1.9pp12.1%within the sector's middle half▲ 1.1pp
Staff (FTE)0.4-0.4=0.6▲ 50.0%
above within below The sector band is the middle half of the companies in Wholesale trade (NACE 46). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €267,575
Fixed assets €2,119 ▲ 24.8%
Current assets €265,456 ▲ 27.3%
Equity and liabilities €267,925
Equity €75,151 ▲ 75.8%
Debt €192,774 ▲ 14.7%
Debt's share of the balance-sheet total falls from 79.7% to 72.0%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€44,957▲
2024 · €35,132
Cash flow
€33,622▲
2024 · €24,373
Quick ratio
0.74▲
2024 · 0.39
Debt to equity
2.57▼
2024 · 3.93
ROE
43.1%▼
2024 · 54.3%
Interest coverage
27.00▲
2024 · 20.70
Debt ≤ 1 year
€183,821▲
2024 · €155,101
Debt > 1 year
€8,953▼
2024 · €12,926
Income taxes
€9,700▲
2024 · €9,000
Customer credit
89 days▲
2024 · 47 days
Supplier credit
81 days▼
2024 · 94 days
Staff costs
€25,568▲
2024 · €13,104
Green means a favourable move, even when the figure itself falls, as with debt or debt to equity.

Staff

social balance sheet
Item31-12-202331-12-202431-12-2025
Employees at the balance-sheet date111
part-time111
in full-time equivalents111
Average over the year, in full-time equivalents0.40.40.6
On a permanent contract111
Joined1--
Left0--

Source: social balance sheet in the 2023 to 2025 annual accounts

Overdue debts

tax and social security
Item202320242025
Overdue tax debts--€18,585
Overdue social security (RSZ) debts--€866

Source: notes to the 2023 to 2025 annual accounts (statement of debts)

Investments

fixed assets acquired
Item202320242025
Tangible fixed assets€3,099-€1,238
Financial fixed assets€425€38€137
Depreciation and write-downs of the year€1,332€1,152€1,219

Source: notes to the 2023 to 2025 annual accounts (statement of fixed assets)

Comparable companies

These companies have the same main activity as JOMALI IMPORT EXPORT: wholesale of other food products (NACE 46389). They are comparable in size and age: total assets between €164,000 and €332,000, founded between 2021 and 2023.

CompanyFoundedTotal assetsEquityGross marginTurnoverNet resultFinancial year
JOMALI IMPORT EXPORT Bonheiden2022€267,925€75,151€72,563€523,793€32,4032025
SEMOULE GOLD Sint-Jans-Molenbeek2022€286,923€104,438€93,433-€13,7682025
Matteo's Mozzarella Antwerpen2022€212,227€93,479€93,682-€35,8642024
Loligo Brasschaat2021€205,374€48,484€43,056-€25,4712025
SALLORA Sint-Niklaas2021€332,328€99,686€75,057-€47,6542025
DE NOLF FARMHOUSE Waregem2023€280,799€54,617€85,335--€10,1222026
HAZIK INTERNATIONAL Wemmel2022€164,020€16,070€63,210-€20,4582025

They were chosen from the 858 other active companies with that main activity and annual accounts from the past two years. All companies with this main activity

Companies with the same profile, two years later

Historical observation

In July 2024, 7,976 companies had the same profile as JOMALI IMPORT EXPORT has now. Two years later, 3.6% had gone bankrupt and 94.3% were still going.

  • Micro
  • 2 to 5 years old
  • solvency 10 to 30%
  • a profit of 5% of the balance sheet or more
3.6% went bankrupt
1.8% stopped otherwise
94.3% was still going

Another 0.3% stopped without a precise date, possibly only after those two years.

That fits the bankruptcy probability of JOMALI IMPORT EXPORT itself: 3.2% within 12 months.

Test of the method

The method was tested on the 497,445 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 7,976 companies, not a prediction for JOMALI IMPORT EXPORT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 49 lines

Source: Annual accounts 2025 at the NBB, filed on 13-09-2026.

Balance sheet Code20242025
Assets
Total assets20/58€210,775€267,925▲
Formation expenses20€615€350▼
Fixed assets21/28€1,698€2,119▲
Tangible fixed assets22/27€1,235€1,519▲
Plant, machinery and equipment23€619€1,519▲
Furniture and vehicles24€616-
Financial fixed assets28€463€600▲
Current assets29/58€208,462€265,456▲
Stocks and contracts in progress3€147,513€129,517▼
Stocks30/36€147,513€129,517▼
Amounts receivable within one year40/41€56,255€128,376▲
Trade receivables40€56,255€128,376▲
Cash at bank and in hand54/58€3,332€5,966▲
Deferred charges and accrued income490/1€1,362€1,597▲
Equity and liabilities
Total equity and liabilities10/49€210,775€267,925▲
Equity10/15€42,748€75,151▲
Contributions10/11€2,000€2,000=
Profit (loss) carried forward14€40,748€73,151▲
Amounts payable17/49€168,027€192,774▲
Amounts payable after more than one year17€12,926€8,953▼
Financial debts170/4€12,926€8,953▼
Amounts payable within one year42/48€155,101€183,821▲
Current portion of amounts payable after more than one year42€3,777€3,973▲
Trade debts44€99,797€101,037▲
Suppliers440/4€99,797€101,037▲
Taxes, remuneration and social security45€27,261€29,804▲
Taxes450/3€25,611€26,544▲
Remuneration and social security454/9€1,650€3,260▲
Other amounts payable47/48€24,266€49,007▲
Income statement Code20242025
Turnover70€435,773€523,793▲
Non-recurring operating income76A€1,667€3,366▲
Goods, raw materials, services and sundry goods60/61€386,988€454,596▲
Remuneration, social security and pensions62€13,104€25,568▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,152€1,219▲
Other operating charges640/8€2,216€1,741▼
Non-recurring operating charges66A-€297
Gross operating margin9900€50,452€72,563▲
Operating profit (loss)9901€33,980€43,738▲
Financial income75/76B€13€30▲
Recurring financial income75€13€30▲
Financial charges65/66B€1,772€1,665▼
Recurring financial charges65€1,697€1,665▼
Non-recurring financial charges66B€75-
Profit (loss) for the period before taxes9903€32,221€42,103▲
Income taxes67/77€9,000€9,700▲
Profit (loss) for the period9904€23,221€32,403▲
Profit (loss) for the period to be appropriated9905€23,221€32,403▲
Appropriation of the result
Profit (loss) to be appropriated9906€40,748€73,151▲
Profit (loss) brought forward from the previous period14P€17,527€40,748▲

The notes to these accounts have 10 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.

Line202320242025Change
Turnover70€350,602€435,773€523,793▲ 20.2%
Non-recurring operating income76A-€1,667€3,366▲ 102%
Goods, raw materials, services and sundry goods60/61€318,813€386,988€454,596▲ 17.5%
Remuneration, social security and pensions62€5,598€13,104€25,568▲ 95.1%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,332€1,152€1,219▲ 5.8%
Other operating charges640/8€2,028€2,216€1,741▼ 21.4%
Non-recurring operating charges66A--€297-
Gross operating margin9900€31,789€50,452€72,563▲ 43.8%
Operating profit (loss)9901€22,831€33,980€43,738▲ 28.7%
Financial income75/76B€69€13€30▲ 131%
Recurring financial income75€69€13€30▲ 131%
Financial charges65/66B€244€1,772€1,665▼ 6.0%
Recurring financial charges65€244€1,697€1,665▼ 1.9%
Non-recurring financial charges66B-€75--
Profit (loss) for the period before taxes9903€22,656€32,221€42,103▲ 30.7%
Income taxes67/77€5,129€9,000€9,700▲ 7.8%
Profit (loss) for the period9904€17,527€23,221€32,403▲ 39.5%
Profit (loss) for the period to be appropriated9905€17,527€23,221€32,403▲ 39.5%
Line202320242025Change
Assets
Total assets20/58€192,375€210,775€267,925▲ 27.1%
Formation expenses20€880€615€350▼ 43.1%
Fixed assets21/28€2,546€1,698€2,119▲ 24.8%
Tangible fixed assets22/27€2,121€1,235€1,519▲ 23.0%
Plant, machinery and equipment23€839€619€1,519▲ 145%
Furniture and vehicles24€1,282€616--
Financial fixed assets28€425€463€600▲ 29.6%
Current assets29/58€188,949€208,462€265,456▲ 27.3%
Stocks and contracts in progress3€99,493€147,513€129,517▼ 12.2%
Stocks30/36€99,493€147,513€129,517▼ 12.2%
Amounts receivable within one year40/41€86,513€56,255€128,376▲ 128%
Trade receivables40€86,513€56,255€128,376▲ 128%
Cash at bank and in hand54/58€2,217€3,332€5,966▲ 79.1%
Deferred charges and accrued income490/1€726€1,362€1,597▲ 17.3%
Equity and liabilities
Total equity and liabilities10/49€192,375€210,775€267,925▲ 27.1%
Equity10/15€19,527€42,748€75,151▲ 75.8%
Contributions10/11€2,000€2,000€2,000=
Profit (loss) carried forward14€17,527€40,748€73,151▲ 79.5%
Amounts payable17/49€172,848€168,027€192,774▲ 14.7%
Amounts payable after more than one year17-€12,926€8,953▼ 30.7%
Financial debts170/4-€12,926€8,953▼ 30.7%
Amounts payable within one year42/48€172,848€155,101€183,821▲ 18.5%
Current portion of amounts payable after more than one year42-€3,777€3,973▲ 5.2%
Trade debts44€150,685€99,797€101,037▲ 1.2%
Suppliers440/4€150,685€99,797€101,037▲ 1.2%
Taxes, remuneration and social security45€11,033€27,261€29,804▲ 9.3%
Taxes450/3€9,526€25,611€26,544▲ 3.6%
Remuneration and social security454/9€1,507€1,650€3,260▲ 97.6%
Other amounts payable47/48€11,130€24,266€49,007▲ 102%
Line202320242025Change
Profit (loss) for the period9904€17,527€23,221€32,403▲ 39.5%
+ Depreciation and write-downs630€1,332€1,152€1,219▲ 5.8%
Operating cash flow (approximation)€18,859€24,373€33,622▲ 37.9%
Investment in fixed assets (approximation)--€304-€1,640▼ 439%
Change in cash-€1,115€2,634▲ 136%

A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (3)
Financial year Type Filed Reference Document
31-12-2025 micro format 13-09-2026 2026-00511726 NBB
31-12-2024 micro format 12-07-2025 2025-00261819 PDF
31-12-2023 micro format 07-06-2024 2024-00114671 PDF

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