JOMALI IMPORT EXPORT
ActiveJOMALI IMPORT EXPORT has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €75k and a net result of €32k. Equity is growing by ~65.1% per year across the filed fiscal years. Its solvency ranks better than 39% of 11257 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.5% (low).
Checked score
Score 2025
54
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability74▲+2
Solvency53▲+8
Growth85=
Track record94
Bankruptcy probability, 12 months
1.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity tight (current ratio 1.44 against 1.34 in 2024; short-term debt: 68.6% and cash: 2.2% of total assets), and 72% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
28%
Return on assets
12.1%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-09-2026, 44 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
44 d late
2024
19 d early
2023
54 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€524k▲ 20.2%
2024 · €436k
2023: €351k
2024: €436k
2023 → 2025
EBIT margin
8.4%▲ 0.6pp
2024 · 7.8%
2023: 6.5%
2024: 7.8%
2023 → 2025
Net result
€32k▲ 39.5%
2024 · €23k
2023: €18k
2024: €23k
2023 → 2025
Working capital
€82k▲ 53.0%
2024 · €53k
2023: €16k
2024: €53k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Turnover€351k-€436k▲ 24.3%€524k▲ 20.2%
Equity€20k-€43k▲ 119%€75k▲ 75.8%
Operating result€23k-€34k▲ 48.8%€44k▲ 28.7%
Net result€18k-€23k▲ 32.5%€32k▲ 39.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen two years in a row; 2025 is 29% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €268k
Fixed assets
€2k▲ 24.8%
Current assets
€265k▲ 27.3%
Equity and liabilities €268k
Equity
€75k▲ 75.8%
Debt
€193k▲ 14.7%
The debt ratio falls from 79.7% to 72.0%. Equity and debt are higher.
Key figures and ratios
EBITDA
€45k▲
2024 · €35k
Cash flow
€34k▲
2024 · €24k
Solvency
28.0%▲
2024 · 20.3%
Current ratio
1.44▲
2024 · 1.34
Quick ratio
0.74▲
2024 · 0.39
Debt / equity
2.57▼
2024 · 3.93
ROE
43.1%▼
2024 · 54.3%
ROA
12.1%▲
2024 · 11.0%
Interest coverage
27.00▲
2024 · 20.70
Debt
€193k▲
2024 · €168k
Debt ≤ 1 year
€184k▲
2024 · €155k
Debt > 1 year
€9k▼
2024 · €13k
Income taxes
€10k▲
2024 · €9k
Staff costs
€26k▲
2024 · €13k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€211k€268k▲
Formation expenses20€615€350▼
Fixed assets21/28€2k€2k▲
Tangible fixed assets22/27€1k€2k▲
Plant, machinery and equipment23€619€2k▲
Furniture and vehicles24€616-
Financial fixed assets28€463€600▲
Current assets29/58€208k€265k▲
Stocks and contracts in progress3€148k€130k▼
Stocks30/36€148k€130k▼
Amounts receivable within one year40/41€56k€128k▲
Trade receivables40€56k€128k▲
Cash at bank and in hand54/58€3k€6k▲
Deferred charges and accrued income490/1€1k€2k▲
Equity and liabilities
Total equity and liabilities10/49€211k€268k▲
Equity10/15€43k€75k▲
Contributions10/11€2k€2k=
Profit (loss) carried forward14€41k€73k▲
Amounts payable17/49€168k€193k▲
Amounts payable after more than one year17€13k€9k▼
Financial debts170/4€13k€9k▼
Amounts payable within one year42/48€155k€184k▲
Current portion of amounts payable after more than one year42€4k€4k▲
Trade debts44€100k€101k▲
Suppliers440/4€100k€101k▲
Taxes, remuneration and social security45€27k€30k▲
Taxes450/3€26k€27k▲
Remuneration and social security454/9€2k€3k▲
Other amounts payable47/48€24k€49k▲
Income statement
Code20242025
Turnover70€436k€524k▲
Non-recurring operating income76A€2k€3k▲
Goods, raw materials, services and sundry goods60/61€387k€455k▲
Remuneration, social security and pensions62€13k€26k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€1k▲
Other operating charges640/8€2k€2k▼
Non-recurring operating charges66A-€297
Gross operating margin9900€50k€73k▲
Operating profit (loss)9901€34k€44k▲
Financial income75/76B€13€30▲
Recurring financial income75€13€30▲
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Non-recurring financial charges66B€75-
Profit (loss) for the period before taxes9903€32k€42k▲
Income taxes67/77€9k€10k▲
Profit (loss) for the period9904€23k€32k▲
Profit (loss) for the period to be appropriated9905€23k€32k▲
Appropriation of the result
Profit (loss) to be appropriated9906€41k€73k▲
Profit (loss) brought forward from the previous period14P€18k€41k▲
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
13-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 44 days late
2025
31-12
Financial
Highest result since 2023net €32k ▲39.5%
Operating result €44k, net result €32k, both a record.
12-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
07-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bonheiden · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Putsesteenweg 2812820 BonheidenGround area
1,279 m²
Building footprint
178 m²
Volume, LiDAR
711 m³
Parcel 12005A0156/00A002, Flanders · tallest building 5.9 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
JOMALI IMPORT EXPORT
since 20222.335.009.536
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12005A0156/00A002 | Flanders | 1,279 m² | 1 · 178 m² | 5.9 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteBonheiden2.335.009.536
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BEPURE
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DISTRI CARE PHARMA
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Of 1,428 companies in sector 46389 we hold annual accounts for 855. 548 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-09-2022
Fiscal year end31-12
Activities, NACEBEL
46389Wholesale of other food products
46341Wholesale of wines and spirits
46349Wholesale of beverages, general range
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:jomali.import.export@gmail.com
Phone:+32493815189