Jomaa Export
ActiveSummary
For Jomaa Export, at least two filing cycles of the annual accounts are missing. The 2023 annual accounts show equity of €57k and a net result of €7k. Equity is growing by ~9% per year across the filed fiscal years. Its solvency ranks better than 43% of 15221 sector peers (fiscal year 2023). The company has been active since 1998 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 1.3% (low).
Checked score
No current score
Figures too old
The available figures for FY 2023 are too old to assess current financial health.
Filing: At least two filing cycles are missing
Axes, FY 2023 · tick = 2022
Profitability73▲+29
Solvency55▼-8
Growth67=
Track record100
Bankruptcy probability, 12 months
1.3%
Low
0%0.5%1.5%4%10%≥ 25%
Credit check for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2023Solvency, return and age of the figures
Solvency
29.9%
Return on assets
3.7%
Age of the figures
33 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Wholesale trade (NACE 46)
about 21% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Two or more financial years not filed
Since the financial year that closed on 31-12-2024, 2 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.
NBB · 10 filingsPosition against the passed deadline
31-12-2024 close31-07-2025 deadline25-09-2026 today
neutral · Filed after the deadline
The financial year that closed on 31-12-2023 was due by 31-07-2024 and was filed on 30-09-2024, 61 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
not filed
2023
61 d late
2022
153 d late
2021
190 d late
2020
72 d late
2019
153 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2023, micro schema
Turnover
€457k▼ 36.2%
2019 · €717k
2018: €421klowest in 3 years
2019: €717k▲ +70.4% vs 2018highest in 3 years
2020: €457k▼ -36.2% vs 2019
2018 → 2020
EBIT margin
0.5%▼ 0.3pp
2019 · 0.7%
2018: 0.9%highest in 3 years
2019: 0.7%▼ -19.0% vs 2018
2020: 0.5%▼ -38.7% vs 2019lowest in 3 years
2018 → 2020
Net result
€7k▲ 97.4%
2022 · €4k
2018: €3k
2019: €5k▲ +47.0% vs 2018
2020: €4k▼ -11.3% vs 2019
2021: €2k▼ -63.6% vs 2020lowest in 6 years
2022: €4k▲ +121% vs 2021
2023: €7k▲ +97.4% vs 2022highest in 6 years
2018 → 2023
Working capital
€41k▲ 20.2%
2022 · €34k
2018: €40k
2019: €45k▲ +11.7% vs 2018highest in 6 years
2020: €41k▼ -8.6% vs 2019
2021: €35k▼ -14.2% vs 2020
2022: €34k▼ -3.9% vs 2021lowest in 6 years
2023: €41k▲ +20.2% vs 2022
2018 → 2023
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20192020202120222023Trend
Turnover€717k-€457k▼ 36.2%
2019: €717k
2020: €457k▼ -36.2% vs 2019
Equity€41k-€45k▲ 11.0%€47k▲ 3.6%€50k▲ 7.7%€57k▲ 13.7%
2019: €41klowest in 5 years
2020: €45k▲ +11.0% vs 2019
2021: €47k▲ +3.6% vs 2020
2022: €50k▲ +7.7% vs 2021
2023: €57k▲ +13.7% vs 2022highest in 5 years
Operating result€5k-€2k▼ 60.9%€2k▲ 9.4%€5k▲ 126%€8k▲ 47.3%
2019: €5k
2020: €2k▼ -60.9% vs 2019lowest in 5 years
2021: €2k▲ +9.4% vs 2020
2022: €5k▲ +126% vs 2021
2023: €8k▲ +47.3% vs 2022highest in 5 years
Net result€5k-€4k▼ 11.3%€2k▼ 63.6%€4k▲ 121%€7k▲ 97.4%
2019: €5k
2020: €4k▼ -11.3% vs 2019
2021: €2k▼ -63.6% vs 2020lowest in 5 years
2022: €4k▲ +121% vs 2021
2023: €7k▲ +97.4% vs 2022highest in 5 years
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2020 the operating result has climbed three years in a row; 2023 is 47% above 2022 and is the highest result in the available series.
Balance-sheet composition
2023 in colour, 2022 as the grey bar beneath
Assets €191k
Fixed assets
€16k =
Current assets
€175k ▲ 49.3%
Equity and liabilities €191k
Equity
€57k ▲ 13.7%
Debt
€134k ▲ 61.1%
Debt's share of the balance-sheet total rises from 62.3% to 70.1%. Equity and debt are higher.
Key figures and ratios
EBITDA
€10k
Cash flow
€9k
Current ratio
1.31▼
2022 · 1.41
Quick ratio
0.54▲
2022 · 0.34
Debt to equity
2.34▲
2022 · 1.65
ROE
12.4%▲
2022 · 7.1%
ROA
3.7%▲
2022 · 2.7%
Interest coverage
13.36
Debt ≤ 1 year
€134k▲
2022 · €83k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2023 against 2022 · 43 lines
Balance sheet
Code20222023
Assets
Total assets20/58€134k€191k▲
Fixed assets21/28€16k€16k=
Tangible fixed assets22/27€5k€5k=
Leasing and similar rights25€5k€5k=
Financial fixed assets28€11k€11k=
Current assets29/58€117k€175k▲
Stocks and contracts in progress3€89k€103k▲
Stocks30/36€89k€103k▲
Amounts receivable within one year40/41€15k€68k▲
Trade receivables40-€55k
Other amounts receivable41€15k€13k▼
Cash at bank and in hand54/58€13k€5k▼
Equity and liabilities
Total equity and liabilities10/49€134k€191k▲
Equity10/15€50k€57k▲
Contributions10/11€26k€26k=
Capital10€26k-
Issued capital100€26k-
Reserves13€3k€3k=
Non-distributable reserves130/1€3k€3k=
Legal reserve130€3k-
Reserves not available under the articles1311-€3k
Profit (loss) carried forward14€22k€29k▲
Amounts payable17/49€83k€134k▲
Amounts payable within one year42/48€83k€134k▲
Trade debts44€10€22k▲
Suppliers440/4€10€22k▲
Advances received on contracts in progress46-€34k
Other amounts payable47/48€83k€79k▼
Income statement
Code20222023
Non-recurring operating income76A€2k€7k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€2k
Other operating charges640/8€2k€71▼
Gross operating margin9900€7k€10k▲
Operating profit (loss)9901€5k€8k▲
Financial income75/76B€399€300▼
Recurring financial income75€399€300▼
Financial charges65/66B€529€729▲
Recurring financial charges65€529€729▲
Profit (loss) for the period before taxes9903€5k€7k▲
Income taxes67/77€1k-
Profit (loss) for the period9904€4k€7k▲
Profit (loss) for the period to be appropriated9905€4k€7k▲
Appropriation of the result
Profit (loss) to be appropriated9906€22k€29k▲
Profit (loss) brought forward from the previous period14P€19k€22k▲
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | €717k | €457k | - | - | - | - |
| Non-recurring operating income76A | - | - | €28k | €2k | €7k | ▲ 218% |
| Remuneration, social security and pensions62 | - | - | €41 | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | - | - | - | €2k | - |
| Other operating charges640/8 | - | - | €319 | €2k | €71 | ▼ 96.6% |
| Gross operating margin9900 | €6k | €2k | €3k | €7k | €10k | ▲ 36.3% |
| Operating profit (loss)9901 | €5k | €2k | €2k | €5k | €8k | ▲ 47.3% |
| Financial income75/76B | - | - | €600 | €399 | €300 | ▼ 24.8% |
| Recurring financial income75 | - | €101 | €600 | €399 | €300 | ▼ 24.8% |
| Financial charges65/66B | - | - | €354 | €529 | €729 | ▲ 37.8% |
| Recurring financial charges65 | €239 | €347 | €354 | €529 | €729 | ▲ 37.8% |
| Profit (loss) for the period before taxes9903 | €5k | €6k | €3k | €5k | €7k | ▲ 42.5% |
| Income taxes67/77 | - | €1k | €880 | €1k | - | - |
| Profit (loss) for the period9904 | €5k | €4k | €2k | €4k | €7k | ▲ 97.4% |
| Profit (loss) for the period to be appropriated9905 | €5k | €4k | €2k | €4k | €7k | ▲ 97.4% |
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €247k | €96k | €165k | €134k | €191k | ▲ 43.3% |
| Fixed assets21/28 | €4k | €4k | €11k | €16k | €16k | = |
| Tangible fixed assets22/27 | - | - | - | €5k | €5k | = |
| Leasing and similar rights25 | - | - | - | €5k | €5k | = |
| Financial fixed assets28 | €4k | €4k | €11k | €11k | €11k | = |
| Current assets29/58 | €243k | €93k | €153k | €117k | €175k | ▲ 49.3% |
| Stocks and contracts in progress3 | €72k | €43k | €108k | €89k | €103k | ▲ 14.6% |
| Stocks30/36 | - | - | €108k | €89k | €103k | ▲ 14.6% |
| Amounts receivable within one year40/41 | €165k | €33k | €31k | €15k | €68k | ▲ 356% |
| Trade receivables40 | - | - | €22k | - | €55k | - |
| Other amounts receivable41 | - | - | €10k | €15k | €13k | ▼ 14.3% |
| Cash at bank and in hand54/58 | €7k | €16k | €14k | €13k | €5k | ▼ 61.7% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €247k | €96k | €165k | €134k | €191k | ▲ 43.3% |
| Equity10/15 | €41k | €45k | €47k | €50k | €57k | ▲ 13.7% |
| Contributions10/11 | €26k | €26k | €26k | €26k | €26k | = |
| Capital10 | - | - | €26k | €26k | - | - |
| Issued capital100 | - | - | €26k | €26k | - | - |
| Reserves13 | €3k | €3k | €3k | €3k | €3k | = |
| Non-distributable reserves130/1 | - | - | €3k | €3k | €3k | = |
| Legal reserve130 | - | - | €3k | €3k | - | - |
| Reserves not available under the articles1311 | - | - | - | - | €3k | - |
| Profit (loss) carried forward14 | €13k | €17k | €19k | €22k | €29k | ▲ 31.0% |
| Amounts payable17/49 | €207k | €51k | €118k | €83k | €134k | ▲ 61.1% |
| Amounts payable after more than one year17 | €8k | - | - | - | - | - |
| Amounts payable within one year42/48 | €198k | €51k | €118k | €83k | €134k | ▲ 61.1% |
| Trade debts44 | - | - | €5k | €10 | €22k | ▲ 216,809% |
| Suppliers440/4 | - | - | €5k | €10 | €22k | ▲ 216,809% |
| Advances received on contracts in progress46 | - | - | - | - | €34k | - |
| Other amounts payable47/48 | - | - | €113k | €83k | €79k | ▼ 5.1% |
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €5k | €4k | €2k | €4k | €7k | ▲ 97.4% |
| + Depreciation and write-downs630 | - | - | - | - | €2k | - |
| Operating cash flow (approximation) | €5k | €4k | €2k | €4k | €9k | ▲ 159% |
| Investment in fixed assets (approximation) | - | €0 | €-8k | €-5k | €-2k | ▲ 56.0% |
| Change in cash | - | €9k | €-2k | €-690 | €-8k | ▼ 1,070% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2024
30-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 61 days late
2023
31-12
Financial
Highest result since 2018net €7k ▲97.4%
Operating result €8k, net result €7k, both a record.
31-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 153 days late
06-02
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 190 days late
2021
31-12
Financial
Weakest financial yearnet €2k ▼63.6%
Net result drops to €2k, the lowest in the series; recovery starts the following year.
11-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 72 days late
2020
31-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 153 days late
2019
30-11
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 122 days late
2018
30-11
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 122 days late
2017
04-10
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 65 days late
2016
30-09
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 61 days late
2015
30-09
NBB filing
Annual accounts filed
fiscal year 2014 · full schema · 61 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 6 acts read
About the unread acts
We know of 6 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Jans-Molenbeek · 1 establishment unit since 1998
Ground area
432 m²
Building footprint
423 m²
Volume, LiDAR
2,423 m³
Parcel 21523B0939/00C107, Brussels · tallest building 13.5 m, ±1 floor. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
JOMAA EXPORT
since 19982.085.208.010
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21523B0939/00C107 | Brussels | 431 m² | 1 · 423 m² | 13.5 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 2,129 companies in sector 46711 we hold annual accounts for 1,126. 737 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded26-01-1998
Fiscal year end31-12
Activities, NACEBEL 2025
46711Wholesale of cars and light vans (up to 3.5 tonnes)
47811Retail sale of cars and light vans (up to 3.5 tonnes)
Scores and ratios are computed by Checked and are not a credit decision.