ALPLAN BENELUX
ActiveALPLAN BENELUX has been active since 1996 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €17k and a net result of €-5k. Equity is shrinking by ~12.8% per year across the filed fiscal years. Its solvency ranks better than 23% of 7993 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
43
/ 100
Weak
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability25▲+3
Solvency42▼-5
Growth32=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days only on tighter terms
Liquidity tight (current ratio 1.2 against 1.27 in 2024; short-term debt: 83.4% and cash: 1.5% of total assets), and 83.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
16.6%
Return on assets
-5%
Age of the figures
9 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-5k
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 23% of 7993 sector peers (2025).
NBB · sector comparisonPosition among 7993 sector peers
Solvency
better than 23%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-06-2026, 52 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
52 d early
2024
74 d early
2023
45 d early
2022
48 d early
2021
55 d early
2020
56 d early
2019
23 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€17k▼ 23.2%
2024 · €22k
2018: €50k
2019: €47k
2020: €42k
2021: €39k
2022: €36k
2023: €29k
2024: €22k
2018 → 2025
Total assets
€103k=
2024 · €103k
2018: €103k
2019: €103k
2020: €101k
2021: €103k
2022: €103k
2023: €103k
2024: €103k
2018 → 2025
Net result
€-5k▲ 21.5%
2024 · €-7k
2018: €-1k
2019: €-4k
2020: €-5k
2021: €-3k
2022: €-3k
2023: €-7k
2024: €-7k
2018 → 2025
Working capital
€17k▼ 23.3%
2024 · €22k
2018: €50k
2019: €47k
2020: €42k
2021: €39k
2022: €36k
2023: €29k
2024: €22k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€39k-€36k▼ 8.6%€29k▼ 19.9%€22k▼ 22.8%€17k▼ 23.2%
Operating result€68-€-148€-3k▼ 1,617%€-1k▲ 42.7%€-766▲ 47.4%
Net result€-3k-€-3k▼ 29.0%€-7k▼ 111%€-7k▲ 8.3%€-5k▲ 21.5%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €766 in 2025 against €1k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €103k
Fixed assets
€99=
Current assets
€102k=
Equity and liabilities €103k
Equity
€17k▼ 23.2%
Debt
€86k▲ 6.3%
The debt ratio rises from 78.4% to 83.4%. Equity is lower and debt is higher.
Key figures and ratios
Solvency
16.6%▼
2024 · 21.6%
Current ratio
1.20▼
2024 · 1.27
Quick ratio
1.14▼
2024 · 1.22
Debt / equity
5.02▲
2024 · 3.62
ROE
-30.1%▼
2024 · -29.5%
ROA
-5.0%▲
2024 · -6.4%
Debt
€86k▲
2024 · €80k
Debt ≤ 1 year
€86k▲
2024 · €80k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€103k€103k=
Fixed assets21/28€99€99=
Financial fixed assets28€99€99=
Current assets29/58€102k€102k=
Stocks and contracts in progress3€5k€5k=
Stocks30/36€5k€5k=
Amounts receivable within one year40/41€96k€96k=
Trade receivables40€96k€96k=
Other amounts receivable41€342€342=
Cash at bank and in hand54/58€2k€2k▼
Equity and liabilities
Total equity and liabilities10/49€103k€103k=
Equity10/15€22k€17k▼
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€2k€-3k▼
Amounts payable17/49€80k€86k▲
Amounts payable within one year42/48€80k€86k▲
Financial debts43€80k€85k▲
Credit institutions430/8€50k€50k=
Other loans439€30k€35k▲
Trade debts44€300€300=
Suppliers440/4€300€300=
Income statement
Code20242025
Other operating charges640/8€505€120▼
Gross operating margin9900€-950€-646▲
Operating profit (loss)9901€-1k€-766▲
Financial charges65/66B€5k€4k▼
Recurring financial charges65€5k€4k▼
Profit (loss) for the period before taxes9903€-7k€-5k▲
Profit (loss) for the period9904€-7k€-5k▲
Profit (loss) for the period to be appropriated9905€-7k€-5k▲
Appropriation of the result
Profit (loss) to be appropriated9906€2k€-3k▼
Profit (loss) brought forward from the previous period14P€8k€2k▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-06
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
18-05
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
16-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Weakest financial yearnet €-7k
Net result drops to €-7k, the lowest in the series; recovery starts the following year.
13-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
06-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
05-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
08-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
08-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
02-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
29-05
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Retie · 1 establishment unit since 1997
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Molsebaan 612470 RetieGround area
585 m²
Building footprint
295 m²
Volume, LiDAR
622 m³
Parcel 13036E0011/00L000, Flanders · tallest building 7.0 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Molsebaan 61, 2470 Retie
since 19972.079.901.912
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13036E0011/00L000 | Flanders | 585 m² | 1 · 295 m² | 7.0 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
BUS & COACH TRADING COMPANY
BE 0861.965.061
Mechelen · Eq €17k
fad
BE 0872.361.976
Jette · Eq €17k
ALAIN SERVICES
BE 0895.019.295
Binche · Eq €17k
BUYSE & CO
BE 0643.789.790
Zottegem · Eq €17k
BTR MOTORS
BE 1018.417.648
Halle · Eq €17k
Of 2,128 companies in sector 46711 we hold annual accounts for 1,126. 560 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded30-10-1996
Fiscal year end31-12
Activities, NACEBEL
46711Wholesale of cars and light vans (up to 3.5 tonnes)
46712Wholesale trade
45401
46730Wholesale trade
Sources
Crossroads Bank for EnterprisesNational Bank · 29 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.