JOLO-SOLUTIONS
ActiveSummary
The computed 12-month bankruptcy probability of JOLO-SOLUTIONS is 2.0% (moderate). The 2025 annual accounts show equity of €10k and a net result of €6k. Equity is growing by ~15.8% per year across the filed fiscal years. Its solvency ranks better than 40% of 18280 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
52
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability86▲+36
Solvency47▲+6
Growth78▲+46
Track record94
Bankruptcy probability, 12 months
2.0%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity tight (current ratio 1.07 against 0.06 in 2024; short-term debt: 65.7% and cash: 2.3% of total assets), and 78.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-06-2026, 53 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
53 d early
2024
31 d early
2023
77 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€10k▲ 159%
2024 · €4k
2023: €7k
2024: €4k
2023 → 2025
Total assets
€45k▲ 92.3%
2024 · €23k
2023: €26k
2024: €23k
2023 → 2025
Net result
€6k
2024 · €-4k
2023: €2k
2024: €-4k
2023 → 2025
Working capital
€2k
2024 · €-14k
2023: €-5k
2024: €-14k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€7k-€4k▼ 49.2%€10k▲ 159%
Operating result€4k-€-3k€9k
Net result€2k-€-4k€6k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €9k after a loss of €3k in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €45k
Fixed assets
€13k ▼ 40.2%
Current assets
€31k ▲ 3,494%
Equity and liabilities €45k
Equity
€10k ▲ 159%
Debt
€35k ▲ 79.4%
Debt's share of the balance-sheet total falls from 83.7% to 78.1%. Equity and debt are higher.
Key figures and ratios
EBITDA
€18k▲
2024 · €6k
Cash flow
€16k▲
2024 · €5k
Current ratio
1.07▲
2024 · 0.06
Debt to equity
3.56▼
2024 · 5.14
ROE
61.4%▲
2024 · -96.7%
ROA
13.4%▲
2024 · -15.7%
Interest coverage
23.09▲
2024 · 6.64
Debt ≤ 1 year
€30k▲
2024 · €15k
Debt > 1 year
€544▼
2024 · €4k
Income taxes
€2k▲
2024 · €230
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 47 lines
Balance sheet
Code20242025
Assets
Total assets20/58€23k€45k▲
Fixed assets21/28€22k€13k▼
Tangible fixed assets22/27€20k€11k▼
Plant, machinery and equipment23€16k€8k▼
Furniture and vehicles24€4k€3k▼
Financial fixed assets28€2k€2k=
Current assets29/58€876€31k▲
Amounts receivable within one year40/41€13€26k▲
Trade receivables40-€26k
Other amounts receivable41€13€146▲
Current investments50/53-€3k
Cash at bank and in hand54/58€4€1k▲
Deferred charges and accrued income490/1€860€2k▲
Equity and liabilities
Total equity and liabilities10/49€23k€45k▲
Equity10/15€4k€10k▲
Contributions10/11€5k€5k=
Reserves13€2k€5k▲
Distributable reserves133€2k€5k▲
Profit (loss) carried forward14€-4k-
Amounts payable17/49€20k€35k▲
Amounts payable after more than one year17€4k€544▼
Financial debts170/4€4k€544▼
Amounts payable within one year42/48€15k€30k▲
Current portion of amounts payable after more than one year42€4k€4k▼
Trade debts44€1k€3k▲
Suppliers440/4€1k€3k▲
Advances received on contracts in progress46-€13k
Taxes, remuneration and social security45€9k€10k▲
Taxes450/3€9k€10k▲
Other amounts payable47/48€164€6▼
Accrued charges and deferred income492/3€800€5k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€10k▲
Other operating charges640/8€1k€918▼
Gross operating margin9900€7k€19k▲
Operating profit (loss)9901€-3k€9k▲
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€915€798▼
Recurring financial charges65€915€798▼
Profit (loss) for the period before taxes9903€-3k€8k▲
Income taxes67/77€230€2k▲
Profit (loss) for the period9904€-4k€6k▲
Profit (loss) for the period to be appropriated9905€-4k€6k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-4k€2k▲
Profit (loss) brought forward from the previous period14P-€-4k
Transfer to equity691/2-€2k
To the legal reserve6920-€2k
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €6k
Net result €6k after one loss-making year.
31-12
Financial
Liquidity times 18current ratio 1.07
Current ratio from 0.06 to 1.07.
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-4k ▼248%
Net result drops to €-4k, the lowest in the series; recovery starts the following year.
15-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Menen · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kortrijkstraat 4338930 MenenGround area
1,310 m²
Building footprint
794 m²
Volume, LiDAR
4,482 m³
Parcel 34027D0042/00K009, Flanders · tallest building 11.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
BV jolo-solutions
since 20222.336.137.904
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34027D0042/00K009 | Flanders | 1,310 m² | 1 · 794 m² | 11.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteMenen2.336.137.904
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Of 3,043 companies in sector 47221 we hold annual accounts for 1,564. 721 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-10-2022
Fiscal year end31-12
Activities, NACEBEL 2025
47221Retail sale of meat and meat products, excluding game and poultry
47222Retail trade
47279Other retail sale of food
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.