MOBRA
ActiveSummary
The computed 12-month bankruptcy probability of MOBRA is 1.7% (moderate). The 2025 annual accounts show negative equity (-€13,302) and a net result of €16,351. Equity is shrinking by ~27% per year across the filed fiscal years. Its solvency ranks better than 19% of 18626 sector peers (fiscal year 2025). The company has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability65▲+65
Solvency18▲+18
Growth49▲+27
Track record100
Bankruptcy probability, 12 months
1.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.89 against 0.71 in 2024; short-term debt: 107.4% of total assets), and equity is negative.
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Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-7.4%
Return on assets
9.1%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 19% of 18626 sector peers (2025).
NBB · sector comparisonPosition among 18626 sector peers
Solvency
better than 19%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-08-2026, 3 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
3 d late
2024
61 d late
2023
19 d late
2022
25 d late
2021
18 d early
2020
89 d late
2019
55 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 33 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 20 August (4 of the last 5 filed years within 38 days of that day).
Companies Code · seven monthsPosition in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Turnover
€469,751▲ 22.0%
2024 · €384,970
EBIT margin
3.9%▲ 13.5pp
2024 · -9.6%
Net result
€16,351
2024 · -€39,433
Working capital
-€21,310▲ 43.7%
2024 · -€37,881
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Turnover€475,107€365,108▼ 23.2%€384,970▲ 5.4%€469,751▲ 22.0%
Operating result-€5,285€40,204-€30,676-€36,907▼ 20.3%€18,419
Net result-€14,634below the sector's middle half€33,941above the sector's middle half-€33,396below the sector's middle half-€39,433below the sector's middle half▼ 18.1%€16,351within the sector's middle half
EBIT margin8.5%-8.4%▼ 16.9pp-9.6%▼ 1.2pp3.9%▲ 13.5pp
Equity€24,235within the sector's middle half▼ 37.6%€43,176within the sector's middle half▲ 78.2%€9,780within the sector's middle half▼ 77.3%-€29,653below the sector's middle half-€13,302below the sector's middle half▲ 55.1%
Total assets€95,788within the sector's middle half▲ 14.7%€116,337within the sector's middle half▲ 21.5%€107,584within the sector's middle half▼ 7.5%€102,828within the sector's middle half▼ 4.4%€180,384within the sector's middle half▲ 75.4%
Debt€71,553▲ 60.3%€73,161▲ 2.2%€97,804▲ 33.7%€132,481▲ 35.5%€193,686▲ 46.2%
Working capital€33,148within the sector's middle half▲ 53.6%€39,343within the sector's middle half▲ 18.7%-€918within the sector's middle half-€37,881below the sector's middle half▼ 4,027%-€21,310below the sector's middle half▲ 43.7%
Solvency25.3%within the sector's middle half▼ 21.2pp37.1%within the sector's middle half▲ 11.8pp9.1%within the sector's middle half▼ 28.0pp-28.8%below the sector's middle half▼ 37.9pp-7.4%below the sector's middle half▲ 21.5pp
Current ratio1.69within the sector's middle half▲ 0.211.59within the sector's middle half▼ 0.110.99within the sector's middle half▼ 0.600.71below the sector's middle half▼ 0.280.89within the sector's middle half▲ 0.18
Return on assets (ROA)-15.3%below the sector's middle half▼ 34.6pp29.2%above the sector's middle half▲ 44.5pp-31.0%below the sector's middle half▼ 60.2pp-38.3%below the sector's middle half▼ 7.3pp9.1%within the sector's middle half▲ 47.4pp
Staff (FTE)0.3▼ 72.7%1▲ 233%
above
within
below
the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €18,419 after a loss of €36,907 in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €180,384
Fixed assets
€8,008 ▼ 2.7%
Current assets
€172,376 ▲ 82.2%
Key figures and ratios
EBITDA
€18,639▲
2024 · -€34,437
Cash flow
€16,571▲
2024 · -€36,963
Quick ratio
0.03▲
2024 · 0.00
Debt to equity
-14.56▼
2024 · -4.47
Interest coverage
9.01▲
2024 · -13.63
Debt ≤ 1 year
€193,686▲
2024 · €132,481
Staff costs
€37,682▲
2024 · €34,217
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 3,632 companies that looked in July 2024 the way this one looks now, 2.9% went bankrupt within 24 months and 92% are still going.
- Micro
- 10 to 20 years old
- negative equity
- a profit of 5% of the balance sheet or more
2.9%
went bankrupt
4.8%
stopped otherwise
92%
still going
A further 0.4% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 1.7% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 3,632 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | - | €475,107 | €365,108 | €384,970 | €469,751 | ▲ 22.0% |
| Goods, raw materials, services and sundry goods60/61 | - | €409,005 | €295,330 | €340,799 | €409,435 | ▲ 20.1% |
| Remuneration, social security and pensions62 | €2,607 | €22,418 | €30,782 | €34,217 | €37,682 | ▲ 10.1% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €6,395 | €4,720 | €2,470 | €2,470 | €220 | ▼ 91.1% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | €65,444 | - | €62,080 | €44,940 | - | - |
| Other operating charges640/8 | €1,581 | €209 | €6,523 | €951 | €5,494 | ▲ 478% |
| Gross operating margin9900 | €70,742 | €67,550 | €71,179 | €45,671 | €61,816 | ▲ 35.4% |
| Operating profit (loss)9901 | -€5,285 | €40,204 | -€30,676 | -€36,907 | €18,419 | ▲ 150% |
| Financial charges65/66B | €9,349 | €4,117 | €2,720 | €2,526 | €2,069 | ▼ 18.1% |
| Recurring financial charges65 | €9,349 | €4,117 | €2,720 | €2,526 | €2,069 | ▼ 18.1% |
| Profit (loss) for the period before taxes9903 | -€14,634 | €36,087 | -€33,396 | -€39,433 | €16,351 | ▲ 141% |
| Income taxes67/77 | - | €2,146 | - | - | - | - |
| Profit (loss) for the period9904 | -€14,634 | €33,941 | -€33,396 | -€39,433 | €16,351 | ▲ 141% |
| Profit (loss) for the period to be appropriated9905 | -€14,634 | €33,941 | -€33,396 | -€39,433 | €16,351 | ▲ 141% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €95,788 | €116,337 | €107,584 | €102,828 | €180,384 | ▲ 75.4% |
| Fixed assets21/28 | €14,888 | €10,168 | €10,698 | €8,228 | €8,008 | ▼ 2.7% |
| Intangible fixed assets21 | €6,750 | €4,500 | €2,250 | - | - | - |
| Tangible fixed assets22/27 | €4,138 | €1,668 | €1,448 | €1,228 | €1,008 | ▼ 17.9% |
| Plant, machinery and equipment23 | €1,888 | €1,668 | €1,448 | €1,228 | €1,008 | ▼ 17.9% |
| Furniture and vehicles24 | €2,250 | - | - | - | - | - |
| Financial fixed assets28 | €4,000 | €4,000 | €7,000 | €7,000 | €7,000 | = |
| Current assets29/58 | €80,900 | €106,169 | €96,886 | €94,600 | €172,376 | ▲ 82.2% |
| Stocks and contracts in progress3 | €73,844 | €101,824 | €94,143 | €94,557 | €166,757 | ▲ 76.4% |
| Stocks30/36 | €73,844 | €101,824 | €94,143 | €94,557 | €166,757 | ▲ 76.4% |
| Amounts receivable within one year40/41 | €7,056 | €4,345 | €2,742 | €42 | €5,618 | ▲ 13,138% |
| Trade receivables40 | - | €3,671 | €2,742 | €42 | - | - |
| Other amounts receivable41 | €7,056 | €674 | - | - | €5,618 | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €95,788 | €116,337 | €107,584 | €102,828 | €180,384 | ▲ 75.4% |
| Equity10/15 | €24,235 | €43,176 | €9,780 | -€29,653 | -€13,302 | ▲ 55.1% |
| Contributions10/11 | €6,200 | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Capital10 | €6,200 | - | - | - | - | - |
| Issued capital100 | €18,600 | - | - | - | - | - |
| Uncalled capital101 | €12,400 | - | - | - | - | - |
| Reserves13 | €1,860 | €36,976 | €3,580 | - | - | - |
| Non-distributable reserves130/1 | €1,860 | €1,860 | - | - | - | - |
| Legal reserve130 | €1,860 | - | - | - | - | - |
| Other1319 | - | €1,860 | - | - | - | - |
| Distributable reserves133 | - | €35,116 | €3,580 | - | - | - |
| Profit (loss) carried forward14 | €16,175 | - | - | -€35,853 | -€19,502 | ▲ 45.6% |
| Amounts payable17/49 | €71,553 | €73,161 | €97,804 | €132,481 | €193,686 | ▲ 46.2% |
| Amounts payable after more than one year17 | €23,801 | €6,335 | - | - | - | - |
| Financial debts170/4 | €23,801 | €6,335 | - | - | - | - |
| Amounts payable within one year42/48 | €47,752 | €66,826 | €97,804 | €132,481 | €193,686 | ▲ 46.2% |
| Current portion of amounts payable after more than one year42 | €17,466 | €18,921 | €7,791 | - | - | - |
| Financial debts43 | €4,581 | €4,760 | €4,957 | €3,992 | €4,991 | ▲ 25.0% |
| Credit institutions430/8 | €4,581 | €4,760 | €4,957 | €3,992 | €4,991 | ▲ 25.0% |
| Trade debts44 | €10,899 | €2,124 | €42,036 | €81,978 | €136,766 | ▲ 66.8% |
| Suppliers440/4 | €10,899 | €2,124 | €42,036 | €81,978 | €136,766 | ▲ 66.8% |
| Taxes, remuneration and social security45 | €14,806 | €26,020 | €43,020 | €18,152 | €24,778 | ▲ 36.5% |
| Taxes450/3 | €14,322 | €26,020 | €40,074 | €17,742 | €12,685 | ▼ 28.5% |
| Remuneration and social security454/9 | €484 | - | €2,946 | €411 | €12,093 | ▲ 2,845% |
| Other amounts payable47/48 | - | €15,000 | - | €28,358 | €27,150 | ▼ 4.3% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€14,634 | €33,941 | -€33,396 | -€39,433 | €16,351 | ▲ 141% |
| + Depreciation and write-downs630 | €6,395 | €4,720 | €2,470 | €2,470 | €220 | ▼ 91.1% |
| Operating cash flow (approximation) | -€8,239 | €38,661 | -€30,926 | -€36,963 | €16,571 | ▲ 145% |
| Investment in fixed assets (approximation) | - | €0 | -€3,000 | €0 | €0 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 3 days late
2025
31-12
Financial
Back to profitnet €16,351
Net result €16,351 after 2 loss-making years.
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 61 days late
2024
31-12
Financial
Weakest financial yearnet -€39,433
Net result drops to -€39,433, the lowest in the series; recovery starts the following year.
19-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 19 days late
2023
25-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 25 days late
2022
31-12
Financial
Back to profitnet €33,941
Net result €33,941 after one loss-making year.
13-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
28-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 89 days late
2020
24-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 55 days late
2019
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 29 days late
2018
25-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 25 days late
2017
30-09
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 61 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Vorst · 1 establishment unit since 2016
Ground area
83 m²
Building footprint
66 m²
Volume, LiDAR
911 m³
Parcel 21007A0048/00Y000, Brussels · tallest building 17.7 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
MOBRA
since 20162.253.098.776
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21007A0048/00Y000 | Brussels | 83 m² | 1 · 66 m² | 17.7 m · 5 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteVorst2.253.098.776
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Of 3,043 companies in sector 47221 we hold annual accounts for 1,566. 719 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded22-03-2016
Fiscal year end31-12
Activities, NACEBEL 2025
47221Retail sale of meat and meat products, excluding game and poultry
47110Non-specialised retail sale with food, beverages or tobacco predominating
E-invoicing
Reachable via Peppol
Peppol ID
0208:0650640168
Also
9925:BE0650640168
Registered
04-02-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.