JOKAT
ActiveJOKAT has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €310k and a net result of €-43k. Equity is growing by ~9.7% per year across the filed fiscal years. Its solvency ranks better than 95% of 1493 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
60
/ 100
Healthy▲ +8 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0=
Solvency100=
Growth52=
Stability100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €19k at 30 days acceptable
Liquidity ample (current ratio 61.68 against 53.16 in 2024), and 1.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 77
Relative position
BE, all sectors
reference
Sector 77
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
98.4%
Return on assets
-13.7%
Age of the figures
17 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity fell accordingly. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
19202122232425
2019 to 2025 · latest year -€43k
neutral · Filed after the deadline
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 15-12-2025, 45 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
45 d late
2024
28 d late
2023
9 d late
2022
137 d late
2021
17 d late
2020
27 d late
2019
48 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close12-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€310k▼ 14.2%
2024 · €362k
2019: €227k
2020: €219k
2021: €256k
2022: €362k
2023: €411k
2024: €362k
2019 → 2025
Total assets
€315k▼ 14.4%
2024 · €368k
2019: €246k
2020: €235k
2021: €270k
2022: €386k
2023: €425k
2024: €368k
2019 → 2025
Net result
€-43k▲ 13.2%
2024 · €-50k
2019: €44k
2020: €-9k
2021: €37k
2022: €106k
2023: €50k
2024: €-50k
2019 → 2025
Working capital
€299k▼ 12.4%
2024 · €341k
2019: €200k
2020: €187k
2021: €234k
2022: €324k
2023: €382k
2024: €341k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€256k-€362k▲ 41.6%€411k▲ 13.7%€362k▼ 12.1%€310k▼ 14.2%
Operating result€50k-€139k▲ 178%€73k▼ 47.4%€-62k€-49k▲ 21.5%
Net result€37k-€106k▲ 189%€50k▼ 53.4%€-50k€-43k▲ 13.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €49k in 2025 against €62k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €315k
Fixed assets
€12k▼ 43.2%
Current assets
€304k▼ 12.7%
Equity and liabilities €315k
Equity
€310k▼ 14.2%
Debt
€5k▼ 24.7%
The debt ratio falls from 1.8% to 1.6%: debt falls faster than equity shrinks.
Key figures and ratios
EBITDA
€-40k▲
2024 · €-54k
Cash flow
€-34k▲
2024 · €-41k
Solvency
98.4%▲
2024 · 98.2%
Current ratio
61.68▲
2024 · 53.16
Quick ratio
59.09▲
2024 · 51.15
Debt / equity
0.02▼
2024 · 0.02
ROE
-13.9%▼
2024 · -13.8%
ROA
-13.7%▼
2024 · -13.5%
Interest coverage
-323.59▲
2024 · -513.34
Debt
€5k▼
2024 · €7k
Debt ≤ 1 year
€5k▼
2024 · €7k
Income taxes
€2k▲
2024 · €-231
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€368k€315k▼
Fixed assets21/28€20k€12k▼
Tangible fixed assets22/27€20k€12k▼
Plant, machinery and equipment23€557€157▼
Furniture and vehicles24€15k€9k▼
Other tangible fixed assets26€5k€3k▼
Financial fixed assets28€15€15=
Current assets29/58€348k€304k▼
Stocks and contracts in progress3€13k€13k▼
Stocks30/36€13k€13k▼
Amounts receivable within one year40/41€27k€20k▼
Trade receivables40€270€735▲
Other amounts receivable41€26k€19k▼
Current investments50/53€254k€244k▼
Cash at bank and in hand54/58€53k€27k▼
Deferred charges and accrued income490/1€541€178▼
Equity and liabilities
Total equity and liabilities10/49€368k€315k▼
Equity10/15€362k€310k▼
Contributions10/11€6k-
Reserves13€253k€251k▼
Non-distributable reserves130/1€2k-
Reserves not available under the articles1311€2k-
Tax-exempt reserves132€48k€48k=
Distributable reserves133€203k€203k=
Profit (loss) carried forward14€103k€60k▼
Amounts payable17/49€7k€5k▼
Amounts payable within one year42/48€7k€5k▼
Trade debts44€335€1k▲
Suppliers440/4€335€1k▲
Taxes, remuneration and social security45€4k€1k▼
Taxes450/3€4k€1k▼
Other amounts payable47/48€2k€2k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€9k=
Other operating charges640/8€394€280▼
Gross operating margin9900€-53k€-40k▲
Operating profit (loss)9901€-62k€-49k▲
Financial income75/76B€12k€7k▼
Recurring financial income75€5k€7k▲
Non-recurring financial income76B€7k-
Financial charges65/66B€104€124▲
Recurring financial charges65€104€124▲
Profit (loss) for the period before taxes9903€-50k€-42k▲
Income taxes67/77€-231€2k▲
Profit (loss) for the period9904€-50k€-43k▲
Profit (loss) for the period to be appropriated9905€-50k€-43k▲
Appropriation of the result
Profit (loss) to be appropriated9906€103k€60k▼
Profit (loss) brought forward from the previous period14P€153k€103k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
15-12
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 45 days late
2024
28-11
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
31-03
Financial
Weakest financial yearnet €-50k ▼200%
Net result drops to €-50k, the lowest in the series; recovery starts the following year.
2023
09-11
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 9 days late
17-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 137 days late
2022
31-03
Financial
Highest result since 2019net €106k ▲189%
Operating result €139k, net result €106k, both a record.
2021
17-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 17 days late
31-03
Financial
Back to profitnet €37k
Net result €37k after one loss-making year.
2020
27-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 27 days late
2019
18-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 48 days late
01-02
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 93 days late
2017
31-10
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
22-11
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 22 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 directors, no change since 2023
Johan DEPUYDT
CurrentDirector · since 14-03-2023
Kathy GROUWET
CurrentDirector · since 14-03-2023
14-03-2023
Johan DEPUYDT: Appointed as Director
14-03-2023
Kathy GROUWET: Appointed as Director
Location & real-estate footprint
Registered office, Menen · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Waalvest 1208930 MenenGround area
1,291 m²
Building footprint
127 m²
Volume, LiDAR
790 m³
Parcel 34027E1007/00Z028, Flanders · tallest building 9.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Waalvest 120, 8930 Menen
since 20112.248.565.512
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34027E1007/00Z028 | Flanders | 1,291 m² | 1 · 127 m² | 9.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 to 2025 · 2 entries · 290 EUR awarded · 290 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 87 EUR | 203 EUR |
| 2024 | 1 | 203 EUR | 87 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Similar companies · same sector, comparable size
PROART
BE 0830.146.586
Knokke-Heist · Eq €319k
ERKA HORECA
BE 0885.152.417
Brussel · Eq €291k
CASA-RENT
BE 0458.272.639
Dilsen-Stokkem · Eq €288k
Cossuvelle
BE 0421.985.335
Pont-à-Celles · Eq €284k
A. VAN HOOF
BE 0420.046.820
Brecht · Eq €343k
Of 305 companies in sector 77223 we hold annual accounts for 139. 99 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-03-2011
Fiscal year end31-03
Activities, NACEBEL
77223Rental and leasing activities
46879Wholesale trade
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.