PROART
ActivePROART has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €319k and a net result of €-141k. Equity is growing by ~19.9% per year across the filed fiscal years. Its solvency ranks better than 95% of 907 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0=
Solvency100=
Growth52=
Stability100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €17k at 30 days acceptable
balance sheet total too small for a liquidity verdict, and 0.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 77
Relative position
BE, all sectors
reference
Sector 77
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity fell accordingly. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year -€141k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-08-2026, 6 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
6 d late
2024
127 d early
2023
26 d late
2022
129 d early
2021
10 d late
2020
120 d early
2019
32 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€319k▼ 30.7%
2024 · €460k
2018: €25k
2019: €76k
2020: €137k
2021: €349k
2022: €632k
2023: €629k
2024: €460k
2018 → 2025
Total assets
€321k▼ 30.5%
2024 · €461k
2018: €499k
2019: €452k
2020: €488k
2021: €735k
2022: €823k
2023: €670k
2024: €461k
2018 → 2025
Net result
€-141k▼ 108%
2024 · €-68k
2018: €56k
2019: €31k
2020: €61k
2021: €212k
2022: €283k
2023: €-3k
2024: €-68k
2018 → 2025
Working capital
€223k▼ 36.5%
2024 · €351k
2018: €101k
2019: €225k
2020: €263k
2021: €403k
2022: €537k
2023: €518k
2024: €351k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€349k-€632k▲ 81.1%€629k▼ 0.4%€460k▼ 26.9%€319k▼ 30.7%
Operating result€290k-€389k▲ 34.2%€-1k€-68k▼ 5,678%€-141k▼ 107%
Net result€212k-€283k▲ 33.5%€-3k€-68k▼ 2,440%€-141k▼ 108%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €141k in 2025 against €68k in 2024; the loss grows and 2025 is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €321k
Fixed assets
€97k▼ 11.9%
Current assets
€224k▼ 36.3%
Equity and liabilities €321k
Equity
€319k▼ 30.7%
Debt
€2k▲ 98.5%
The debt ratio rises from 0.2% to 0.6%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€-124k▼
2024 · €-49k
Cash flow
€-124k▼
2024 · €-49k
Solvency
99.4%▼
2024 · 99.8%
Quick ratio
32.47
Debt / equity
0.01▲
2024 · 0.00
ROE
-44.4%▼
2024 · -14.7%
ROA
-44.1%▼
2024 · -14.7%
Interest coverage
-1700.07▼
2024 · -110.66
Debt
€2k▲
2024 · €959
Debt ≤ 1 year
€1k▲
2024 · €749
Debt > 1 year
€744▲
2024 · €210
Income taxes
€256
A ratio outside any meaningful range has been withheld (balance sheet total €321k, equity €319k).
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€461k€321k▼
Fixed assets21/28€110k€97k▼
Tangible fixed assets22/27€110k€97k▼
Plant, machinery and equipment23€24k€17k▼
Furniture and vehicles24-€0
Other tangible fixed assets26€86k€80k▼
Current assets29/58€352k€224k▼
Amounts receivable after more than one year29€28k-
Other amounts receivable291€28k-
Stocks and contracts in progress3€180k€186k▲
Stocks30/36€180k€186k▲
Amounts receivable within one year40/41€10k€8k▼
Trade receivables40€6k€7k▲
Other amounts receivable41€4k€1k▼
Cash at bank and in hand54/58€108k€4k▼
Deferred charges and accrued income490/1€26k€26k▼
Equity and liabilities
Total equity and liabilities10/49€461k€321k▼
Equity10/15€460k€319k▼
Contributions10/11€20k€20k=
Reserves13€509k€299k▼
Distributable reserves133€509k€299k▼
Profit (loss) carried forward14€-69k-
Amounts payable17/49€959€2k▲
Amounts payable after more than one year17€210€744▲
Other amounts payable178/9€210€744▲
Amounts payable within one year42/48€749€1k▲
Taxes, remuneration and social security45€749€1k▲
Taxes450/3€749-
Remuneration and social security454/9-€1k
Income statement
Code20242025
Remuneration, social security and pensions62€240-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€19k€17k▼
Other operating charges640/8€7k€6k▼
Gross operating margin9900€-42k€-118k▼
Operating profit (loss)9901€-68k€-141k▼
Financial income75/76B€874€77▼
Recurring financial income75€874€77▼
Financial charges65/66B€445€73▼
Recurring financial charges65€445€73▼
Profit (loss) for the period before taxes9903€-68k€-141k▼
Income taxes67/77-€256
Profit (loss) for the period9904€-68k€-141k▼
Profit (loss) for the period to be appropriated9905€-68k€-141k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-69k€-211k▼
Profit (loss) brought forward from the previous period14P€-1k€-69k▼
Transfer from equity791/2-€211k
Social balance
Average headcount (FTE)90872.8-
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
06-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 6 days late
2025
31-12
Financial
Weakest financial yearnet €-141k
Net result drops to €-141k, the lowest in the series.
26-03
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Liquidity times 20current ratio 469.65
Current ratio from 23.90 to 469.65; short-term debt falls from €23k to €749.
26-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 26 days late
2023
31-12
Financial
Liquidity times 5current ratio 23.90
Current ratio from 5.30 to 23.90; short-term debt falls from €125k to €23k.
24-03
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Highest result since 2018net €283k ▲33.5%
Operating result €389k, net result €283k, both a record.
31-12
Financial
Equity above €500kEq €632k ▲81.1%
5 profitable years in a row build equity to €632k.
10-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 10 days late
2021
31-12
Financial
Equity above €200kEq €349k ▲155%
4 profitable years in a row build equity to €349k.
02-04
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Equity above €100kEq €137k ▲79.3%
3 profitable years in a row build equity to €137k.
01-09
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 32 days late
2019
31-12
Financial
Liquidity times 5current ratio 8.15
Current ratio from 1.61 to 8.15; short-term debt falls from €166k to €32k.
29-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
22-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 22 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2024
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
03-06-2024
Resigned as Director
03-06-2024
Resigned as Daily management
Location & real-estate footprint
Registered office, Knokke-Heist · 2 establishment units since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Maurice Lippensplein 268300 Knokke-HeistGround area
1,412 m²
Building footprint
662 m²
Volume, LiDAR
2,302 m³
2 parcels, Flanders · tallest building 26.6 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
Gellius
since 20102.192.834.755
Gemeenteplein 46, 8300 Knokke-Heist
since 20252.373.802.410
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31333H0610/00F002 | Flanders | 841 m² | 1 · 336 m² | 26.6 m |
| 31013D0508/00G000 | Flanders | 571 m² | 1 · 326 m² | 10.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
JOKAT
BE 0835.455.258
Menen · Eq €310k
A. VAN HOOF
BE 0420.046.820
Brecht · Eq €343k
ERKA HORECA
BE 0885.152.417
Brussel · Eq €291k
CASA-RENT
BE 0458.272.639
Dilsen-Stokkem · Eq €288k
Cossuvelle
BE 0421.985.335
Pont-à-Celles · Eq €284k
Of 305 companies in sector 77223 we hold annual accounts for 139. 98 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-10-2010
Fiscal year end31-12
Activities, NACEBEL
77223Rental and leasing activities
77229Renting and leasing of other personal and household goods
77299Rental and leasing activities
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.