JODEMAR
ActiveSummary
JODEMAR has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €200k and a net result of €272k. Equity remains stable across the filed fiscal years (±2.3% per year). Its solvency ranks better than 42% of 9234 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100▲+68
Solvency48▲+17
Growth78▲+46
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €14k at 30 days acceptable
Liquidity ample (current ratio 1.86 against 1.14 in 2024; short-term debt: 53.9% and cash: 38.8% of total assets), but 77.2% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
22.8%
Return on assets
31.1%
Age of the figures
9 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
202122232425
2020 to 2025 · latest year €200k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-08-2026, 24 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2025
24 d late
2024
25 d late
2023
29 d early
2022
48 d early
2021
13 d early
2020
29 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€200k▲ 158%
2024 · €78k
Total assets
€876k▼ 36.7%
2024 · €1.39M
Net result
€272k
2024 · €-29k
Working capital
€404k▲ 133%
2024 · €173k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€21k€-4k€-6k▼ 50.8%€-6k▲ 8.2%€311k
Net result€18k€-4k€-7k▼ 62.5%€-29k▼ 334%€272k
Equity€117k▲ 18.7%€113k▼ 3.5%€106k▼ 5.9%€78k▼ 27.2%€200k▲ 158%
Total assets€690k▲ 232%€421k▼ 39.0%€1.13M▲ 168%€1.39M▲ 22.7%€876k▼ 36.7%
Debt€573k▲ 423%€308k▼ 46.3%€1.02M▲ 232%€1.31M▲ 27.9%€677k▼ 48.3%
Working capital€571k▲ 216%€417k▼ 27.0%€753k▲ 80.7%€173k▼ 77.0%€404k▲ 133%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €311k after a loss of €6k in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €876k
Equity
€200k ▲ 158%
Debt
€677k ▼ 48.3%
Debt's share of the balance-sheet total falls from 94.4% to 77.2%. Equity is higher and debt is lower.
Key figures and ratios
Current ratio
1.86▲
2024 · 1.14
Quick ratio
0.72▲
2024 · 0.06
Debt to equity
3.39▼
2024 · 16.87
ROE
136.3%▲
2024 · -37.3%
ROA
31.1%▲
2024 · -2.1%
Debt ≤ 1 year
€472k▼
2024 · €1.21M
Debt > 1 year
€201k▲
2024 · €96k
Income taxes
€29k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Other operating charges640/8 | €111 | €112 | €115 | - | €126 | - |
| Gross operating margin9900 | €21k | €-4k | €-6k | €-6k | €311k | ▲ 5,455% |
| Operating profit (loss)9901 | €21k | €-4k | €-6k | €-6k | €311k | ▲ 5,452% |
| Financial income75/76B | €3k | €3k | €9k | €501 | €100 | ▼ 80.1% |
| Recurring financial income75 | €3k | €3k | €9k | €501 | €100 | ▼ 80.1% |
| Financial charges65/66B | €2k | €3k | €10k | €24k | €10k | ▼ 56.7% |
| Recurring financial charges65 | €2k | €3k | €10k | €24k | €10k | ▼ 56.7% |
| Profit (loss) for the period before taxes9903 | €23k | €-4k | €-7k | €-29k | €301k | ▲ 1,141% |
| Income taxes67/77 | €4k | - | - | - | €29k | - |
| Profit (loss) for the period9904 | €18k | €-4k | €-7k | €-29k | €272k | ▲ 1,042% |
| Profit (loss) for the period to be appropriated9905 | €18k | €-4k | €-7k | €-29k | €272k | ▲ 1,042% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €690k | €421k | €1.13M | €1.39M | €876k | ▼ 36.7% |
| Current assets29/58 | €690k | €421k | €1.13M | €1.39M | €876k | ▼ 36.7% |
| Stocks and contracts in progress3 | €10k | €167k | €966k | €1.31M | €536k | ▼ 59.1% |
| Stocks30/36 | €10k | €167k | €966k | €1.31M | €536k | ▼ 59.1% |
| Amounts receivable within one year40/41 | - | €4k | €45k | €40k | €320 | ▼ 99.2% |
| Trade receivables40 | - | - | €45k | €29k | €320 | ▼ 98.9% |
| Other amounts receivable41 | - | €4k | - | €11k | - | - |
| Cash at bank and in hand54/58 | €681k | €251k | €119k | €35k | €340k | ▲ 870% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €690k | €421k | €1.13M | €1.39M | €876k | ▼ 36.7% |
| Equity10/15 | €117k | €113k | €106k | €78k | €200k | ▲ 158% |
| Contributions10/11 | €100k | €100k | €100k | €100k | €100k | = |
| Reserves13 | €17k | €13k | €6k | - | €100k | - |
| Distributable reserves133 | €17k | €13k | €6k | - | €100k | - |
| Profit (loss) carried forward14 | - | - | - | €-22k | - | - |
| Amounts payable17/49 | €573k | €308k | €1.02M | €1.31M | €677k | ▼ 48.3% |
| Amounts payable after more than one year17 | €452k | €302k | €647k | €96k | €201k | ▲ 110% |
| Other amounts payable178/9 | €452k | €302k | €647k | €96k | €201k | ▲ 110% |
| Amounts payable within one year42/48 | €120k | €4k | €376k | €1.21M | €472k | ▼ 61.0% |
| Financial debts43 | - | - | €175k | - | - | - |
| Credit institutions430/8 | - | - | €175k | - | - | - |
| Trade debts44 | €93k | €4k | €59k | €18k | €22k | ▲ 20.8% |
| Suppliers440/4 | €93k | €4k | €59k | €18k | €22k | ▲ 20.8% |
| Advances received on contracts in progress46 | - | - | €137k | €1.19M | €284k | ▼ 76.2% |
| Taxes, remuneration and social security45 | €27k | - | €5k | €246 | €16k | ▲ 6,583% |
| Taxes450/3 | €27k | - | €5k | €246 | €16k | ▲ 6,583% |
| Other amounts payable47/48 | - | - | - | - | €150k | - |
| Accrued charges and deferred income492/3 | €2k | €2k | - | - | €4k | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €18k | €-4k | €-7k | €-29k | €272k | ▲ 1,042% |
| Operating cash flow (approximation) | €18k | €-4k | €-7k | €-29k | €272k | ▲ 1,042% |
| Change in cash | - | €-430k | €-132k | €-83k | €305k | ▲ 465% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 24 days late
2025
31-12
Financial
Back to profitnet €272k
Net result €272k after 3 loss-making years.
31-12
Financial
Equity above €150kEq €200k ▲158%
Equity rises from €78k to €200k.
25-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 25 days late
2024
31-12
Financial
Weakest financial yearnet €-29k
Net result drops to €-29k, the lowest in the series; recovery starts the following year.
02-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
13-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Liquidity times 17current ratio 98.26
Current ratio from 5.78 to 98.26; short-term debt falls from €120k to €4k.
18-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Back to profitnet €18k
Net result €18k after one loss-making year.
31-12
Financial
Equity above €100kEq €117k ▲18.7%
Equity rises from €99k to €117k.
02-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Middelkerke · 1 establishment unit since 2020
Ground area
4,658 m²
Building footprint
474 m²
Volume, LiDAR
2,305 m³
Parcel 35008D0596/00K000, Flanders · tallest building 8.3 m, ±2 floors. Linked by address, not a title deed.
4
companies at this address
See who is registered here
1 establishment unit
JODEMAR
since 20202.303.537.192
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 35008D0596/00K000 | Flanders | 4,658 m² | 1 · 474 m² | 8.3 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
VSL INVEST
BE 0767.701.748
Lievegem · Eq €199,888
IMMO - TEAM
BE 0442.554.283
Dilbeek · Eq €199,909
B & C Bouw
BE 0820.101.643
Heist-op-den-Berg · Eq €199,583
LAURIERS ACQUISITIONS
BE 0673.567.802
Seneffe · Eq €199,999
JORINKA II
BE 0448.133.961
Mol · Eq €199,540
Of 9,698 companies in sector 68121 we hold annual accounts for 7,384. 5,334 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded20-05-2020
Fiscal year end31-12
Activities, NACEBEL 2025
68121Development of residential building projects
41001General construction of residential buildings
41003General construction of other non-residential buildings
68122Development of non-residential building projects
Scores and ratios are computed by Checked and are not a credit decision.