B & C Bouw
ActiveB & C Bouw is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €200k and a net result of €7k. Equity is growing by ~33.7% per year across the filed fiscal years. Its solvency ranks better than 41% of 2410 sector peers (fiscal year 2025). The company has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals.
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-07-2026, 29 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
29 d early
2024
28 d early
2023
22 d early
2022
19 d early
2021
3 d early
2020
31 d late
2019
1 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€200k▲ 3.4%
2024 · €193k
2018: €26k
2019: €27k
2020: €-2k
2021: €62k
2022: €106k
2023: €114k
2024: €193k
2018 → 2025
Net result
€7k▼ 91.6%
2024 · €79k
2018: €-5k
2019: €2k
2020: €-29k
2021: €64k
2022: €44k
2023: €8k
2024: €79k
2018 → 2025
Total assets
€492k▼ 7.3%
2024 · €531k
2018: €73k
2019: €79k
2020: €80k
2021: €284k
2022: €518k
2023: €426k
2024: €531k
2018 → 2025
Solvency
40.6%▲ 4.2pp
2024 · 36.4%
2018: 34.8%
2019: 34.5%
2020: -2.0%
2021: 21.9%
2022: 20.4%
2023: 26.7%
2024: 36.4%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€62k-€106k▲ 70.4%€114k▲ 7.5%€193k▲ 69.6%€200k▲ 3.4%
Operating result€82k-€73k▼ 10.7%€20k▼ 72.0%€129k▲ 531%€19k▼ 85.1%
Net result€64k-€44k▼ 31.4%€8k▼ 81.9%€79k▲ 899%€7k▼ 91.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 85% below 2024 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €492k
Fixed assets
€141k▼ 10.9%
Current assets
€351k▼ 5.8%
Equity and liabilities €492k
Equity
€200k▲ 3.4%
Debt
€292k▼ 13.5%
The debt ratio falls from 63.6% to 59.4%: equity grows while debt is paid down.
Key figures and ratios
Solvency
40.6%▲
2024 · 36.4%
ROE
3.3%▼
2024 · 41.0%
ROA
1.4%▼
2024 · 14.9%
Debt
€292k▼
2024 · €338k
Debt ≤ 1 year
€180k▼
2024 · €203k
Debt > 1 year
€112k▼
2024 · €124k
Income taxes
€4k▼
2024 · €40k
Staff costs
€61k▼
2024 · €66k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€531k€492k▼
Fixed assets21/28€158k€141k▼
Tangible fixed assets22/27€158k€141k▼
Land and buildings22€146k€133k▼
Furniture and vehicles24€11k€8k▼
Current assets29/58€373k€351k▼
Stocks and contracts in progress3€0€63k▲
Stocks30/36€0€6k▲
Contracts in progress37-€57k
Amounts receivable within one year40/41€357k€288k▼
Trade receivables40€351k€286k▼
Other amounts receivable41€7k€2k▼
Cash at bank and in hand54/58€15k€246▼
Deferred charges and accrued income490/1€381€0▼
Equity and liabilities
Total equity and liabilities10/49€531k€492k▼
Equity10/15€193k€200k▲
Contributions10/11€20k€20k=
Reserves13€173k€180k▲
Distributable reserves133€173k€180k▲
Amounts payable17/49€338k€292k▼
Amounts payable after more than one year17€124k€112k▼
Financial debts170/4€124k€112k▼
Amounts payable within one year42/48€203k€180k▼
Current portion of amounts payable after more than one year42€15k€62k▲
Financial debts43€0-
Credit institutions430/8€0-
Trade debts44€131k€61k▼
Suppliers440/4€131k€61k▼
Taxes, remuneration and social security45€28k€25k▼
Taxes450/3€18k€6k▼
Remuneration and social security454/9€10k€18k▲
Other amounts payable47/48€29k€32k▲
Accrued charges and deferred income492/3€11k€0▼
Income statement
Code20242025
Non-recurring operating income76A€4k€0▼
Remuneration, social security and pensions62€66k€61k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€19k€20k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€6k€0▼
Other operating charges640/8€2k€2k▼
Gross operating margin9900€223k€102k▼
Operating profit (loss)9901€129k€19k▼
Financial income75/76B€484€43▼
Recurring financial income75€484€43▼
Financial charges65/66B€10k€9k▼
Recurring financial charges65€10k€9k▼
Profit (loss) for the period before taxes9903€119k€10k▼
Income taxes67/77€40k€4k▼
Profit (loss) for the period9904€79k€7k▼
Profit (loss) for the period to be appropriated9905€79k€7k▼
Appropriation of the result
Profit (loss) to be appropriated9906€79k€7k▼
Transfer to equity691/2€79k€7k▼
To other reserves6921€79k€7k▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
03-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €79k ▲899%
Operating result €129k, net result €79k, both a record.
31-12
Financial
Equity above €150kEq €193k ▲69.6%
4 profitable years in a row build equity to €193k.
09-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
12-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €100kEq €106k ▲70.4%
2 profitable years in a row build equity to €106k.
28-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €64k
Net result €64k after one loss-making year.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-12
Financial
Weakest financial yearnet €-29k ▼1743%
Net result drops to €-29k, the lowest in the series; recovery starts the following year.
30-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Back to profitnet €2k
Net result €2k after one loss-making year.
02-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
30-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
28-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Heist-op-den-Berg · 1 establishment unit since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Karel Govaertsstraat(ITE) 22222 Heist-op-den-BergGround area
456 m²
Building footprint
281 m²
Volume, LiDAR
1,179 m³
Parcel 12017B0377/00M000, Flanders · tallest building 10.5 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
B&C Bouw
since 20092.182.442.194
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12017B0377/00M000 | Flanders | 456 m² | 1 · 280 m² | 10.5 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2024 · 3 entries · 1,950 EUR awarded · 1,950 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 0 EUR | 1,500 EUR |
| 2023 | 1 | 1,500 EUR | 0 EUR |
| 2022 | 1 | 450 EUR | 450 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-10-2009
Fiscal year end31-12
Activities, NACEBEL
68121Development of residential building projects
66300Activities auxiliary to financial services and insurance activities
46471Wholesale trade
64200Holdings
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.