CHRIMACO
ActiveSummary
CHRIMACO has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €3.9m and a net result of €110,515. Equity is growing by ~23.6% per year across the filed fiscal years. Its solvency ranks better than 85% of 1223 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability71▼-29
Solvency100▲+2
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €290,000 at 30 days acceptable
Liquidity ample (current ratio 20.72 against 12.49 in 2024; short-term debt: 2.3% and cash: 6.4% of total assets), and 24.2% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 81
Relative position
BE, all sectors
reference
Services to buildings and landscape activities (NACE 81)
about 79% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
75.8%
Return on assets
2.2%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-08-2026, 24 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
24 d late
2024
25 d late
2023
41 d early
2022
40 d early
2021
15 d early
2020
3 d early
2019
20 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 10 days before the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 43% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, abbreviated schema
In the rankings
#1 company by total assets in Middelkerke, Administrative and support services sector#1 company by equity in Middelkerke, Administrative and support services sector
Equity
€3.9m▲ 2.9%
2024 · €3.8m
Total assets
€5.1m▼ 0.7%
2024 · €5.2m
Net result
€110,515▼ 95.7%
2024 · €2.6m
Working capital
€2.3m▲ 10.8%
2024 · €2.1m
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 81, Services to buildings and landscape activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€304,035▲ 19.0%€420,358▲ 38.3%€477,379▲ 13.6%€282,782▼ 40.8%€182,566▼ 35.4%
Net result€211,587above the sector's middle half▲ 27.5%€296,625above the sector's middle half▲ 40.2%€331,444above the sector's middle half▲ 11.7%€2.6mabove the sector's middle half▲ 672%€110,515above the sector's middle half▼ 95.7%
Equity€1.3mabove the sector's middle half▲ 20.3%€1.6mabove the sector's middle half▲ 23.6%€1.9mabove the sector's middle half▲ 21.3%€3.8mabove the sector's middle half▲ 101%€3.9mabove the sector's middle half▲ 2.9%
Total assets€2.1mabove the sector's middle half▲ 22.5%€2.3mabove the sector's middle half▲ 8.7%€2.5mabove the sector's middle half▲ 8.9%€5.2mabove the sector's middle half▲ 107%€5.1mabove the sector's middle half▼ 0.7%
Debt€850,544▲ 26.0%€737,871▼ 13.2%€609,935▼ 17.3%€1.4m▲ 126%€1.2m▼ 10.5%
Working capital€273,966within the sector's middle half▲ 378%€573,006above the sector's middle half▲ 109%€817,379above the sector's middle half▲ 42.6%€2.1mabove the sector's middle half▲ 158%€2.3mabove the sector's middle half▲ 10.8%
Solvency59.6%within the sector's middle half▼ 1.1pp67.8%above the sector's middle half▲ 8.2pp75.5%above the sector's middle half▲ 7.8pp73.1%above the sector's middle half▼ 2.4pp75.8%above the sector's middle half▲ 2.6pp
Current ratio1.73within the sector's middle half▲ 0.262.68above the sector's middle half▲ 0.953.30above the sector's middle half▲ 0.6212.49above the sector's middle half▲ 9.1920.72above the sector's middle half▲ 8.22
Return on assets (ROA)10.0%within the sector's middle half▲ 0.4pp13.0%above the sector's middle half▲ 2.9pp13.3%above the sector's middle half▲ 0.3pp49.5%above the sector's middle half▲ 36.2pp2.2%within the sector's middle half▼ 47.4pp
above
within
below
the middle half (P25 to P75) of NACE 81, Services to buildings and landscape activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Why a figure moved sharply
- 2025 Net result -96% on 2024. The previous fiscal year ran 19 months, this one 12.
- 2024 Net result +672% on 2023. This fiscal year ran 19 months, the previous one 12.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 35% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €5.1m
Fixed assets
€2.7m ▼ 6.8%
Current assets
€2.5m ▲ 7.1%
Equity and liabilities €5.1m
Equity
€3.9m ▲ 2.9%
Provisions
€11,718 ▼ 3.3%
Debt
€1.2m ▼ 10.5%
Debt's share of the balance-sheet total falls from 26.6% to 24.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€247,761▼
2024 · €405,809
Cash flow
€175,710▼
2024 · €2.7m
Quick ratio
11.77▲
2024 · 8.41
Debt to equity
0.32▼
2024 · 0.36
ROE
2.8%▼
2024 · 67.7%
Interest coverage
9.12▼
2024 · 23.34
Debt ≤ 1 year
€118,470▼
2024 · €183,401
Debt > 1 year
€1.1m▼
2024 · €1.2m
Income taxes
€60,282▼
2024 · €61,083
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 14,733 companies that looked in July 2024 the way this one looks now, 0.2% went bankrupt within 24 months and 96% are still going.
- Small
- 20 years or older
- solvency 30% or more
- a profit under 5% of the balance sheet
0.2%
went bankrupt
3.5%
stopped otherwise
96%
still going
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.5% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 14,733 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | €23,750 | €48,580 | €8,154 | ▼ 83.2% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €81,821 | €81,821 | €54,608 | €123,027 | €65,195 | ▼ 47.0% |
| Other operating charges640/8 | - | €12,466 | €35,730 | €44,592 | €46,708 | ▲ 4.7% |
| Gross operating margin9900 | €437,000 | €514,646 | €567,718 | €450,401 | €294,469 | ▼ 34.6% |
| Operating profit (loss)9901 | €304,035 | €420,358 | €477,379 | €282,782 | €182,566 | ▼ 35.4% |
| Financial income75/76B | - | €1,261 | €1,509 | €2.4m | €15,000 | ▼ 99.4% |
| Recurring financial income75 | €981 | €1,261 | €1,509 | €134,417 | €15,000 | ▼ 88.8% |
| Non-recurring financial income76B | - | - | - | €2.2m | - | - |
| Financial charges65/66B | - | €9,932 | €11,702 | €17,384 | €27,173 | ▲ 56.3% |
| Recurring financial charges65 | €13,510 | €9,932 | €11,702 | €17,384 | €27,173 | ▲ 56.3% |
| Profit (loss) for the period before taxes9903 | €291,506 | €411,686 | €467,186 | €2.6m | €170,393 | ▼ 93.5% |
| Transfer from deferred taxes780 | - | - | - | €22 | €404 | ▲ 1,723% |
| Transfer to deferred taxes680 | - | - | - | €12,145 | - | - |
| Income taxes67/77 | €79,919 | €115,061 | €135,742 | €61,083 | €60,282 | ▼ 1.3% |
| Profit (loss) for the period9904 | €211,587 | €296,625 | €331,444 | €2.6m | €110,515 | ▼ 95.7% |
| Transfer from tax-exempt reserves789 | - | - | €84,400 | €71,267 | €106,463 | ▲ 49.4% |
| Transfer to tax-exempt reserves689 | - | €126,300 | €168,400 | €36,435 | - | - |
| Profit (loss) for the period to be appropriated9905 | €106,337 | €170,325 | €247,444 | €2.6m | €216,979 | ▼ 91.6% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €2.1m | €2.3m | €2.5m | €5.2m | €5.1m | ▼ 0.7% |
| Fixed assets21/28 | €1.5m | €1.4m | €1.3m | €2.9m | €2.7m | ▼ 6.8% |
| Tangible fixed assets22/27 | €1.4m | €1.3m | €1.3m | €2.5m | €2.2m | ▼ 11.6% |
| Land and buildings22 | - | €1.3m | €1.2m | €2.5m | €2.2m | ▼ 11.4% |
| Plant, machinery and equipment23 | - | €19,012 | €13,493 | €4,739 | - | - |
| Furniture and vehicles24 | - | €7,762 | - | - | - | - |
| Financial fixed assets28 | €68,080 | €68,080 | €68,080 | €419,880 | €507,880 | ▲ 21.0% |
| Current assets29/58 | €648,296 | €914,069 | €1.2m | €2.3m | €2.5m | ▲ 7.1% |
| Amounts receivable after more than one year29 | - | €351,700 | €470,190 | €898,767 | €1.0m | ▲ 13.2% |
| Trade receivables290 | - | - | - | €250,000 | €250,000 | = |
| Other amounts receivable291 | - | €351,700 | €470,190 | €648,767 | €767,267 | ▲ 18.3% |
| Stocks and contracts in progress3 | €325,000 | €325,000 | €515,000 | €749,100 | €1.1m | ▲ 41.5% |
| Stocks30/36 | - | €325,000 | €515,000 | €749,100 | €1.1m | ▲ 41.5% |
| Amounts receivable within one year40/41 | €20,582 | €75,750 | €119,059 | €36,624 | €42,420 | ▲ 15.8% |
| Trade receivables40 | - | €70,912 | €115,057 | €25,410 | €41,004 | ▲ 61.4% |
| Other amounts receivable41 | - | €4,838 | €4,002 | €11,214 | €1,416 | ▼ 87.4% |
| Cash at bank and in hand54/58 | €15,539 | €156,613 | €62,533 | €604,322 | €330,413 | ▼ 45.3% |
| Deferred charges and accrued income490/1 | - | €5,006 | €5,403 | €2,495 | €4,057 | ▲ 62.6% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €2.1m | €2.3m | €2.5m | €5.2m | €5.1m | ▼ 0.7% |
| Equity10/15 | €1.3m | €1.6m | €1.9m | €3.8m | €3.9m | ▲ 2.9% |
| Contributions10/11 | - | €378,300 | €378,300 | €45,300 | €45,300 | = |
| Reserves13 | €877,594 | €1.2m | €1.5m | €3.7m | €3.8m | ▲ 3.0% |
| Non-distributable reserves130/1 | - | €24,096 | - | - | - | - |
| Reserves not available under the articles1311 | - | €24,096 | - | - | - | - |
| Tax-exempt reserves132 | - | €387,150 | €471,150 | €436,318 | €329,855 | ▼ 24.4% |
| Distributable reserves133 | - | €762,973 | €1.0m | €3.3m | €3.5m | ▲ 6.6% |
| Provisions and deferred taxes16 | - | - | - | €12,123 | €11,718 | ▼ 3.3% |
| Deferred taxes168 | - | - | - | €12,123 | €11,718 | ▼ 3.3% |
| Amounts payable17/49 | €850,544 | €737,871 | €609,935 | €1.4m | €1.2m | ▼ 10.5% |
| Amounts payable after more than one year17 | €471,374 | €391,674 | €249,901 | €1.2m | €1.1m | ▼ 6.6% |
| Financial debts170/4 | - | €244,543 | €189,277 | €905,000 | €830,000 | ▼ 8.3% |
| Other amounts payable178/9 | - | €147,131 | €60,625 | €287,680 | €284,297 | ▼ 1.2% |
| Amounts payable within one year42/48 | €374,330 | €341,064 | €354,806 | €183,401 | €118,470 | ▼ 35.4% |
| Current portion of amounts payable after more than one year42 | - | €60,236 | €55,266 | €86,293 | €75,000 | ▼ 13.1% |
| Financial debts43 | - | €227,500 | €227,500 | - | - | - |
| Credit institutions430/8 | - | €227,500 | €227,500 | - | - | - |
| Trade debts44 | €29,728 | €33,763 | €43,762 | €92,038 | €7,828 | ▼ 91.5% |
| Suppliers440/4 | - | €33,763 | €43,762 | €92,038 | €7,828 | ▼ 91.5% |
| Taxes, remuneration and social security45 | - | €19,564 | €28,277 | €5,070 | €35,641 | ▲ 603% |
| Taxes450/3 | - | €19,564 | €28,277 | €5,070 | €35,641 | ▲ 603% |
| Accrued charges and deferred income492/3 | - | €5,134 | €5,227 | €840 | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €211,587 | €296,625 | €331,444 | €2.6m | €110,515 | ▼ 95.7% |
| + Depreciation and write-downs630 | €81,821 | €81,821 | €54,608 | €123,027 | €65,195 | ▼ 47.0% |
| Operating cash flow (approximation) | €293,408 | €378,447 | €386,052 | €2.7m | €175,710 | ▼ 93.4% |
| Investment in fixed assets (approximation) | - | €0 | €0 | -€1.7m | €131,696 | ▲ 108% |
| Change in cash | - | €141,074 | -€94,080 | €541,789 | -€273,909 | ▼ 151% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 24 days late
2025
31-12
Financial
Weakest financial yearnet €110,515 ▼95.7%
Net result drops to €110,515, the lowest in the series.
25-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 25 days late
2024
31-12
Financial
Highest result since 2019net €2.6m ▲672%
Net result €2.6m, the highest in the series.
31-12
Financial
Liquidity quadruplescurrent ratio 12.49
Current ratio from 3.30 to 12.49; short-term debt falls from €354,806 to €183,401.
31-12
Financial
Equity above €2mEq €3.8m ▲101%
6 profitable years in a row build equity to €3.8m.
2023
20-11
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2022
21-11
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2021
16-12
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2020
28-12
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
31-05
Financial
Equity above €1mEq €1.0m ▲18.9%
2 profitable years in a row build equity to €1.0m.
2019
11-12
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
Show earlier events
2018
07-12
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2017
29-11
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2016
05-12
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Middelkerke · 1 establishment unit since 2000
Ground area
4,658 m²
Building footprint
474 m²
Volume, LiDAR
2,305 m³
Parcel 35008D0596/00K000, Flanders · tallest building 8.3 m, ±2 floors. Linked by address, not a title deed.
4
companies at this address
See who is registered here
1 establishment unit
Chrimaco
since 20002.100.673.372
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 35008D0596/00K000 | Flanders | 4,658 m² | 1 · 474 m² | 8.3 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Owners and holdings
5 holdingsOwners 0
The accounts to 31-12-2025 list no shareholders, and no other source names one.
Holdings 5
-
49.8%
-
40%
-
20%
-
20%
-
15%
According to the 2025 annual accounts of CHRIMACO and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
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Identification & contact
Identification
Legal formPrivate limited company
Founded06-01-2000
Fiscal year end31-12
Activities, NACEBEL 2025
81100Combined facilities support activities
68203Renting and operating of own or leased non-residential real estate, excluding land
E-invoicing
Reachable via Peppol
Peppol ID
0208:0469320246
Also
9925:BE0469320246
Registered
27-10-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.