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JOBZ

Active
Public limited companyfounded 20188 yrs activeBruggesteenweg 311A, 8830 Hooglede, BelgiumKBO/BCE: BE 0697.897.974

JOBZ has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €5.50M and a net result of €1.40M. Equity is growing by ~21.1% per year across the filed fiscal years. Its solvency ranks better than 64% of 217 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).

Checked score

Score 2025
74 / 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability80▲+6
Solvency75▼-5
Growth70▲+9
Track record100
Bankruptcy probability, 12 months
0.5% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €400k at 30 days acceptable
Liquidity ample (current ratio 2.57 against 2.55 in 2024; short-term debt: 29.7% and cash: 24% of total assets), but 50.4% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Eight signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
raises risk · Multiple establishment units
Several establishment units mean more fixed costs, and such companies fail more often than a company with one establishment.
KBO · establishment units
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
49.6%
Return on assets
12.7%
Age of the figures
9 mo
lowers risk · Lower-risk legal form
Companies with this legal form statistically fail less often than a BV.
KBO · legal form
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 78
Relative position
BE, all sectors
reference
Sector 78
lower
← fewer bankruptcies more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 8 years 0 10 y
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 7 filings
Deviation from the deadline
2025
31 d late
2024
29 d late
2023
12 d early
2022
11 d early
2021
2 d early
2020
1 d early
2019
4 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, full schema

Turnover
€15.81M▲ 23.8%
2024 · €12.77M
2022: €13.15M 2023: €12.53M 2024: €12.77M
2022 → 2025
EBIT margin
10.2%▲ 1.7pp
2024 · 8.4%
2022: 16.3% 2023: 8.6% 2024: 8.4%
2022 → 2025
Net result
€1.40M▲ 66.5%
2024 · €841k
2019: €693k 2020: €892k 2021: €1.27M 2022: €1.60M 2023: €755k 2024: €841k
2019 → 2025
Working capital
€5.18M▲ 11.6%
2024 · €4.64M
2019: €418k 2020: €1.41M 2021: €2.26M 2022: €3.78M 2023: €4.07M 2024: €4.64M
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Turnover€13.15M€12.53M▼ 4.7%€12.77M▲ 1.9%€15.81M▲ 23.8%
Equity€2.90M-€4.35M▲ 50.1%€4.97M▲ 14.2%€5.65M▲ 13.7%€5.50M▼ 2.8%
Operating result€1.60M-€2.14M▲ 33.6%€1.08M▼ 49.8%€1.08M▼ 0.1%€1.61M▲ 49.4%
Net result€1.27M-€1.60M▲ 26.7%€755k▼ 52.9%€841k▲ 11.4%€1.40M▲ 66.5%
Result per fiscal year
Operating resultNet result
€0€1.00M€2.00MOperating result 2021: €1.60M€1.60MNet result 2021: €1.27M€1.27MOperating result 2022: €2.14M€2.14MNet result 2022: €1.60M€1.60MOperating result 2023: €1.08M€1.08MNet result 2023: €755k€755kOperating result 2024: €1.08M€1.08MNet result 2024: €841k€841kOperating result 2025: €1.61M€1.61MNet result 2025: €1.40M€1.40M20212022202320242025
The operating result recovers in 2025; 2025 is 49% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €11.07M
Fixed assets €2.61M▼ 1.4%
Current assets €8.47M▲ 10.9%
Equity and liabilities €11.07M
Equity €5.50M▼ 2.8%
Debt €5.58M▲ 20.7%
The debt ratio rises from 45.0% to 50.4%. Equity is lower and debt is higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€1.96M
2024 · €1.41M
Cash flow
€1.76M
2024 · €1.17M
Solvency
49.6%
2024 · 55.0%
Current ratio
2.57
2024 · 2.55
Quick ratio
2.57
2024 · 2.55
Debt / equity
1.02
2024 · 0.82
ROE
25.5%
2024 · 14.9%
ROA
12.7%
2024 · 8.2%
Interest coverage
21.31
2024 · 25.04
Debt
€5.58M
2024 · €4.62M
Debt ≤ 1 year
€3.29M
2024 · €2.99M
Debt > 1 year
€2.17M
2024 · €1.49M
Income taxes
€193k
2024 · €264k
Staff costs
€11.27M
2024 · €8.30M
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€10.27M€11.07M
Fixed assets21/28€2.64M€2.61M
Intangible fixed assets21€51k€40k
Tangible fixed assets22/27€2.57M€2.56M
Land and buildings22€2.00M€1.81M
Plant, machinery and equipment23€33k€60k
Furniture and vehicles24€338k€282k
Other tangible fixed assets26€206k€411k
Financial fixed assets28€17k€4k
Other financial fixed assets284/8€17k€4k
Amounts receivable and cash guarantees285/8€17k€4k
Current assets29/58€7.63M€8.47M
Stocks and contracts in progress3€0€0=
Amounts receivable within one year40/41€3.21M€5.65M
Trade receivables40€1.49M€1.92M
Other amounts receivable41€1.72M€3.74M
Cash at bank and in hand54/58€4.40M€2.66M
Deferred charges and accrued income490/1€23k€153k
Equity and liabilities
Total equity and liabilities10/49€10.27M€11.07M
Equity10/15€5.65M€5.50M
Contributions10/11€300k€300k=
Capital10€300k€300k=
Issued capital100€300k€300k=
Reserves13€5.35M€5.20M
Non-distributable reserves130/1€30k€30k=
Legal reserve130€30k€30k=
Distributable reserves133€5.32M€5.17M
Amounts payable17/49€4.62M€5.58M
Amounts payable after more than one year17€1.49M€2.17M
Financial debts170/4€1.49M€2.17M
Credit institutions173€1.49M€2.17M
Amounts payable within one year42/48€2.99M€3.29M
Current portion of amounts payable after more than one year42€318k€406k
Trade debts44€1.53M€214k
Suppliers440/4€1.53M€214k
Taxes, remuneration and social security45€988k€1.53M
Taxes450/3€129k€304k
Remuneration and social security454/9€860k€1.23M
Other amounts payable47/48€162k€1.14M
Accrued charges and deferred income492/3€142k€112k
Income statement Code20242025
Operating income70/76A€12.93M€16.03M
Turnover70€12.77M€15.81M
Other operating income74€165k€224k
Operating charges60/66A€11.86M€14.42M
Services and other goods61€3.20M€2.68M
Remuneration, social security and pensions62€8.30M€11.27M
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€331k€354k
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€239€44k
Other operating charges640/8€16k€70k
Non-recurring operating charges66A€8k€0
Operating profit (loss)9901€1.08M€1.61M
Financial income75/76B€88k€82k
Recurring financial income75€88k€82k
Income from current assets751€88k€82k
Other financial income752/9€17€426
Financial charges65/66B€59k€95k
Recurring financial charges65€59k€95k
Debt charges650€56k€92k
Other financial charges652/9€3k€3k
Profit (loss) for the period before taxes9903€1.11M€1.59M
Income taxes67/77€264k€193k
Taxes670/3€264k€193k
Profit (loss) for the period9904€841k€1.40M
Profit (loss) for the period to be appropriated9905€841k€1.40M
Appropriation of the result
Profit (loss) to be appropriated9906€841k€1.40M
Transfer from equity791/2-€418k
From reserves792-€418k
Transfer to equity691/2€679k€261k
To other reserves6921€679k€261k
Profit to be distributed694/7€162k€1.56M
Return on contributions (dividend)694-€418k
Directors or managers695€162k€1.14M
Social balance
Average headcount (FTE)9087127.0180.0

The notes to these accounts (69 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
31-08
NBB filing Annual accounts filed
fiscal year 2025 · full schema · 31 days late
2025
29-08
NBB filing Annual accounts filed
fiscal year 2024 · full schema · 29 days late
2024
31-12
Financial Equity above €5MEq €5.65M ▲13.7%
6 profitable years in a row build equity to €5.65M.
19-07
NBB filing Annual accounts filed
fiscal year 2023 · full schema
2023
20-07
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial Highest result since 2019net €1.60M ▲26.7%
Operating result €2.14M, net result €1.60M, both a record.
29-07
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial Equity above €2MEq €2.90M ▲67.5%
3 profitable years in a row build equity to €2.90M.
30-07
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial Equity above €1MEq €1.73M ▲88%
2 profitable years in a row build equity to €1.73M.
27-07
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
no sitting director, no change since 2025
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
28-05-2025 DERA: Resigned as Director
29-11-2024 CHARLEO CONSULTING: Resigned as Daily management
03-01-2020 Davy Derammelaere: Resigned as Director
03-01-2020 Degezelle Liselotte: Resigned as Director
03-01-2020 Degezelle Liselotte: Resigned as Managing director
Location & real-estate footprint
Registered office, Hooglede · 3 establishment units since 2018
establishment All 3 establishment units on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Bruggesteenweg 311A8830 Hooglede
Ground area
9,573 m²
Building footprint
2,686 m²
Volume, LiDAR
848 m³
2 parcels, Flanders · tallest building 9.4 m, ±2 floors. Linked by address, not a title deed.
3 establishment units
JOBZ
Bruggesteenweg 311A, 8830 HoogledeActivities of head offices; management consultancy activities
since 20182.277.697.283
Bruggesteenweg 311A, 8830 Hooglede
Activities of head offices; management consultancy activities
since 20222.327.908.740
Specialised People Center
Heidestraat 17, 9820 Merelbeke-MelleManufacture of other builders' carpentry and joinery
since 20242.361.344.739
2 parcels
Flanders 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
36005B0604/00X000 Flanders 8,822 m² 1 · 2,559 m² 0.1 m
44043A0829/00M000 Flanders 751 m² 1 · 127 m² 9.4 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Public money · subsidies and aid

Flemish government

2022 to 2025 · 7 entries · 21,746 EUR awarded · 23,229 EUR paid
Year Entries awardedpaid
2025 2 5,528 EUR4,903 EUR
2024 2 3,242 EUR3,242 EUR
2023 2 5,476 EUR10,416 EUR
2022 1 7,500 EUR4,668 EUR
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
4 entries · 15,367 EUR · 16,850 EUR paid · Fonds voor Innoveren en Ondernemen
Vlaams opleidingsverlof (VOV)
2 entries · 4,814 EUR · 4,814 EUR paid · Departement Werk en Sociale Economie
Individueel Maatwerk
1 entry · 1,565 EUR · 1,565 EUR paid · Departement Werk, Economie, Wetenschap, Innovatie en Sociale Economie

Similar companies · same sector, comparable size

Of 2,362 companies in sector 78100 we hold annual accounts for 1,365. 202 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPublic limited company
Founded14-06-2018
Fiscal year end31-12
Activities, NACEBEL
78100Employment placement agencies
78200Temporary employment agencies and other provision of personnel
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers

Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.