Hyphen Finance

Active

Private limited companyfounded 2017active for 9 yearsScheldestraat 11, 2000 Antwerpen, Belgium21 active companies are registered at this addressKBO/BCE: BE 0668.665.540

Summary

Hyphen Finance has been active since 2017 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €3.1m and a net result of €1.1m. Equity is growing by about 15% per year across the filed financial years. Its solvency ranks better than 70% of 314 sector peers (NACE 78, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Risk analysisFollow Report Compare

Hyphen FinanceActiveChecked score 95/100

Risk analysis Report Compare

Activity

Employment placement agencies

NACE 78100

1 site

Size

€24.5mturnover 2025

Staff: 72.4 FTE
Equity: €3.1m
Profit: €1.1m

Financial health

95 Excellent Checked score 2025

Bankruptcy probabilitywithin 12 months: 0.1%

Structure

Parent: LEVEL16 · 100%

Guy VaesDirector
Koen AertsDirector

Auditor: BV Finvision Bedrijfsrevisoren2025 accounts 7 days early2 of 5 deeds summarised

Why 95lowers riskSize: turnover €24.5m, 72.4 FTE, total assets €5.7mProfit of €1.1m (financial year 2025)Equity €3.1m (54.3% of total assets)Liquidity: current ratio 2.05, cash €670,824Show the evidence

Checked score

Score 2025

95 / 100

Excellent

Probability in this band: under 0.55%

Financially better than 59% of its sector peers (NACE 78, medium-sized)

Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Strong

Solvency 79-1

equity 54.3% of total assets

Liquidity 42+6

short-term debt 45.7% · cash 11.8%

Profitability 78-9

return on assets 18.7%

Bankruptcy probability, 12 months

0.1% Very low

0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.3% (118 companies, NACE 78, medium-sized)

Last 24 months 11-2024: 0.2% 12-2024: 0.2%● unchanged vs 11-2024 01-2025: 0.2%● unchanged vs 12-2024 02-2025: 0.2%● unchanged vs 01-2025 03-2025: 0.2%● unchanged vs 02-2025 04-2025: 0.3%▲ +0.1 percentage points vs 03-2025 05-2025: 0.3%● unchanged vs 04-2025 06-2025: 0.3%● unchanged vs 05-2025 07-2025: 0.3%● unchanged vs 06-2025highest value 08-2025: 0.1%▼ -0.2 percentage points vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.2%▲ +0.1 percentage points vs 03-2026 05-2026: 0.2%● unchanged vs 04-2026 06-2026: 0.2%● unchanged vs 05-2026 07-2026: 0.2%● unchanged vs 06-2026 08-2026: 0.1%▼ -0.1 percentage points vs 07-2026lowest value 09-2026: 0.1%● unchanged vs 08-2026lowest value 10-2026: 0.1%● unchanged vs 09-2026lowest value

Credit of up to €290,000 on 30-day terms is acceptable

Liquidity ample (current ratio 2.05, compared with 2.11 in 2024, above the usual 1.5; short-term debt: 45.7% and cash: 11.8% of total assets), and 45.7% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 78, medium-sized): better than 79% on solvency, 44% on liquidity, 74% on profitability and 41% on growth.

The bankruptcy probability was computed on 25-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.

lowers riskneutral

Size: turnover €24.5m, 72.4 FTE, total assets €5.7m

Companies of this size fail less often; how much that weighs depends on the rest of its profile.

NBB · annual accounts

Profit of €1.1m (financial year 2025)

NBB · annual accounts

Equity €3.1m (54.3% of total assets)

NBB · annual accounts

Liquidity: current ratio 2.05, cash €670,824

NBB · annual accounts

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-07-2026, 7 days ahead of the deadline.

NBB · 9 filings

Deviation from the deadline

2025

7 days early

2024

20 days early

2023

12 days early

2022

14 days early

2021

25 days early

2020

2 days early

2019

90 days late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 1 day after the deadline; the sector median (NACE 78) for financial year 2024 is 14 days before the deadline, and 30% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 17 July (5 of the last 5 filed years within 30 days of that day).

Companies Code · seven months

Where today falls in the filing period

26-10-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

03-08-2026 Reappointment: Finvision Bedrijfsrevisoren BV (statutory auditor)Permanent representative: Karel Nijs ·…
24-07-2026 Annual accounts filedfinancial year 2025 · full…
11-07-2025 Annual accounts filedfinancial year 2024 · full…

Key points

Positive: Among the best 15% on net resultsector median €39,897 · 315 companies €1.1m View
Positive: 8 profitable years in a rowprofit 2025: €1.1m 8 years View
Controlled by LEVEL16 100% View
Caution: Result fell in 2025from €1.6m to €1.1m ▼ 33.8% View
Positive: Filed on time since financial year 2020accounts within the deadline every year 6 years View

By topic

Financials

Financial year: 2025
Turnover: €24.5m
Profit: €1.1m
Solvency: 54.3%

Turnover▼ 0.5%

Net result

20212025

Go to Financials

Board & ownership

Board: 2 members
Parent: LEVEL16 · 100%
Auditor: BV Finvision Bedrijfsrevisoren

Guy VaesDirector
Koen AertsDirector

Go to Board & ownership

Timeline

Events: 14
Since: 2018
Next accounts: by 31-07-2027

31-12-2024Highest result from 2018 to 2025
19-07-2024Annual accounts filed
17-07-2023Annual accounts filed

Go to Timeline

Company details

Sites: 1

Legal form: Private limited company
Activity: Employment placement agenciesNACE 78100
Founded: 03-01-2017
Year ends: 31-12
Peppol: Reachable for e-invoices

Go to Company details

Articles of association

Provisions read: 1

See the provisions in the deeds

Go to Articles of association

Key facts about Hyphen Finance

What is the company number of Hyphen Finance?: 0668.665.540. In Belgium the VAT number is the company number with BE in front: BE 0668.665.540.
Where is Hyphen Finance based?: The registered office is at Scheldestraat 11, 2000 Antwerpen.Company details
What does Hyphen Finance do?: According to the KBO register, the main activity is employment placement agencies (NACE 78100).
What is the legal form of Hyphen Finance?: Private limited company (BV).
When was Hyphen Finance founded?: On 03-01-2017.
Is Hyphen Finance still active?: Yes, Hyphen Finance is an active enterprise in the KBO register.
How many employees does Hyphen Finance have?: On average 72.4 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of Hyphen Finance?: €24.5m in financial year 2025, according to the filed annual accounts.
Is Hyphen Finance profitable?: In financial year 2025, Hyphen Finance made a profit of €1.1m.
Where can I find the annual accounts of Hyphen Finance?: Hyphen Finance filed 9 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of Hyphen Finance due?: By 31-07-2027, for financial year 2026.Timeline