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CATALAY

Active
Private limited companyfounded 201016 yrs activeItaliëlei 88, 2000 Antwerpen, BelgiumKBO/BCE: BE 0822.731.729
Summary

CATALAY has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2.4m and a net result of €590,794. Equity is growing by ~33.3% per year across the filed fiscal years. Its solvency ranks better than 33% of 282 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Risk analysisWatch ReportCompare
CATALAYActiveChecked score 84/100
Risk analysis ReportCompare

Overview

Activity
Employment placement agencies
NACE 78100Business and other management consultancy NACE 70200Business consulting NACE 70220
#4 company by staff growth in the province of Antwerp, Employment activities sector2 sites
Size
€18.3mturnover 2025
Staff
104.2 FTE
Equity
€2.4m
Profit
€590,794
Equity +139%: merger
Financial health
84 Excellent Checked score 2025
Bankruptcy chance 12 m
0.3%
Structure
Parent
SISU GROUP · 100%
Board
3 members
Holdings
3
Accounts 35 d early2 of 14 deeds read
Why 84- Liquidity: current ratio 0.68, cash €457,965- Equity €2.4m (18.8% of total assets)+ Founded in 2010+ Figures for FY 2025 (filed 26-06-2026)Show the evidence

Checked score

Score 2025
84 / 100
Excellent
Probability in this band: under 0.55%
Better than 43% of its sector peers (NACE 78, medium-sized)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Weak
Solvency 44+11
equity 18.8% of total assets
Liquidity 26-7
short-term debt 55.4% · cash 3.6%
Profitability 46-6
return on assets 4.6%
Bankruptcy probability, 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.3% (119 companies)
Last 24 months 11-2024: 0.5% 12-2024: 0.5%● 0.0% vs 11-2024 01-2025: 0.5%▼ -0.7% vs 12-2024 02-2025: 0.5%● 0.0% vs 01-2025 03-2025: 0.5%▼ -2.4% vs 02-2025 04-2025: 0.5%▲ +2.4% vs 03-2025 05-2025: 0.5%▼ -7.5% vs 04-2025 06-2025: 0.6%▲ +12.9% vs 05-2025 07-2025: 0.7%▲ +29.6% vs 06-2025highest value 08-2025: 0.5%▼ -33.4% vs 07-2025 09-2025: 0.5%▲ +0.6% vs 08-2025 10-2025: 0.5%● 0.0% vs 09-2025 11-2025: 0.5%● 0.0% vs 10-2025 12-2025: 0.5%● 0.0% vs 11-2025 01-2026: 0.5%▼ -3.0% vs 12-2025 02-2026: 0.5%▲ +1.0% vs 01-2026 03-2026: 0.5%▲ +1.6% vs 02-2026 04-2026: 0.5%▲ +3.4% vs 03-2026 05-2026: 0.5%▼ -1.2% vs 04-2026 06-2026: 0.5%▲ +4.0% vs 05-2026 07-2026: 0.3%▼ -35.5% vs 06-2026lowest value 08-2026: 0.3%● 0.0% vs 07-2026lowest value 09-2026: 0.3%● 0.0% vs 08-2026lowest value 10-2026: 0.3%● 0.0% vs 09-2026lowest value
  • Liquidity: current ratio 0.68, cash €457,965 raises the probability
  • Founded in 2010 lowers the probability for this profile
  • Equity €2.4m (18.8% of total assets) raises the probability
  • Figures for FY 2025 (filed 26-06-2026) lowers the probability
Credit up to €200,000 at 30 days acceptable
Liquidity short (current ratio 0.68 against 1.22 in 2024; short-term debt: 55.4% and cash: 3.6% of total assets), and 81.2% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 78, medium-sized). Better than this share of them on solvency 42%, liquidity 28%, profitability 39%, growth against the median 63%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Liquidity: current ratio 0.68, cash €457,965
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
lowers risk · Founded in 2010
In the bankruptcy model this factor lowers the probability for this profile.
KBO
raises risk · Equity €2.4m (18.8% of total assets)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
lowers risk · Figures for FY 2025 (filed 26-06-2026)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-06-2026, 35 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
35 d early
2024
15 d early
2023
2 d early
2022
4 d early
2021
31 d late
2020
25 d early
2019
34 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 12 days before the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 30% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 27 July (4 of the last 5 filed years within 31 days of that day).
Companies Code · seven months
Position in the running window
03-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · full…
  2. Resignation: Sisu Group BV (director)Appointments: Sisu Group BV (director)…
  3. Capital & shares · RestructuringPermanent representative: Stéphane Alain François…

Key points

  • Equity rose in 2025merger with PROSOURCE FACTORY ▲ 139% View
  • Positive: Company by staff growth in the province of…in the Checked rankings #4 View
  • Board changedlatest change 01-01-2026 · 3 in office 2 joined · 1 left View
  • Positive: 8 profitable years in a rowprofit 2025: €590,794 8 years View
  • Controlled by SISU GROUPultimately: Sisu Group 100% View
  • Positive: Always filed on timeaccounts within the deadline every year 4 years View

By topic

Financials

Fiscal year
2025
Turnover
€18.3m
Profit
€590,794
Solvency
18.8%
Turnover▼ 6.5%
Net result
20242025
Go to Financials

Network & group

Group
Sisu Group
Subsidiaries
4
Holdings
3
Connected companies
5

4 subsidiaries

Go to Network & group

Timeline

Events
19
Since
2017
Next accounts
by 31-07-2027
  1. 26-06-2026Annual accounts filed
  2. 08-06-2026Resignation: Sisu Group BV (director)
  3. 02-02-2026Capital & shares · Restructuring
Go to Timeline

Company details

Sites
2
Legal form
Private limited company
Activity
Employment placement agenciesNACE 78100
Founded
29-01-2010
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Go further with this company

How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Is the workforce growing, and do people stay?Employer check Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check What other support did companies like this one receive, and it did not?Subsidies

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