JNS-BUILDING is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €264k and a net result of €478. Equity remains stable across the filed fiscal years (±1% per year). Its solvency ranks better than 20% of 8018 sector peers (fiscal year 2025). The company has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 20% of 8018 sector peers (2025).
NBB · sector comparisonPosition among 8018 sector peers
Solvency
better than 20%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 30-10-2025, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
3 d early
2023
12 d early
2022
34 d early
2021
32 d early
2020
32 d early
2019
21 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close22-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€264k▲ 0.2%
2024 · €264k
2019: €212k
2020: €253k
2021: €269k
2022: €277k
2023: €260k
2024: €264k
2019 → 2025
Net result
€478▼ 85.8%
2024 · €3k
2019: €3k
2020: €41k
2021: €15k
2022: €9k
2023: €-17k
2024: €3k
2019 → 2025
Total assets
€1.80M▲ 24.3%
2024 · €1.45M
2019: €1.15M
2020: €1.13M
2021: €1.30M
2022: €1.35M
2023: €1.41M
2024: €1.45M
2019 → 2025
Solvency
14.6%▼ 3.5pp
2024 · 18.2%
2019: 18.4%
2020: 22.4%
2021: 20.6%
2022: 20.6%
2023: 18.4%
2024: 18.2%
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€269k-€277k▲ 3.2%€260k▼ 6.1%€264k▲ 1.3%€264k▲ 0.2%
Operating result€24k-€15k▼ 34.7%€-12k€7k€2k▼ 76.1%
Net result€15k-€9k▼ 43.9%€-17k€3k€478▼ 85.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 76% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.80M
Fixed assets
€1.67M▲ 22.7%
Current assets
€135k▲ 48.6%
Equity and liabilities €1.80M
Equity
€264k▲ 0.2%
Debt
€1.54M▲ 29.7%
The debt ratio rises from 81.8% to 85.4%. Equity and debt are higher.
Key figures and ratios
Solvency
14.6%▼
2024 · 18.2%
ROE
0.2%▼
2024 · 1.3%
ROA
0.0%▼
2024 · 0.2%
Debt
€1.54M▲
2024 · €1.19M
Debt ≤ 1 year
€1.49M▲
2024 · €1.13M
Debt > 1 year
€46k▼
2024 · €56k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.45M€1.80M▲
Fixed assets21/28€1.36M€1.67M▲
Tangible fixed assets22/27€1.36M€1.67M▲
Land and buildings22€1.36M€1.66M▲
Furniture and vehicles24-€12k
Current assets29/58€91k€135k▲
Amounts receivable within one year40/41€30k-
Trade receivables40€30k-
Cash at bank and in hand54/58€61k€135k▲
Equity and liabilities
Total equity and liabilities10/49€1.45M€1.80M▲
Equity10/15€264k€264k▲
Contributions10/11€420k€420k=
Profit (loss) carried forward14€-156k€-156k▲
Amounts payable17/49€1.19M€1.54M▲
Amounts payable after more than one year17€56k€46k▼
Financial debts170/4€56k€46k▼
Amounts payable within one year42/48€1.13M€1.49M▲
Current portion of amounts payable after more than one year42€47k€10k▼
Trade debts44€31k€3k▼
Suppliers440/4€31k€3k▼
Taxes, remuneration and social security45€582€779▲
Taxes450/3€582€779▲
Other amounts payable47/48€1.05M€1.48M▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€80k€131k▲
Other operating charges640/8€9k€10k▲
Gross operating margin9900€96k€143k▲
Operating profit (loss)9901€7k€2k▼
Financial income75/76B€25€312▲
Recurring financial income75€25€312▲
Financial charges65/66B€3k€1k▼
Recurring financial charges65€3k€1k▼
Profit (loss) for the period before taxes9903€3k€478▼
Profit (loss) for the period9904€3k€478▼
Profit (loss) for the period to be appropriated9905€3k€478▼
Appropriation of the result
Profit (loss) to be appropriated9906€-156k€-156k▲
Profit (loss) brought forward from the previous period14P€-160k€-156k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
30-10
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
28-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
31-03
Financial
Back to profitnet €3k
Net result €3k after one loss-making year.
2023
19-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
31-03
Financial
Weakest financial yearnet €-17k ▼296%
Net result drops to €-17k, the lowest in the series; recovery starts the following year.
2022
27-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2021
29-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2020
29-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
31-03
Financial
Highest result since 2019net €41k ▲1375%
Operating result €51k, net result €41k, both a record.
2019
10-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
01-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
30-10
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
28-09
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oudenaarde · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Onderbos 159700 OudenaardeGround area
5,891 m²
Building footprint
203 m²
Volume, LiDAR
1,131 m³
Parcel 45023A1271/00P000, Flanders · tallest building 8.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
JNS-BUILDING
since 20132.218.726.233
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 45023A1271/00P000 | Flanders | 5,891 m² | 1 · 203 m² | 8.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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J.S.E.
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Kallico
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Of 24,728 companies in sector 64210 we hold annual accounts for 19,762. 13,691 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-04-2013
Fiscal year end31-03
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
43211General electrical installation work
43221Plumbing work
43230Insulation installation
43240Other construction installation
43350Other building finishing work
68201Renting and operating of own or leased residential real estate, excluding social housing
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.