BRUTA 74 is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €880k and a net result of €26k. Equity is growing by ~10.6% per year across the filed fiscal years. Its solvency ranks better than 58% of 7980 sector peers (fiscal year 2025). The company has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 20-03-2026, 41 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
41 d early
2024
43 d early
2023
28 d early
2022
9 d early
2021
37 d early
2020
35 d early
2019
36 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€880k▲ 3.1%
2024 · €854k
2018: €392k
2019: €469k
2020: €563k
2021: €674k
2022: €740k
2023: €800k
2024: €854k
2018 → 2025
Net result
€26k▼ 50.5%
2024 · €53k
2018: €70k
2019: €77k
2020: €94k
2021: €111k
2022: €67k
2023: €60k
2024: €53k
2018 → 2025
Total assets
€1.45M▼ 1.9%
2024 · €1.48M
2018: €738k
2019: €730k
2020: €755k
2021: €819k
2022: €1.33M
2023: €1.37M
2024: €1.48M
2018 → 2025
Solvency
60.8%▲ 2.9pp
2024 · 57.8%
2018: 53.1%
2019: 64.2%
2020: 74.6%
2021: 82.3%
2022: 55.8%
2023: 58.6%
2024: 57.8%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€674k-€740k▲ 9.9%€800k▲ 8.0%€854k▲ 6.7%€880k▲ 3.1%
Operating result€137k-€93k▼ 32.2%€81k▼ 12.8%€84k▲ 4.2%€52k▼ 38.0%
Net result€111k-€67k▼ 39.8%€60k▼ 10.5%€53k▼ 10.2%€26k▼ 50.5%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 38% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.45M
Fixed assets
€1.32M▼ 4.0%
Current assets
€131k▲ 26.1%
Equity and liabilities €1.45M
Equity
€880k▲ 3.1%
Debt
€568k▼ 8.7%
The debt ratio falls from 42.2% to 39.2%. Equity is higher and debt is lower.
Key figures and ratios
Solvency
60.8%▲
2024 · 57.8%
ROE
3.0%▼
2024 · 6.3%
ROA
1.8%▼
2024 · 3.6%
Debt
€568k▼
2024 · €623k
Debt ≤ 1 year
€86k▲
2024 · €85k
Debt > 1 year
€482k▼
2024 · €537k
Income taxes
€8k▼
2024 · €15k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.48M€1.45M▼
Fixed assets21/28€1.37M€1.32M▼
Tangible fixed assets22/27€717k€662k▼
Land and buildings22€579k€563k▼
Plant, machinery and equipment23€2k€804▼
Furniture and vehicles24€112k€87k▼
Leasing and similar rights25€25k€11k▼
Financial fixed assets28€655k€655k=
Current assets29/58€104k€131k▲
Amounts receivable within one year40/41€83k€85k▲
Trade receivables40€82k€83k▲
Other amounts receivable41€602€2k▲
Cash at bank and in hand54/58€18k€42k▲
Deferred charges and accrued income490/1€3k€4k▲
Equity and liabilities
Total equity and liabilities10/49€1.48M€1.45M▼
Equity10/15€854k€880k▲
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€833k€860k▲
Amounts payable17/49€623k€568k▼
Amounts payable after more than one year17€537k€482k▼
Financial debts170/4€434k€378k▼
Other amounts payable178/9€104k€104k=
Amounts payable within one year42/48€85k€86k▲
Current portion of amounts payable after more than one year42€60k€55k▼
Trade debts44€4k€8k▲
Suppliers440/4€4k€8k▲
Taxes, remuneration and social security45€13k€8k▼
Taxes450/3€13k€8k▼
Other amounts payable47/48€9k€15k▲
Income statement
Code20242025
Non-recurring operating income76A€16k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€44k€55k▲
Other operating charges640/8€7k€6k▼
Gross operating margin9900€135k€113k▼
Operating profit (loss)9901€84k€52k▼
Financial income75/76B€26-
Recurring financial income75€26-
Financial charges65/66B€16k€18k▲
Recurring financial charges65€16k€18k▲
Profit (loss) for the period before taxes9903€68k€35k▼
Income taxes67/77€15k€8k▼
Profit (loss) for the period9904€53k€26k▼
Profit (loss) for the period to be appropriated9905€53k€26k▼
Appropriation of the result
Profit (loss) to be appropriated9906€833k€860k▲
Profit (loss) brought forward from the previous period14P€780k€833k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Weakest financial yearnet €26k ▼50.5%
Net result drops to €26k, the lowest in the series.
18-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
02-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
21-04
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
24-03
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
30-09
Financial
Highest result since 2018net €111k ▲17.3%
Operating result €137k, net result €111k, both a record.
30-09
Financial
Liquidity quadruplescurrent ratio 2.33
Current ratio from 0.61 to 2.33; short-term debt falls from €142k to €40k.
26-03
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
30-09
Financial
Equity above €500kEq €563k ▲20.1%
3 profitable years in a row build equity to €563k.
25-03
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
21-03
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
26-03
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
20-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Evergem · 2 establishment units since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Adolf Dhavelaan 189940 EvergemGround area
1,191 m²
Building footprint
300 m²
Volume, LiDAR
1,501 m³
2 parcels, Flanders · tallest building 8.6 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
BRUTA 74
since 20132.222.887.830
Groenstraat 91, 9060 Zelzate
since 20222.329.742.634
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44019A1743/00E006 | Flanders | 688 m² | 1 · 152 m² | 8.6 m · 1 fl. |
| 43018D0769/00M003 | Flanders | 503 m² | 1 · 148 m² | 6.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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STAF MANAGEMENT
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AL Bedrijfsadvies
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JCV IMMO
BE 0509.956.021
Braine-l'Alleud · Eq €881k
Of 24,726 companies in sector 64210 we hold annual accounts for 19,747. 12,966 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-10-2013
Fiscal year end30-09
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
52100Warehousing and storage
68203Renting and operating of own or leased non-residential real estate, excluding land
70200Business and other management consultancy
70210Activities of head offices; management consultancy activities
70220Business consulting
73300Public relations and communication consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.