Summary
DEN ZAVELPUT is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €43k and a net result of €-16k. Equity is growing by ~9% per year across the filed fiscal years. Its solvency ranks better than 10% of 8023 sector peers (fiscal year 2025). The company has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit check for your own amount and term
Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
2 d early
2024
25 d late
2023
7 d early
2022
42 d early
2021
27 d early
2020
3 d early
2019
39 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€43k▼ 30.5%
2024 · €62k
2018: €10k
2019: €48k
2020: €41k
2021: €45k
2022: €59k
2023: €64k
2024: €62k
2018 → 2025
Net result
€-16k
2024 · €877
2018: €-3k
2019: €39k
2020: €-8k
2021: €6k
2022: €17k
2023: €-596
2024: €877
2018 → 2025
Total assets
€1.35M▼ 2.1%
2024 · €1.38M
2018: €1.16M
2019: €1.48M
2020: €1.42M
2021: €1.41M
2022: €1.41M
2023: €1.39M
2024: €1.38M
2018 → 2025
Solvency
3.2%▼ 1.3pp
2024 · 4.5%
2018: 0.8%
2019: 3.3%
2020: 2.9%
2021: 3.2%
2022: 4.2%
2023: 4.6%
2024: 4.5%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€45k-€59k▲ 33.2%€64k▲ 7.6%€62k▼ 2.5%€43k▼ 30.5%
Operating result€11k-€25k▲ 130%€4k▼ 83.5%€6k▲ 39.8%€-13k
Net result€6k-€17k▲ 170%€-596€877€-16k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €13k after €6k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.35M
Fixed assets
€1.31M ▼ 0.8%
Current assets
€34k ▼ 33.9%
Equity and liabilities €1.35M
Equity
€43k ▼ 30.5%
Debt
€1.30M ▼ 0.7%
Debt's share of the balance-sheet total rises from 95.5% to 96.8%. Equity and debt are lower.
Key figures and ratios
ROE
-38.1%▼
2024 · 1.4%
ROA
-1.2%▼
2024 · 0.1%
Debt ≤ 1 year
€45k▲
2024 · €38k
Debt > 1 year
€1.26M▼
2024 · €1.27M
Income taxes
€0▼
2024 · €1k
Staff costs
€108k▲
2024 · €102k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 43 lines
Balance sheet
Code20242025
Assets
Total assets20/58€1.38M€1.35M▼
Fixed assets21/28€1.32M€1.31M▼
Tangible fixed assets22/27€223k€212k▼
Land and buildings22€223k€212k▼
Furniture and vehicles24€62€0▼
Financial fixed assets28€1.10M€1.10M=
Current assets29/58€52k€34k▼
Amounts receivable within one year40/41€46k€30k▼
Trade receivables40€44k€27k▼
Other amounts receivable41€2k€3k▲
Cash at bank and in hand54/58€6k€4k▼
Deferred charges and accrued income490/1€400€603▲
Equity and liabilities
Total equity and liabilities10/49€1.38M€1.35M▼
Equity10/15€62k€43k▼
Contributions10/11€20k€20k=
Profit (loss) carried forward14€42k€23k▼
Amounts payable17/49€1.31M€1.30M▼
Amounts payable after more than one year17€1.27M€1.26M▼
Financial debts170/4€1.27M€1.26M▼
Amounts payable within one year42/48€38k€45k▲
Current portion of amounts payable after more than one year42€19k€19k▲
Trade debts44€2k€7k▲
Suppliers440/4€2k€7k▲
Taxes, remuneration and social security45€15k€15k▼
Taxes450/3€877€385▼
Remuneration and social security454/9€14k€14k▲
Other amounts payable47/48€2k€4k▲
Accrued charges and deferred income492/3€1k€2k▲
Income statement
Code20242025
Remuneration, social security and pensions62€102k€108k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12k€11k▼
Other operating charges640/8€2k€2k▲
Gross operating margin9900€123k€109k▼
Operating profit (loss)9901€6k€-13k▼
Financial charges65/66B€4k€3k▼
Recurring financial charges65€4k€3k▼
Profit (loss) for the period before taxes9903€2k€-16k▼
Income taxes67/77€1k€0▼
Profit (loss) for the period9904€877€-16k▼
Profit (loss) for the period to be appropriated9905€877€-16k▼
Appropriation of the result
Profit (loss) to be appropriated9906€45k€26k▼
Profit (loss) brought forward from the previous period14P€44k€42k▼
Profit to be distributed694/7€3k€3k=
Return on contributions (dividend)694€3k€3k=
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €-16k ▼1978%
Net result drops to €-16k, the lowest in the series.
25-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 25 days late
2024
31-12
Financial
Back to profitnet €877
Net result €877 after one loss-making year.
24-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
19-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
04-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €6k
Net result €6k after one loss-making year.
28-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
22-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Back to profitnet €39k
Net result €39k after one loss-making year.
03-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
02-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
25-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ronse · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Boekzitting 109600 RonseGround area
9,879 m²
Building footprint
186 m²
Volume, LiDAR
1,137 m³
Parcel 45041B1894/00A000, Flanders · tallest building 13.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Den Zavelput
since 20132.225.992.325
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 45041B1894/00A000 | Flanders | 9,879 m² | 1 · 186 m² | 13.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,725 companies in sector 64210 we hold annual accounts for 19,762. 9,965 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-01-2014
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.