JnG Consult
ActiveJnG Consult has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €117k and a net result of €105k. Equity is growing by ~28% per year across the filed fiscal years. Its solvency ranks better than 76% of 7027 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
93
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100▲+4
Growth78=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days acceptable
Liquidity ample (current ratio 4.49 against 3.29 in 2024; short-term debt: 20.7% and cash: 35.2% of total assets), and 20.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
79.3%
Return on assets
71.2%
Age of the figures
9 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-08-2026, 13 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 7 filingsDeviation from the deadline
2025
13 d late
2024
20 d early
2023
30 d late
2022
28 d late
2021
43 d early
2020
45 d early
2019
43 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€117k▼ 33.0%
2024 · €174k
2019: €26k
2020: €35k
2021: €45k
2022: €27k
2023: €20k
2024: €174k
2019 → 2025
Total assets
€147k▼ 39.7%
2024 · €244k
2019: €47k
2020: €52k
2021: €55k
2022: €42k
2023: €137k
2024: €244k
2019 → 2025
Net result
€105k▼ 41.5%
2024 · €179k
2019: €20k
2020: €8k
2021: €10k
2022: €-18k
2023: €77k
2024: €179k
2019 → 2025
Working capital
€106k▼ 33.6%
2024 · €160k
2019: €23k
2020: €31k
2021: €39k
2022: €20k
2023: €10k
2024: €160k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€45k-€27k▼ 39.8%€20k▼ 27.5%€174k▲ 781%€117k▼ 33.0%
Operating result€15k-€-20k€108k€238k▲ 120%€151k▼ 36.7%
Net result€10k-€-18k€77k€179k▲ 131%€105k▼ 41.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 37% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €147k
Fixed assets
€10k▼ 26.1%
Current assets
€137k▼ 40.5%
Equity and liabilities €147k
Equity
€117k▼ 33.0%
Debt
€30k▼ 56.4%
The debt ratio falls from 28.7% to 20.7%. Equity and debt are lower.
Key figures and ratios
EBITDA
€157k▼
2024 · €243k
Cash flow
€111k▼
2024 · €185k
Solvency
79.3%▲
2024 · 71.3%
Current ratio
4.49▲
2024 · 3.29
Quick ratio
4.49▲
2024 · 3.29
Debt / equity
0.26▼
2024 · 0.40
ROE
89.9%▼
2024 · 103.0%
ROA
71.2%▼
2024 · 73.5%
Interest coverage
68.34▼
2024 · 107.60
Debt
€30k▼
2024 · €70k
Debt ≤ 1 year
€30k▼
2024 · €70k
Income taxes
€44k▼
2024 · €57k
Staff costs
€2k▲
2024 · €95
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€244k€147k▼
Fixed assets21/28€14k€10k▼
Tangible fixed assets22/27€14k€10k▼
Plant, machinery and equipment23€2k€851▼
Furniture and vehicles24€12k€9k▼
Current assets29/58€230k€137k▼
Amounts receivable within one year40/41€125k€67k▼
Trade receivables40€110k€49k▼
Other amounts receivable41€15k€17k▲
Current investments50/53€9k€18k▲
Cash at bank and in hand54/58€95k€52k▼
Deferred charges and accrued income490/1€535€557▲
Equity and liabilities
Total equity and liabilities10/49€244k€147k▼
Equity10/15€174k€117k▼
Contributions10/11€8k€8k=
Reserves13€10k€0▼
Distributable reserves133€10k€0▼
Profit (loss) carried forward14€155k€108k▼
Amounts payable17/49€70k€30k▼
Amounts payable within one year42/48€70k€30k▼
Trade debts44€2k€341▼
Suppliers440/4€2k€341▼
Taxes, remuneration and social security45€46k€5k▼
Taxes450/3€44k€4k▼
Remuneration and social security454/9€2k€2k=
Other amounts payable47/48€21k€25k▲
Income statement
Code20242025
Remuneration, social security and pensions62€95€2k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€6k▲
Other operating charges640/8€485€776▲
Gross operating margin9900€244k€159k▼
Operating profit (loss)9901€238k€151k▼
Financial income75/76B-€7
Recurring financial income75-€7
Financial charges65/66B€2k€2k▲
Recurring financial charges65€2k€2k▲
Profit (loss) for the period before taxes9903€236k€148k▼
Income taxes67/77€57k€44k▼
Profit (loss) for the period9904€179k€105k▼
Profit (loss) for the period to be appropriated9905€179k€105k▼
Appropriation of the result
Profit (loss) to be appropriated9906€180k€260k▲
Profit (loss) brought forward from the previous period14P€1k€155k▲
Transfer from equity791/2-€10k
Profit to be distributed694/7€25k€162k▲
Return on contributions (dividend)694€25k€162k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
13-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 13 days late
2025
11-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2019net €179k ▲131%
Operating result €238k, net result €179k, both a record.
31-12
Financial
Liquidity triplescurrent ratio 3.29
Current ratio from 1.08 to 3.29; short-term debt falls from €117k to €70k.
31-12
Financial
Equity above €150kEq €174k ▲781%
2 profitable years in a row build equity to €174k.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-12
Financial
Back to profitnet €77k
Net result €77k after one loss-making year.
28-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 28 days late
2022
31-12
Financial
Weakest financial yearnet €-18k ▼274%
Net result drops to €-18k, the lowest in the series; recovery starts the following year.
18-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
16-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
18-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ottignies-Louvain-la-Neuve
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Chemin des Hayettes 71340 Ottignies-Louvain-la-NeuveGround area
2,277 m²
Building footprint
111 m²
Volume, LiDAR
815 m³
Parcel 25083G0187/00D000, Wallonia · tallest building 9.1 m, ±3 floors. Linked by address, not a title deed.
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25083G0187/00D000 | Wallonia | 2,277 m² | 1 · 111 m² | 9.1 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 13,422 companies in sector 73300 we hold annual accounts for 6,901. 5,559 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-06-2018
Fiscal year end31-12
Activities, NACEBEL
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.