JMMOVE
ActiveJMMOVE has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €112k and a net result of €32k. Equity is growing by ~45.4% per year across the filed fiscal years. Its solvency ranks better than 74% of 6965 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.4% (low).
Checked score
Score 2025
93
/ 100
Excellent▼ -7 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth52▼-26
Stability94
Bankruptcy probability, 12 months
1.4%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days acceptable
Liquidity ample (current ratio 4.3 against 4.68 in 2024), and 22.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
77.7%
Return on assets
22%
Age of the figures
8 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
31 d late
2024
27 d late
2023
30 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€112k▲ 39.5%
2024 · €80k
2023: €39k
2024: €80k
2023 → 2025
Total assets
€145k▲ 41.8%
2024 · €102k
2023: €54k
2024: €102k
2023 → 2025
Net result
€32k▼ 22.8%
2024 · €41k
2023: €34k
2024: €41k
2023 → 2025
Working capital
€107k▲ 34.8%
2024 · €79k
2023: €39k
2024: €79k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€39k-€80k▲ 105%€112k▲ 39.5%
Operating result€44k-€53k▲ 21.3%€49k▼ 8.8%
Net result€34k-€41k▲ 20.4%€32k▼ 22.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 9% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €145k
Fixed assets
€6k▲ 322%
Current assets
€139k▲ 38.1%
Equity and liabilities €145k
Equity
€112k▲ 39.5%
Debt
€32k▲ 50.2%
The debt ratio rises from 21.1% to 22.3%: debt grows faster than equity.
Key figures and ratios
EBITDA
€50k▼
2024 · €54k
Cash flow
€33k▼
2024 · €41k
Solvency
77.7%▼
2024 · 78.9%
Current ratio
4.30▼
2024 · 4.68
Quick ratio
4.30▼
2024 · 4.68
Debt / equity
0.29▲
2024 · 0.27
ROE
28.3%▼
2024 · 51.2%
ROA
22.0%▼
2024 · 40.4%
Interest coverage
13.50▼
2024 · 129.01
Debt
€32k▲
2024 · €22k
Debt ≤ 1 year
€32k▲
2024 · €22k
Income taxes
€13k▲
2024 · €12k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€102k€145k▲
Fixed assets21/28€1k€6k▲
Tangible fixed assets22/27€1k€5k▲
Furniture and vehicles24€1k€5k▲
Financial fixed assets28€250€250=
Current assets29/58€101k€139k▲
Amounts receivable within one year40/41€71k€97k▲
Trade receivables40€26k€38k▲
Other amounts receivable41€45k€59k▲
Current investments50/53€2k€2k=
Cash at bank and in hand54/58€27k€40k▲
Deferred charges and accrued income490/1€264€470▲
Equity and liabilities
Total equity and liabilities10/49€102k€145k▲
Equity10/15€80k€112k▲
Contributions10/11€5k€5k=
Profit (loss) carried forward14€75k€107k▲
Amounts payable17/49€22k€32k▲
Amounts payable within one year42/48€22k€32k▲
Trade debts44€3k€3k▼
Suppliers440/4€3k€3k▼
Taxes, remuneration and social security45€18k€30k▲
Taxes450/3€18k€30k▲
Remuneration and social security454/9-€160
Income statement
Code20242025
Remuneration, social security and pensions62€686-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€232€1k▲
Other operating charges640/8€3k€454▼
Gross operating margin9900€57k€50k▼
Operating profit (loss)9901€53k€49k▼
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€415€4k▲
Recurring financial charges65€415€4k▲
Profit (loss) for the period before taxes9903€53k€45k▼
Income taxes67/77€12k€13k▲
Profit (loss) for the period9904€41k€32k▼
Profit (loss) for the period to be appropriated9905€41k€32k▼
Appropriation of the result
Profit (loss) to be appropriated9906€75k€107k▲
Profit (loss) brought forward from the previous period14P€34k€75k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Weakest financial yearnet €32k ▼22.8%
Net result drops to €32k, the lowest in the series.
31-12
Financial
Equity above €100kEq €112k ▲39.5%
3 profitable years in a row build equity to €112k.
27-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 27 days late
2024
31-12
Financial
Highest result since 2023net €41k ▲20.4%
Operating result €53k, net result €41k, both a record.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Herstal · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue du Plope 1704041 HerstalGround area
189 m²
Building footprint
190 m²
Volume, LiDAR
1,348 m³
Parcel 62112B0541/00M003, Wallonia · tallest building 9.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
JMMOVE
since 20232.342.144.083
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62112B0541/00M003 | Wallonia | 189 m² | 1 · 190 m² | 9.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 13,391 companies in sector 73300 we hold annual accounts for 6,881. 5,557 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-02-2023
Fiscal year end31-12
Activities, NACEBEL
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
70200Business and other management consultancy
70220Business consulting
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:jean-philippe@mobicsa.be
Phone:+32475859550