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JMC CONSULT

Active
Private limited companyfounded 20179 yrs activeRue du Cercle Excelsior(PIE) 25, 7100 La Louvière, BelgiumKBO/BCE: BE 0669.832.906
Summary

JMC CONSULT has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €167,312 and a net result of €43,725. Equity is growing by ~11.3% per year across the filed fiscal years. Its solvency ranks better than 67% of 8504 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Activity
Public relations and communication consultancy
NACE 73300NACE 70210
1 site
Size
€233,422total assets 2025
Equity
€167,312
Profit
€43,725
Turnover not published (abridged schema)
Financial health
93 Excellent Checked score 2025
Bankruptcy chance 12 m
0.1%
Structure
Accounts filed 45 d late0 of 2 deeds read
Why 93- Latest accounts 45 days late; 2 of the last 3 late+ Liquidity: current ratio 3.47, cash €176,396+ Equity €167,312 (71.7% of total assets)+ Sector Advertising, market research and public relations activities (NACE 73)Show the evidence

Checked score

Score 2025
93 / 100
Excellent
Probability in this band: under 0.55%
Better than 63% of its sector peers (NACE 73, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Strong
Solvency 97-3
equity 71.7% of total assets
Liquidity 89-1
short-term debt 28.3% · cash 75.6%
Profitability 92-8
return on assets 18.7%
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (11,139 companies)
Last 24 months 11-2024: 0.1% 12-2024: 0.1%● 0.0% vs 11-2024 01-2025: < 0.1%▼ -7.7% vs 12-2024 02-2025: < 0.1%▼ -2.1% vs 01-2025 03-2025: < 0.1%● 0.0% vs 02-2025 04-2025: < 0.1%● 0.0% vs 03-2025 05-2025: < 0.1%● 0.0% vs 04-2025 06-2025: < 0.1%▲ +4.3% vs 05-2025 07-2025: < 0.1%▼ -4.1% vs 06-2025 08-2025: < 0.1%● 0.0% vs 07-2025 09-2025: < 0.1%● 0.0% vs 08-2025 10-2025: < 0.1%● 0.0% vs 09-2025 11-2025: < 0.1%▼ -2.1% vs 10-2025 12-2025: < 0.1%● 0.0% vs 11-2025 01-2026: < 0.1%▼ -4.3% vs 12-2025 02-2026: < 0.1%● 0.0% vs 01-2026 03-2026: < 0.1%● 0.0% vs 02-2026 04-2026: < 0.1%▼ -2.3% vs 03-2026lowest value 05-2026: < 0.1%● 0.0% vs 04-2026lowest value 06-2026: < 0.1%▲ +2.3% vs 05-2026 07-2026: < 0.1%▲ +4.5% vs 06-2026 08-2026: 0.1%▲ +91.3% vs 07-2026 09-2026: 0.1%▲ +21.6% vs 08-2026 10-2026: 0.1%▲ +30.8% vs 09-2026highest value
  • Liquidity: current ratio 3.47, cash €176,396 lowers the probability
  • Latest accounts 45 days late; 2 of the last 3 late raises the probability
  • Equity €167,312 (71.7% of total assets) lowers the probability
  • Sector Advertising, market research and public relations activities (NACE 73) lowers the probability
Credit up to €15,000 at 30 days acceptable
Liquidity ample (current ratio 3.47 against 3.92 in 2024; short-term debt: 28.3% and cash: 75.6% of total assets), and 28.3% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 73, micro). Better than this share of them on solvency 69%, liquidity 81%, profitability 70%, growth against the median 31%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Liquidity: current ratio 3.47, cash €176,396
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
raises risk · Latest accounts 45 days late; 2 of the last 3 late
In the bankruptcy model this factor raises the probability.
NBB · filings
lowers risk · Equity €167,312 (71.7% of total assets)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
lowers risk · Sector Advertising, market research and public relations activities (NACE 73)
In the bankruptcy model this factor lowers the probability.
KBO
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-09-2026, 45 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 9 filings
Deviation from the deadline
2025
45 d late
2024
49 d early
2023
31 d late
2022
24 d late
2021
32 d early
2020
31 d early
2019
1 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 2 days before the deadline; the sector median for financial year 2024 is 6 days before the deadline, and 36% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 24 August (4 of the last 5 filed years within 56 days of that day).
Companies Code · seven months
Position in the running window
04-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Weakest financial yearnet €43,725 ▼41.3%
  3. Annual accounts filedfiscal year 2024 · micro…

Key points

  • Positive: 8 profitable years in a rowprofit 2025: €43,725 8 years View
  • Total assets 20256 fiscal years filed €233,422 View
  • Active since 2017founded 21-01-2017 9 years View

By topic

Financials

Fiscal year
2025
Total assets
€233,422
Profit
€43,725
Solvency
71.7%
Total assets▼ 5.0%
Net result
20182025
Go to Financials

Timeline

Events
13
Since
2018
Next accounts
by 31-07-2027
  1. 14-09-2026Annual accounts filed
  2. 31-12-2025Weakest financial year
  3. 12-06-2025Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Public relations and communication consultancyNACE 73300
Founded
21-01-2017
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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