SIMAO TEIXEIRA
ActiveSIMAO TEIXEIRA has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €5k and a net result of €49k. Equity is growing by ~5.2% per year across the filed fiscal years. Its solvency ranks better than 23% of 1397 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency13▼-87
Growth58▼-20
Stability100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity short (current ratio 0.87 against 3.67 in 2024), and 93.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
6.3%
Return on assets
62.4%
Age of the figures
8 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 23% of 1397 sector peers (2025).
NBB · sector comparisonPosition among 1397 sector peers
Solvency
better than 23%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-04-2026, 109 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
109 d early
2024
66 d early
2023
120 d early
2022
103 d early
2021
122 d early
2020
124 d early
2019
175 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€49k▲ 22.7%
2024 · €40k
2019: €18k
2020: €10k
2021: €8k
2022: €26k
2023: €27k
2024: €40k
2019 → 2025
Working capital
€-8k
2024 · €24k
2019: €22k
2020: €17k
2021: €35k
2022: €13k
2023: €18k
2024: €24k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€53k-€46k▼ 14.2%€46k=€51k▲ 10.4%€5k▼ 90.1%
Operating result€10k-€34k▲ 249%€35k▲ 1.7%€52k▲ 49.3%€58k▲ 13.0%
Net result€8k-€26k▲ 246%€27k▲ 2.8%€40k▲ 49.1%€49k▲ 22.7%
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 13% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €79k
Fixed assets
€24k▼ 7.9%
Current assets
€55k▲ 64.4%
Equity and liabilities €79k
Equity
€5k▼ 90.1%
Debt
€74k▲ 716%
The debt ratio rises from 15.2% to 93.7%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€73k▲
2024 · €55k
Cash flow
€64k▲
2024 · €44k
Solvency
6.3%▼
2024 · 84.8%
Current ratio
0.87▼
2024 · 3.67
Quick ratio
0.87▼
2024 · 3.67
Debt / equity
14.84▲
2024 · 0.18
ROE
987.7%▲
2024 · 79.5%
ROA
62.4%▼
2024 · 67.4%
Interest coverage
58.72▼
2024 · 205.79
Debt
€74k▲
2024 · €9k
Debt ≤ 1 year
€63k▲
2024 · €9k
Debt > 1 year
€11k
Income taxes
€14k▲
2024 · €11k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€60k€79k▲
Fixed assets21/28€26k€24k▼
Tangible fixed assets22/27€11k€24k▲
Furniture and vehicles24€11k€24k▲
Financial fixed assets28€15k-
Current assets29/58€33k€55k▲
Amounts receivable within one year40/41€29k€30k▲
Trade receivables40€26k€29k▲
Other amounts receivable41€2k€1k▼
Cash at bank and in hand54/58€5k€25k▲
Equity and liabilities
Total equity and liabilities10/49€60k€79k▲
Equity10/15€51k€5k▼
Contributions10/11€5k€5k=
Reserves13€25k-
Distributable reserves133€25k-
Profit (loss) carried forward14€20k-
Amounts payable17/49€9k€74k▲
Amounts payable after more than one year17-€11k
Financial debts170/4-€11k
Amounts payable within one year42/48€9k€63k▲
Current portion of amounts payable after more than one year42-€8k
Trade debts44€277€246▼
Suppliers440/4€277€246▼
Taxes, remuneration and social security45€9k€19k▲
Taxes450/3€9k€19k▲
Other amounts payable47/48-€36k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€15k▲
Other operating charges640/8€673€784▲
Gross operating margin9900€56k€74k▲
Operating profit (loss)9901€52k€58k▲
Financial income75/76B-€6k
Recurring financial income75-€6k
Financial charges65/66B€269€1k▲
Recurring financial charges65€269€1k▲
Profit (loss) for the period before taxes9903€51k€63k▲
Income taxes67/77€11k€14k▲
Profit (loss) for the period9904€40k€49k▲
Profit (loss) for the period to be appropriated9905€40k€49k▲
Appropriation of the result
Profit (loss) to be appropriated9906€40k€70k▲
Profit (loss) brought forward from the previous period14P-€20k
Transfer from equity791/2-€25k
Profit to be distributed694/7€20k€95k▲
Return on contributions (dividend)694€20k€95k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
13-04
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
31-12
Financial
Highest result since 2019net €49k ▲22.7%
Operating result €58k, net result €49k, both a record.
26-05
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
02-04
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
19-04
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
31-03
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
31-12
Financial
Weakest financial yearnet €8k ▼20.6%
Net result drops to €8k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity doublescurrent ratio 5.06
Current ratio from 2.04 to 5.06; short-term debt falls from €17k to €9k.
29-03
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
07-02
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Gillis (bij-Brussel) · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Andennestraat 341060 Sint-Gillis (bij-Brussel)Ground area
121 m²
Building footprint
59 m²
Volume, LiDAR
825 m³
Parcel 21562A0122/00C005, Brussels · tallest building 16.7 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
SIMAO TEIXEIRA
since 20182.284.365.044
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21562A0122/00C005 | Brussels | 121 m² | 1 · 59 m² | 16.7 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Ad-IT Consulting
BE 0669.756.888
Beerse · Eq €5k
TWENTY EIGHT SOLUTIONS
BE 0728.921.247
Fexhe-le-Haut-Clocher · Eq €5k
LEONARD WEB SOLUTIONS
BE 0736.943.444
Verviers · Eq €5k
JM DATA ENGINEERING
BE 0740.954.195
Braine-l'Alleud · Eq €5k
MAKE F-IT
BE 0743.638.127
Oosterzele · Eq €5k
Of 16,807 companies in sector 62100 we hold annual accounts for 8,747. 2,990 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-12-2018
Fiscal year end31-12
Activities, NACEBEL
62010Computer programming, consultancy and related activities
62100Computer programming
62900Other information technology and computer services
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.