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JLHF

Active
Private limited companyfounded 20251 yr activeRue de l'Eglise 47, 4801 Verviers, BelgiumKBO/BCE: BE 1024.067.701
Summary

JLHF has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€2,647) and a net result of -€4,647. Its solvency ranks better than 12% of 8127 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).

Overview

Activity
Advertising agencies
NACE 73110
1 site
Size
€60,270total assets 2025
Equity
-€2,647
Loss
-€4,647
Turnover not published (abridged schema)
Financial health
53 Fair Checked score 2025
Bankruptcy chance 12 m
0.5%
Structure
Accounts 31 d early0 of 1 deed read
Why 53Capped at 59: negative equity- Negative equity -€2,647+ Liquidity: current ratio 0.93, cash €55,547+ Sector Advertising, market research and public relations activities (NACE 73)+ Size: total assets €60,270Show the evidence

Checked score

Score 2025
53 / 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 21% of its sector peers (NACE 73, micro)
Performance against the sector, not lower risk
Negative equity caps the score at 59. Every signal that weighs is under Signals.
Financial strength
Weak
Solvency 21
equity -4.4% of total assets
Liquidity 50
short-term debt 104.2% · cash 92.2%
Profitability 9
return on assets -7.7%
Bankruptcy probability, 12 months
0.5% Very low
0%0.5%1.5%4%10%≥ 25%

About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (11,123 companies)
Last 24 months 07-2026: 0.4%lowest value 08-2026: 0.4%● 0.0% vs 07-2026lowest value 09-2026: 0.4%● 0.0% vs 08-2026lowest value 10-2026: 0.5%▲ +1.6% vs 09-2026highest value
  • Negative equity -€2,647 raises the probability
  • Liquidity: current ratio 0.93, cash €55,547 lowers the probability
  • Sector Advertising, market research and public relations activities (NACE 73) lowers the probability
  • Size: total assets €60,270 lowers the probability for this profile
No credit on open account
Liquidity short (current ratio 0.93; short-term debt: 104.2% and cash: 92.2% of total assets), and equity is negative.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 73, micro). Better than this share of them on solvency 12%, liquidity 35%, profitability 16%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Negative equity -€2,647
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
lowers risk · Liquidity: current ratio 0.93, cash €55,547
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
lowers risk · Sector Advertising, market research and public relations activities (NACE 73)
In the bankruptcy model this factor lowers the probability.
KBO
lowers risk · Size: total assets €60,270
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
raises risk · Young company
Founded in 2025, under 3 years in business. Failure risk is statistically highest between 2 and 8 years after founding.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 1 year 0 10 y
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
31 d early
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Incorporation · Founding capitalLegal form clause · Name…
  2. Annual accounts filedfiscal year 2025 · micro…

Key points

  • Risk: Negative equityfiscal year 2025: debts exceed assets -€2,647 View
  • Caution: Among the weakest 11% on equitysector median €59,047 · 8,134 companies -€2,647 View
  • Founded 15 months agofounded 06-06-2025 15 mo View

By topic

Financials

Fiscal year
2025
Total assets
€60,270
Loss
-€4,647
Solvency
-4.4%
Go to Financials

Timeline

Events
2
Since
2026
  1. 24-07-2026Incorporation · Founding capital
  2. 30-06-2026Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Advertising agenciesNACE 73110
Founded
06-06-2025
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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