JLBH
Open bankruptcyA bankruptcy procedure is open for JLBH according to publications in the Belgian State Gazette; curator: PIERRE LEMAIRE.
Summary
The 2021 annual accounts show negative equity (-€281,847) and a net result of -€81,357.
Are you a creditor?
Open bankruptcy
Source: Belgian Official Gazette
If this company owes you money, you are not paid automatically: you file your claim yourself, within the deadline the judgment sets.
The procedure
- Court
- Enterprise Court of Hainaut, Charleroi division
- Declared bankrupt
- 15 May 2023
- Supervising judge
- Alberto Munoz Y Moles
- Official Gazette
- 24-05-2023 (pdf) ↗search the document for 2023/120390
Deadlines
- Provisional date payments stopped
- 15 November 2022Moved back by judgment of 25 July 2023. Payments and security you received since that day can in some cases be challenged by the curator.art. XX.105, XX.111 and XX.112 CEL
- Appeal or third-party opposition until
- passed on 8 June 2023Fifteen days after the publication in the Official Gazette.art. XX.108 CEL
- File the claim in RegSol until
- passed on 14 June 2023art. XX.104 and XX.155 CEL
- First verification report
- passed on 12 July 2023Goods that belong to you, such as those delivered under retention of title, are reclaimed before this day.art. XX.104 and XX.194 CEL
- Late claim until
- passed on 15 May 2024Late, you share only in what has not been paid out yet, and the costs are yours.art. XX.165 CEL
Curator
- Pierre LemaireRue Tumelaire 65, 6000 Char- Leroi- . Date provisoire de cessation de paiement : 15/05/2023p.lemaire3@avocat.be
What to do now
- Do not deliver on credit any more without an agreement with the curator.
- Gather your documents: invoices, purchase orders, contract, delivery notes and reminders.
- File your proof of claim in RegSol (regsol.be), yourself with eID or itsme, or through your lawyer. State principal, interest and costs separately, and any preferential right you hold.
- Delivered under retention of title? Reclaim your goods before the first report on the verification of claims.
- Ask your accountant about the VAT on the unpaid invoices: in a bankruptcy it can be recovered under conditions.
- Follow the file in RegSol: the verification report (admitted or disputed) and the curator's reports appear there.
The deadlines above come from the publication of the judgment. Check them in RegSol before you file anything; a passed deadline no longer applies.
File a claim in RegSol ↗
Watch
Follow this bankruptcy: you are alerted when it is closed or reversed.
General information, not legal advice. If in doubt, the curator, your lawyer or your accountant can help.Creditor guide for this company
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Signals
Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2021 was due by 31-07-2022 and was filed on 28-07-2022, 3 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
not confirmed
2024
not filed
2023
not filed
2022
not filed
2021
3 d early
2020
24 d early
2019
59 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 3 accounts on average 29 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.
Checked, nothing found (1)
History
Go further with this company
Who ran this company, and where was it based, on a date before the end?Company as of a date Are there other customers at risk in your own list?Process a list How is the Retail sale of automotive fuel sector doing?Sector figures
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2021, micro schema
Turnover
€3.0m
EBIT margin
0.6%
Net result
-€81,357▼ 24.0%
2020 · -€65,606
Working capital
-€270,124▼ 38.3%
2020 · -€195,333
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line2018201920202021
Turnover€3.0m-
Operating result€18,242--€68,346-€57,580▲ 15.8%-€73,037▼ 26.8%
Net result€13,549--€71,497-€65,606below the sector's middle half▲ 8.2%-€81,357below the sector's middle half▼ 24.0%
EBIT margin0.6%-
Equity-€63,386--€134,884▼ 113%-€200,490below the sector's middle half▼ 48.6%-€281,847below the sector's middle half▼ 40.6%
Total assets€124,364-€153,642▲ 23.5%€159,548below the sector's middle half▲ 3.8%€169,218within the sector's middle half▲ 6.1%
Debt€187,750-€288,525▲ 53.7%€360,038▲ 24.8%€441,065▲ 22.5%
Working capital-€67,705--€139,891▼ 107%-€195,333below the sector's middle half▼ 39.6%-€270,124below the sector's middle half▼ 38.3%
Solvency-51.0%--87.8%▼ 36.8pp-125.7%below the sector's middle half▼ 37.9pp-166.6%below the sector's middle half▼ 40.9pp
Current ratio0.58-0.49▼ 0.090.43below the sector's middle half▼ 0.050.38below the sector's middle half▼ 0.05
Return on assets (ROA)10.9%--46.5%▼ 57.4pp-41.1%below the sector's middle half▲ 5.4pp-48.1%below the sector's middle half▼ 7.0pp
Staff (FTE)2.4-0.5▼ 79.2%0.9below the sector's middle half▲ 80.0%0.7▼ 22.2%
above
within
below
the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €73,037 in 2021 against €57,580 in 2020; the loss grows and 2021 has the lowest result in the available series.
Balance-sheet composition
2021 in colour, 2020 as the grey bar beneath
Assets €169,218
Fixed assets
€351 ▼ 96.2%
Current assets
€168,868 ▲ 12.3%
Key figures and ratios
EBITDA
-€64,206▼
2020 · -€46,982
Cash flow
-€72,526▼
2020 · -€55,009
Quick ratio
0.25▼
2020 · 0.27
Debt to equity
-1.56▼
2020 · -0.07
Interest coverage
-8.92
Debt ≤ 1 year
€438,992▲
2020 · €345,700
Debt > 1 year
€2,073▼
2020 · €14,338
Income taxes
€1,126▼
2020 · €1,132
Staff costs
€124,149
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2018 | 2019 | 2020 | 2021 | Change |
|---|---|---|---|---|---|
| Turnover70 | €3.0m | - | - | - | - |
| Remuneration, social security and pensions62 | - | - | - | €124,149 | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €10,597 | €10,597 | €10,597 | €8,831 | ▼ 16.7% |
| Provisions for liabilities and charges: additions (uses and reversals)635/8 | - | - | - | €10,000 | - |
| Other operating charges640/8 | - | - | - | €4,165 | - |
| Non-recurring operating charges66A | - | - | - | €0 | - |
| Gross operating margin9900 | €91,452 | €62,284 | €104,525 | €74,108 | ▼ 29.1% |
| Operating profit (loss)9901 | €18,242 | -€68,346 | -€57,580 | -€73,037 | ▼ 26.8% |
| Recurring financial income75 | - | €1,186 | €0 | - | - |
| Financial charges65/66B | - | - | - | €7,195 | - |
| Recurring financial charges65 | €4,334 | €3,488 | €6,894 | €7,195 | ▲ 4.4% |
| Profit (loss) for the period before taxes9903 | €13,908 | -€70,647 | -€64,474 | -€80,231 | ▼ 24.4% |
| Income taxes67/77 | €359 | €850 | €1,132 | €1,126 | ▼ 0.6% |
| Profit (loss) for the period9904 | €13,549 | -€71,497 | -€65,606 | -€81,357 | ▼ 24.0% |
| Profit (loss) for the period to be appropriated9905 | €13,549 | -€71,497 | -€65,606 | -€81,357 | ▼ 24.0% |
| Line | 2018 | 2019 | 2020 | 2021 | Change |
|---|---|---|---|---|---|
| Assets | |||||
| Total assets20/58 | €124,364 | €153,642 | €159,548 | €169,218 | ▲ 6.1% |
| Fixed assets21/28 | €30,376 | €19,779 | €9,181 | €351 | ▼ 96.2% |
| Intangible fixed assets21 | €30,025 | €19,428 | €8,831 | €0 | ▼ 100% |
| Financial fixed assets28 | €351 | €351 | €351 | €351 | = |
| Current assets29/58 | €93,988 | €133,863 | €150,367 | €168,868 | ▲ 12.3% |
| Stocks and contracts in progress3 | €47,394 | €56,577 | €56,215 | €58,109 | ▲ 3.4% |
| Stocks30/36 | - | - | - | €58,109 | - |
| Amounts receivable within one year40/41 | €30,457 | €71,871 | €82,884 | €66,976 | ▼ 19.2% |
| Trade receivables40 | - | - | - | €6,078 | - |
| Other amounts receivable41 | - | - | - | €60,899 | - |
| Cash at bank and in hand54/58 | €10,880 | €988 | €8,096 | €41,682 | ▲ 415% |
| Deferred charges and accrued income490/1 | - | - | - | €2,100 | - |
| Equity and liabilities | |||||
| Total equity and liabilities10/49 | €124,364 | €153,642 | €159,548 | €169,218 | ▲ 6.1% |
| Equity10/15 | -€63,386 | -€134,884 | -€200,490 | -€281,847 | ▼ 40.6% |
| Contributions10/11 | €6,200 | €6,200 | - | €6,200 | - |
| Profit (loss) carried forward14 | -€69,586 | -€141,084 | -€206,690 | -€288,047 | ▼ 39.4% |
| Provisions and deferred taxes16 | - | - | - | €10,000 | - |
| Provisions for liabilities and charges160/5 | - | - | - | €10,000 | - |
| Other liabilities and charges164/5 | - | - | - | €10,000 | - |
| Amounts payable17/49 | €187,750 | €288,525 | €360,038 | €441,065 | ▲ 22.5% |
| Amounts payable after more than one year17 | €26,047 | €14,771 | €14,338 | €2,073 | ▼ 85.5% |
| Financial debts170/4 | - | - | - | €873 | - |
| Other amounts payable178/9 | - | - | - | €1,200 | - |
| Amounts payable within one year42/48 | €161,693 | €273,754 | €345,700 | €438,992 | ▲ 27.0% |
| Current portion of amounts payable after more than one year42 | - | - | - | €12,264 | - |
| Financial debts43 | - | - | - | €2,415 | - |
| Credit institutions430/8 | - | - | - | €2,415 | - |
| Trade debts44 | €102,044 | €217,357 | €282,761 | €386,535 | ▲ 36.7% |
| Suppliers440/4 | - | - | - | €386,535 | - |
| Taxes, remuneration and social security45 | - | - | - | €28,777 | - |
| Taxes450/3 | - | - | - | €6,209 | - |
| Remuneration and social security454/9 | - | - | - | €22,568 | - |
| Other amounts payable47/48 | - | - | - | €9,000 | - |
| Line | 2018 | 2019 | 2020 | 2021 | Change |
|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €13,549 | -€71,497 | -€65,606 | -€81,357 | ▼ 24.0% |
| + Depreciation and write-downs630 | €10,597 | €10,597 | €10,597 | €8,831 | ▼ 16.7% |
| Operating cash flow (approximation) | €24,146 | -€60,900 | -€55,009 | -€72,526 | ▼ 31.8% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €0 | - |
| Change in cash | - | -€9,891 | €7,108 | €33,586 | ▲ 373% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
20-10
Bankruptcy
Supervising judge replaced
Tribunal de l’entreprise du Hainaut, division Charleroi · event 06-10-2025
2023
11-09
Bankruptcy
Date of cessation of payments moved back
Tribunal de l’entreprise du Hainaut, division Charleroi · event 25-07-2023
24-05
Bankruptcy
Opening
Tribunal de l’entreprise du Hainaut, division Charleroi · event 15-05-2023
2022
28-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet -€81,357
Net result drops to -€81,357, the lowest in the series.
07-07
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
02-06
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
12-06
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
18-06
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
07-07
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
2016
30-05
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ham-sur-Heure-Nalinnes · 1 establishment unit since 2014
Ground area
4,566 m²
Building footprint
472 m²
Volume, LiDAR
2,711 m³
2 parcels, Wallonia · tallest building 8.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Q8
since 20142.233.901.585
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 56030B0244/00C000 | Wallonia | 2,451 m² | 1 · 307 m² | 5.9 m · 2 fl. |
| 56034A0486/00K000 | Wallonia | 2,115 m² | 1 · 164 m² | 8.8 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Insolvency mandates
1 mandate| Role | Name | Tenure |
|---|---|---|
| Curator | PIERRE LEMAIRE RUE TUMELAIRE 65, 6000 CHAR-
LEROI- .
Date provisoire de cessation de paiement : 15/05/2023 |
15-05-2023 → present |
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This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 1,265 companies in sector 47300 we hold annual accounts for 951. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded05-08-2014
Fiscal year end31-12
Activities, NACEBEL 2025
47300Retail sale of automotive fuel
95316Washing and cleaning of motor vehicles
47260Retail trade
47621Retail sale of newspapers and periodicals
56112Limited-service restaurants, excluding mobile food services
92000Gambling and betting activities
Contact
E-mail
info@jlbh.beThuin
Phone
071213981Thuin
E-invoicing
Not found in the Peppol register
No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.