B&R
ActiveThe computed 12-month bankruptcy probability of B&R is 1.7% (moderate). The 2024 annual accounts show equity of €17k and a net result of €-6k. Equity is shrinking by ~12.4% per year across the filed fiscal years. Its solvency ranks better than 48% of 26052 sector peers (fiscal year 2024). The company has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
50
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability32▼-6
Solvency55▼-7
Growth32=
Track record100
Bankruptcy probability, 12 months
1.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days only on tighter terms
Liquidity tight (current ratio 1.38 against 1.26 in 2023; short-term debt: 68.3% and cash: 31.2% of total assets), and 69.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
30.2%
Return on assets
-9.7%
Age of the figures
21 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2023 and 2024); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2024Net result per financial year
18192021222324
2018 to 2024 · latest year €-6k
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 10-12-2025, 132 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
132 d late
2023
215 d late
2022
70 d late
2021
75 d late
2020
18 d late
2019
84 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€17k▼ 24.4%
2023 · €23k
2018: €41k
2019: €24k
2020: €48k
2021: €26k
2022: €27k
2023: €23k
2018 → 2024
Total assets
€58k▼ 7.8%
2023 · €62k
2018: €114k
2019: €103k
2020: €119k
2021: €95k
2022: €76k
2023: €62k
2018 → 2024
Net result
€-6k▼ 37.8%
2023 · €-4k
2018: €5k
2019: €-17k
2020: €24k
2021: €-23k
2022: €1k
2023: €-4k
2018 → 2024
Working capital
€15k▲ 44.7%
2023 · €10k
2018: €23k
2019: €4k
2020: €31k
2021: €8k
2022: €10k
2023: €10k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€48k-€26k▼ 46.5%€27k▲ 4.4%€23k▼ 15.0%€17k▼ 24.4%
Operating result€31k-€-20k€5k€-884€-3k▼ 280%
Net result€24k-€-23k€1k€-4k€-6k▼ 37.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €3k in 2024 against €884 in 2023; the loss grows.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €58k
Fixed assets
€3k▼ 73.2%
Current assets
€54k▲ 9.1%
Equity and liabilities €58k
Equity
€17k▼ 24.4%
Debt
€40k▲ 1.9%
The debt ratio rises from 63.1% to 69.8%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€6k▼
2023 · €9k
Cash flow
€4k▼
2023 · €6k
Solvency
30.2%▼
2023 · 36.9%
Current ratio
1.38▲
2023 · 1.26
Quick ratio
1.11▲
2023 · 0.95
Debt / equity
2.31▲
2023 · 1.71
ROE
-32.2%▼
2023 · -17.7%
ROA
-9.7%▼
2023 · -6.5%
Interest coverage
3.07▼
2023 · 3.35
Debt
€40k▲
2023 · €39k
Debt ≤ 1 year
€39k▼
2023 · €39k
Income taxes
€293▼
2023 · €451
Staff costs
€17k▼
2023 · €23k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€62k€58k▼
Fixed assets21/28€13k€3k▼
Tangible fixed assets22/27€13k€3k▼
Plant, machinery and equipment23€637€425▼
Furniture and vehicles24€12k€3k▼
Financial fixed assets28€75€75=
Current assets29/58€50k€54k▲
Stocks and contracts in progress3€12k€11k▼
Stocks30/36€12k€11k▼
Amounts receivable within one year40/41€25k€24k▼
Trade receivables40€17k€9k▼
Other amounts receivable41€7k€15k▲
Cash at bank and in hand54/58€13k€18k▲
Deferred charges and accrued income490/1-€2k
Equity and liabilities
Total equity and liabilities10/49€62k€58k▼
Equity10/15€23k€17k▼
Contributions10/11€6k€6k=
Reserves13€1k€1k=
Non-distributable reserves130/1€1k€1k=
Reserves not available under the articles1311€1k€1k=
Profit (loss) carried forward14€16k€10k▼
Amounts payable17/49€39k€40k▲
Amounts payable after more than one year17€0-
Financial debts170/4€0-
Amounts payable within one year42/48€39k€39k▼
Current portion of amounts payable after more than one year42€5k€694▼
Trade debts44€15k€18k▲
Suppliers440/4€15k€18k▲
Taxes, remuneration and social security45€14k€15k▲
Taxes450/3€5k€6k▲
Remuneration and social security454/9€9k€9k▼
Other amounts payable47/48€6k€5k▼
Accrued charges and deferred income492/3€0€842▲
Income statement
Code20232024
Non-recurring operating income76A€1k€0▼
Remuneration, social security and pensions62€23k€17k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€9k▼
Other operating charges640/8€7k€1k▼
Non-recurring operating charges66A€447€0▼
Gross operating margin9900€40k€24k▼
Operating profit (loss)9901€-884€-3k▼
Financial income75/76B€0€0▼
Recurring financial income75€0€0▼
Financial charges65/66B€3k€2k▼
Recurring financial charges65€3k€2k▼
Profit (loss) for the period before taxes9903€-4k€-5k▼
Income taxes67/77€451€293▼
Profit (loss) for the period9904€-4k€-6k▼
Profit (loss) for the period to be appropriated9905€-4k€-6k▼
Appropriation of the result
Profit (loss) to be appropriated9906€16k€10k▼
Profit (loss) brought forward from the previous period14P€20k€16k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
10-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 132 days late
03-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 215 days late
2023
09-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 70 days late
2022
31-12
Financial
Back to profitnet €1k
Net result €1k after one loss-making year.
14-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 75 days late
2021
31-12
Financial
Weakest financial yearnet €-23k ▼193%
Net result drops to €-23k, the lowest in the series; recovery starts the following year.
18-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 18 days late
2020
31-12
Financial
Back to profitnet €24k
Net result €24k after one loss-making year.
23-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 84 days late
2019
22-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 22 days late
2018
26-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
27-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
07-09
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 38 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Marche-en-Famenne · 2 establishment units since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Aye, Rue de Serinchamps 256900 Marche-en-FamenneGround area
4,818 m²
Building footprint
649 m²
3 parcels, Wallonia. Linked by address, not a title deed.
2 establishment units
B&R
since 20132.221.285.251
FAMENNE PNEUS B&R
since 20262.385.888.313
3 parcels
Wallonia
3
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 91064E0054/00X000 | Wallonia | 2,416 m² | 1 · 177 m² | - |
| 83002A0926/00M002 | Wallonia | 1,212 m² | 1 · 134 m² | - |
| 91119H0021/00G000 | Wallonia | 1,190 m² | 1 · 337 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 2
3 of 3 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteHavelange2.221.285.251
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Of 1,266 companies in sector 47300 we hold annual accounts for 946. 499 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-08-2013
Fiscal year end31-12
Activities, NACEBEL
47300Retail sale of automotive fuel
95315Tyre services
47279Other retail sale of food
47299Retail trade
95311General maintenance and repair of cars and light vans (up to 3.5 tonnes)
95313Repair and fitting of specific motor vehicle parts
95319Other maintenance and repair of motor vehicles
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:benoit@famenne-pneus.be