JFcom
ActiveSummary
JFcom has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €6,447 and a net result of €40,131. Equity is shrinking by ~27.9% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2026. Its solvency ranks better than 17% of 7114 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.2% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency33▼-1
Growth58▲+26
Track record100
Bankruptcy probability, 12 months
1.2%
Low
0%0.5%1.5%4%10%≥ 25%
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
7.6%
Return on assets
47.3%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 17% of 7114 sector peers (2025).
NBB · sector comparisonPosition among 7114 sector peers
Solvency
better than 17%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-04-2026, 120 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
120 d early
2024
132 d early
2023
57 d early
2022
167 d early
2021
41 d early
2020
25 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 82 days before the deadline; the sector median for financial year 2024 is 6 days before the deadline, and 36% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 2 April (4 of the last 5 filed years within 64 days of that day).
Companies Code · seven monthsPosition in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
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Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2025, micro schema
Equity
€6,447▲ 2.1%
2024 · €6,317
Total assets
€84,848▲ 19.0%
2024 · €71,316
Net result
€40,131▲ 69.1%
2024 · €23,730
Working capital
€3,716▲ 13.1%
2024 · €3,286
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 73, Advertising, market research and public relations activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€22,487▼ 32.4%€29,350▲ 30.5%€27,552▼ 6.1%€38,638▲ 40.2%€60,285▲ 56.0%
Net result€14,747within the sector's middle half▼ 41.2%€18,426within the sector's middle half▲ 24.9%€17,823within the sector's middle half▼ 3.3%€23,730within the sector's middle half▲ 33.1%€40,131within the sector's middle half▲ 69.1%
Equity€42,337within the sector's middle half▲ 53.5%€60,763within the sector's middle half▲ 43.5%€10,586below the sector's middle half▼ 82.6%€6,317below the sector's middle half▼ 40.3%€6,447below the sector's middle half▲ 2.1%
Total assets€56,121below the sector's middle half▲ 92.4%€65,122within the sector's middle half▲ 16.0%€32,230below the sector's middle half▼ 50.5%€71,316within the sector's middle half▲ 121%€84,848within the sector's middle half▲ 19.0%
Debt€13,784▲ 777%€4,359▼ 68.4%€21,644▲ 396%€64,999▲ 200%€78,400▲ 20.6%
Working capital€39,204within the sector's middle half▲ 68.9%€56,948within the sector's middle half▲ 45.3%€5,088within the sector's middle half▼ 91.1%€3,286within the sector's middle half▼ 35.4%€3,716within the sector's middle half▲ 13.1%
Solvency75.4%above the sector's middle half▼ 19.2pp93.3%above the sector's middle half▲ 17.9pp32.8%within the sector's middle half▼ 60.5pp8.9%below the sector's middle half▼ 24.0pp7.6%below the sector's middle half▼ 1.3pp
Current ratio3.84within the sector's middle half▼ 11.9314.06above the sector's middle half▲ 10.221.24within the sector's middle half▼ 12.831.07below the sector's middle half▼ 0.171.05within the sector's middle half▼ 0.01
Return on assets (ROA)26.3%above the sector's middle half▼ 59.8pp28.3%above the sector's middle half▲ 2.0pp55.3%above the sector's middle half▲ 27.0pp33.3%above the sector's middle half▼ 22.0pp47.3%above the sector's middle half▲ 14.0pp
above
within
below
the middle half (P25 to P75) of NACE 73, Advertising, market research and public relations activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 56% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €84,848
Fixed assets
€13,015 ▼ 27.7%
Current assets
€71,832 ▲ 34.7%
Equity and liabilities €84,848
Equity
€6,447 ▲ 2.1%
Debt
€78,400 ▲ 20.6%
Debt's share of the balance-sheet total rises from 91.1% to 92.4%. Equity and debt are higher.
Key figures and ratios
EBITDA
€66,048▲
2024 · €44,338
Cash flow
€45,894▲
2024 · €29,430
Debt to equity
12.16▲
2024 · 10.29
ROE
622.4%▲
2024 · 375.7%
Interest coverage
16.89▼
2024 · 19.18
Debt ≤ 1 year
€68,116▲
2024 · €50,034
Debt > 1 year
€10,284▼
2024 · €14,965
Income taxes
€16,243▲
2024 · €12,596
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 2,153 companies that looked in July 2024 the way this one looks now, 1.7% went bankrupt within 24 months and 96% are still going.
- Micro
- 5 to 10 years old
- solvency under 10%
- a profit of 5% of the balance sheet or more
1.7%
went bankrupt
2.2%
stopped otherwise
96%
still going
A further 0.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 1.2% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 2,153 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1,249 | €1,318 | €1,546 | €5,700 | €5,763 | ▲ 1.1% |
| Other operating charges640/8 | €391 | €80 | €471 | €387 | €400 | ▲ 3.2% |
| Non-recurring operating charges66A | €3,462 | - | - | €512 | €871 | ▲ 70.4% |
| Gross operating margin9900 | €27,589 | €30,748 | €29,570 | €45,237 | €67,319 | ▲ 48.8% |
| Operating profit (loss)9901 | €22,487 | €29,350 | €27,552 | €38,638 | €60,285 | ▲ 56.0% |
| Financial charges65/66B | €1,302 | €2,732 | €2,121 | €2,312 | €3,911 | ▲ 69.1% |
| Recurring financial charges65 | €1,302 | €2,732 | €2,121 | €2,312 | €3,911 | ▲ 69.1% |
| Profit (loss) for the period before taxes9903 | €21,185 | €26,618 | €25,431 | €36,326 | €56,374 | ▲ 55.2% |
| Income taxes67/77 | €6,438 | €8,193 | €7,608 | €12,596 | €16,243 | ▲ 29.0% |
| Profit (loss) for the period9904 | €14,747 | €18,426 | €17,823 | €23,730 | €40,131 | ▲ 69.1% |
| Profit (loss) for the period to be appropriated9905 | €14,747 | €18,426 | €17,823 | €23,730 | €40,131 | ▲ 69.1% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €56,121 | €65,122 | €32,230 | €71,316 | €84,848 | ▲ 19.0% |
| Fixed assets21/28 | €3,134 | €3,815 | €5,498 | €17,995 | €13,015 | ▼ 27.7% |
| Tangible fixed assets22/27 | €3,104 | €3,785 | €5,468 | €17,965 | €12,985 | ▼ 27.7% |
| Plant, machinery and equipment23 | €1,206 | €1,056 | €906 | €756 | €606 | ▼ 19.9% |
| Furniture and vehicles24 | €1,898 | €2,729 | €4,562 | €17,210 | €12,380 | ▼ 28.1% |
| Financial fixed assets28 | €30 | €30 | €30 | €30 | €30 | = |
| Current assets29/58 | €52,987 | €61,307 | €26,732 | €53,320 | €71,832 | ▲ 34.7% |
| Stocks and contracts in progress3 | - | - | - | €500 | - | - |
| Stocks30/36 | - | - | - | €500 | - | - |
| Amounts receivable within one year40/41 | €3,282 | €3,807 | €19,233 | €22,749 | €17,300 | ▼ 24.0% |
| Trade receivables40 | €3,282 | €3,000 | €19,090 | €22,607 | €17,300 | ▼ 23.5% |
| Other amounts receivable41 | - | €807 | €142 | €142 | - | - |
| Cash at bank and in hand54/58 | €48,638 | €56,433 | €3,893 | €27,435 | €52,754 | ▲ 92.3% |
| Deferred charges and accrued income490/1 | €1,067 | €1,067 | €3,606 | €2,637 | €1,778 | ▼ 32.6% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €56,121 | €65,122 | €32,230 | €71,316 | €84,848 | ▲ 19.0% |
| Equity10/15 | €42,337 | €60,763 | €10,586 | €6,317 | €6,447 | ▲ 2.1% |
| Contributions10/11 | €2,500 | €2,500 | €2,500 | €2,500 | €2,500 | = |
| Profit (loss) carried forward14 | €39,837 | €58,263 | €8,086 | €3,817 | €3,947 | ▲ 3.4% |
| Amounts payable17/49 | €13,784 | €4,359 | €21,644 | €64,999 | €78,400 | ▲ 20.6% |
| Amounts payable after more than one year17 | - | - | - | €14,965 | €10,284 | ▼ 31.3% |
| Financial debts170/4 | - | - | - | €14,965 | €10,284 | ▼ 31.3% |
| Amounts payable within one year42/48 | €13,784 | €4,359 | €21,644 | €50,034 | €68,116 | ▲ 36.1% |
| Current portion of amounts payable after more than one year42 | - | - | - | €4,523 | €8,014 | ▲ 77.2% |
| Trade debts44 | €4,432 | €3,282 | €2,026 | €1,896 | €2,204 | ▲ 16.3% |
| Suppliers440/4 | €4,432 | €3,282 | €2,026 | €1,896 | €2,204 | ▲ 16.3% |
| Taxes, remuneration and social security45 | €8,394 | €1,068 | €1,080 | €11,548 | €15,452 | ▲ 33.8% |
| Taxes450/3 | €8,394 | €1,068 | €1,080 | €11,548 | €15,452 | ▲ 33.8% |
| Other amounts payable47/48 | €958 | €9 | €18,538 | €32,068 | €42,446 | ▲ 32.4% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €14,747 | €18,426 | €17,823 | €23,730 | €40,131 | ▲ 69.1% |
| + Depreciation and write-downs630 | €1,249 | €1,318 | €1,546 | €5,700 | €5,763 | ▲ 1.1% |
| Operating cash flow (approximation) | €15,996 | €19,743 | €19,370 | €29,430 | €45,894 | ▲ 55.9% |
| Investment in fixed assets (approximation) | - | -€1,999 | -€3,229 | -€18,197 | -€783 | ▲ 95.7% |
| Change in cash | - | €7,795 | -€52,540 | €23,542 | €25,319 | ▲ 7.6% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2020net €40,131 ▲69.1%
Operating result €60,285, net result €40,131, both a record.
21-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
04-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
14-02
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Liquidity quadruplescurrent ratio 14.06
Current ratio from 3.84 to 14.06; short-term debt falls from €13,784 to €4,359.
20-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet €14,747 ▼41.2%
Net result drops to €14,747, the lowest in the series; recovery starts the following year.
25-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 25 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
We have established no sitting directors for this company in the Gazette acts read. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Ramillies · 1 establishment unit since 2019
Ground area
1,125 m²
Building footprint
199 m²
Volume, LiDAR
944 m³
Parcel 25002C0554/00G000, Wallonia · tallest building 6.3 m, ±2 floors. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
JFcom
since 20192.294.382.966
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25002C0554/00G000 | Wallonia | 1,125 m² | 1 · 199 m² | 6.3 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Company details
Identification
Legal formPrivate limited company
Founded08-10-2019
Fiscal year end31-12
Activities, NACEBEL 2025
73300Public relations and communication consultancy
51100Air transport
52230Warehousing and support activities for transportation
66300Activities auxiliary to financial services and insurance activities
68201Renting and operating of own or leased residential real estate, excluding social housing
70200Business and other management consultancy
82100Office administrative and support services
93299Other amusement and recreation activities
E-invoicing
Reachable via Peppol
Peppol ID
0208:0735850215
Also
9925:BE0735850215
Registered
31-03-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.