Skip to content
Private limited companyfounded 20215 yrs activeGentstraat 107, 9700 Oudenaarde, BelgiumKBO/BCE: BE 0762.798.892
Summary

JDP is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €384,819 and a net result of €292,193. Equity is growing by ~58.5% per year across the filed fiscal years. Its solvency ranks better than 39% of 5587 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-09-2026, 47 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filings
Deviation from the deadline
2025
47 d late
2024
16 d early
2023
36 d late
2022
31 d late
2021
71 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 5 accounts on average 34 days after the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 6 September (4 of the last 5 filed years within 34 days of that day).
Companies Code · seven months
Position in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 2 February 2021, JDP was incorporated as a Private limited company.1 Total assets went from EUR 360,399 in 2021 to EUR 988,235 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2021 and 2025

Go further with this company

Is this your company? See how customers and banks see it.

Investigating this company? Keep it with today's facts in a case file.

Financials · fiscal year 2025, abbreviated schema

Equity
€384,819▲ 56.4%
2024 · €246,126
Net result
€292,193▲ 201%
2024 · €97,038
Total assets
€988,235▲ 56.1%
2024 · €633,043
Solvency
38.9%▲ 0.1pp
2024 · 38.9%
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result€59,676-€30,860▼ 48.3%€110,448▲ 258%€127,524▲ 15.5%€399,591▲ 213%
Net result€42,215within the sector's middle half-€18,705within the sector's middle half▼ 55.7%€83,268within the sector's middle half▲ 345%€97,038within the sector's middle half▲ 16.5%€292,193above the sector's middle half▲ 201%
Equity€47,115within the sector's middle half-€65,821below the sector's middle half▲ 39.7%€149,089below the sector's middle half▲ 127%€246,126within the sector's middle half▲ 65.1%€384,819within the sector's middle half▲ 56.4%
Total assets€360,399within the sector's middle half-€444,886below the sector's middle half▲ 23.4%€416,752below the sector's middle half▼ 6.3%€633,043below the sector's middle half▲ 51.9%€988,235within the sector's middle half▲ 56.1%
Debt€313,284-€379,065▲ 21.0%€267,663▼ 29.4%€386,917▲ 44.6%€603,416▲ 56.0%
Working capital-€34,300below the sector's middle half-€58,147within the sector's middle half€286,199within the sector's middle half▲ 392%€303,410within the sector's middle half▲ 6.0%€447,106above the sector's middle half▲ 47.4%
Solvency13.1%below the sector's middle half-14.8%below the sector's middle half▲ 1.7pp35.8%within the sector's middle half▲ 21.0pp38.9%within the sector's middle half▲ 3.1pp38.9%within the sector's middle half▲ 0.1pp
Current ratio0.74within the sector's middle half-2.01within the sector's middle half▲ 1.274.85above the sector's middle half▲ 2.843.59above the sector's middle half▼ 1.262.50within the sector's middle half▼ 1.09
Return on assets (ROA)11.7%within the sector's middle half-4.2%within the sector's middle half▼ 7.5pp20.0%above the sector's middle half▲ 15.8pp15.3%above the sector's middle half▼ 4.7pp29.6%above the sector's middle half▲ 14.2pp
Staff (FTE)0within the sector's middle half1within the sector's middle half
above within below the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€100,000€200,000€300,000€400,000Operating result 2021: €59,676€59,676Net result 2021: €42,215€42,215Operating result 2022: €30,860€30,860Net result 2022: €18,705€18,705Operating result 2023: €110,448€110,448Net result 2023: €83,268€83,268Operating result 2024: €127,524€127,524Net result 2024: €97,038€97,038Operating result 2025: €399,591€399,591Net result 2025: €292,193€292,19320212022202320242025€0€100,000€200,000€300,000€400,000Operating result 2023: €110,448€110,000Net result 2023: €83,268€83,300Operating result 2024: €127,524€128,000Net result 2024: €97,038€97,000Operating result 2025: €399,591€400,000Net result 2025: €292,193€292,000202320242025
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 213% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €988,235
Fixed assets €243,205 ▲ 14.5%
Current assets €745,030 ▲ 77.2%
Equity and liabilities €988,235
Equity €384,819 ▲ 56.4%
Debt €603,416 ▲ 56.0%
Debt's share of the balance-sheet total falls from 61.1% to 61.1%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
ROE
75.9%▲
2024 · 39.4%
Debt ≤ 1 year
€297,924▲
2024 · €117,146
Debt > 1 year
€305,492▲
2024 · €269,771
Income taxes
€109,243▲
2024 · €30,600
Staff costs
€38,783▲
2024 · €11,546
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 51 lines
Balance sheet Code20242025
Assets
Total assets20/58€633,043€988,235▲
Fixed assets21/28€212,487€243,205▲
Tangible fixed assets22/27€185,887€139,605▼
Furniture and vehicles24€185,887€139,605▼
Financial fixed assets28€26,600€103,600▲
Current assets29/58€420,556€745,030▲
Amounts receivable after more than one year29€246,600€473,018▲
Other amounts receivable291€246,600€473,018▲
Amounts receivable within one year40/41€157,833€20,183▼
Trade receivables40€10,839€7,174▼
Other amounts receivable41€146,995€13,009▼
Cash at bank and in hand54/58€13,326€248,135▲
Deferred charges and accrued income490/1€2,797€3,695▲
Equity and liabilities
Total equity and liabilities10/49€633,043€988,235▲
Equity10/15€246,126€384,819▲
Contributions10/11€4,900€4,900=
Reserves13€241,226€379,919▲
Distributable reserves133€241,226€379,919▲
Profit (loss) carried forward14-€0
Amounts payable17/49€386,917€603,416▲
Amounts payable after more than one year17€269,771€305,492▲
Financial debts170/4€269,771€305,492▲
Amounts payable within one year42/48€117,146€297,924▲
Current portion of amounts payable after more than one year42€59,807€61,075▲
Trade debts44€5,545€18,151▲
Suppliers440/4€5,545€18,151▲
Advances received on contracts in progress46€12,354€0▼
Taxes, remuneration and social security45€39,441€83,698▲
Taxes450/3€35,459€75,535▲
Remuneration and social security454/9€3,982€8,163▲
Other amounts payable47/48-€135,000
Accrued charges and deferred income492/3€0-
Income statement Code20242025
Remuneration, social security and pensions62€11,546€38,783▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€24,665€48,938▲
Other operating charges640/8€2,657€314,146▲
Gross operating margin9900€166,393€801,458▲
Operating profit (loss)9901€127,524€399,591▲
Financial income75/76B€4,540€10,351▲
Recurring financial income75€4,540€10,351▲
Financial charges65/66B€4,426€8,507▲
Recurring financial charges65€4,426€8,507▲
Profit (loss) for the period before taxes9903€127,638€401,435▲
Income taxes67/77€30,600€109,243▲
Profit (loss) for the period9904€97,038€292,193▲
Profit (loss) for the period to be appropriated9905€97,038€292,193▲
Appropriation of the result
Profit (loss) to be appropriated9906€97,038€292,193▲
Transfer to equity691/2€97,038€138,693▲
To other reserves6921€97,038€138,693▲
Profit to be distributed694/7-€153,500
Return on contributions (dividend)694-€153,500
Social balance
Average headcount (FTE)90870.01.0▲

The notes to these accounts (21 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Remuneration, social security and pensions62---€11,546€38,783▲ 236%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€12,058€17,867€24,665€48,938▲ 98.4%
Other operating charges640/8€590€402€353€2,657€314,146▲ 11,723%
Gross operating margin9900€60,266€43,319€128,667€166,393€801,458▲ 382%
Operating profit (loss)9901€59,676€30,860€110,448€127,524€399,591▲ 213%
Financial income75/76B--€79€4,540€10,351▲ 128%
Recurring financial income75--€79€4,540€10,351▲ 128%
Financial charges65/66B€1,336€3,097€3,727€4,426€8,507▲ 92.2%
Recurring financial charges65€1,336€3,097€3,727€4,426€8,507▲ 92.2%
Profit (loss) for the period before taxes9903€58,341€27,763€106,800€127,638€401,435▲ 215%
Income taxes67/77€16,125€9,058€23,532€30,600€109,243▲ 257%
Profit (loss) for the period9904€42,215€18,705€83,268€97,038€292,193▲ 201%
Profit (loss) for the period to be appropriated9905€42,215€18,705€83,268€97,038€292,193▲ 201%
Line20212022202320242025Change
Assets
Total assets20/58€360,399€444,886€416,752€633,043€988,235▲ 56.1%
Fixed assets21/28€262,841€329,036€56,238€212,487€243,205▲ 14.5%
Tangible fixed assets22/27-€66,195€56,218€185,887€139,605▼ 24.9%
Furniture and vehicles24-€66,195€56,218€185,887€139,605▼ 24.9%
Financial fixed assets28€262,841€262,841€20€26,600€103,600▲ 289%
Current assets29/58€97,558€115,850€360,514€420,556€745,030▲ 77.2%
Amounts receivable after more than one year29-€71,610€0€246,600€473,018▲ 91.8%
Other amounts receivable291-€71,610€0€246,600€473,018▲ 91.8%
Amounts receivable within one year40/41€50,012€13,442€81,702€157,833€20,183▼ 87.2%
Trade receivables40€50,000€10,000€48,400€10,839€7,174▼ 33.8%
Other amounts receivable41€12€3,442€33,302€146,995€13,009▼ 91.2%
Cash at bank and in hand54/58€47,546€21,648€249,533€13,326€248,135▲ 1,762%
Deferred charges and accrued income490/1-€9,151€29,279€2,797€3,695▲ 32.1%
Equity and liabilities
Total equity and liabilities10/49€360,399€444,886€416,752€633,043€988,235▲ 56.1%
Equity10/15€47,115€65,821€149,089€246,126€384,819▲ 56.4%
Contributions10/11€4,900€4,900€4,900€4,900€4,900=
Reserves13€42,215€60,921€144,189€241,226€379,919▲ 57.5%
Distributable reserves133€42,215€60,921€144,189€241,226€379,919▲ 57.5%
Profit (loss) carried forward14----€0-
Amounts payable17/49€313,284€379,065€267,663€386,917€603,416▲ 56.0%
Amounts payable after more than one year17€181,426€321,362€192,499€269,771€305,492▲ 13.2%
Financial debts170/4€181,426€321,362€192,499€269,771€305,492▲ 13.2%
Amounts payable within one year42/48€131,858€57,703€74,315€117,146€297,924▲ 154%
Current portion of amounts payable after more than one year42€20,588€32,571€33,000€59,807€61,075▲ 2.1%
Financial debts43€1,515€0----
Other loans439€1,515€0----
Trade debts44€40,000€4,127€843€5,545€18,151▲ 227%
Suppliers440/4€40,000€4,127€843€5,545€18,151▲ 227%
Advances received on contracts in progress46---€12,354€0▼ 100%
Taxes, remuneration and social security45€20,184€21,005€40,472€39,441€83,698▲ 112%
Taxes450/3€20,184€21,005€40,472€35,459€75,535▲ 113%
Remuneration and social security454/9---€3,982€8,163▲ 105%
Other amounts payable47/48€49,570€0--€135,000-
Accrued charges and deferred income492/3--€849€0--
Line20212022202320242025Change
Profit (loss) for the period9904€42,215€18,705€83,268€97,038€292,193▲ 201%
+ Depreciation and write-downs630-€12,058€17,867€24,665€48,938▲ 98.4%
Operating cash flow (approximation)€42,215€30,763€101,135€121,703€341,130▲ 180%
Investment in fixed assets (approximation)--€78,252€254,931-€180,915-€79,656▲ 56.0%
Change in cash--€25,898€227,885-€236,206€234,809▲ 199%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
16-09
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema · 47 days late
2025
31-12
Financial Highest result since 2021net €292,193 ▲201%
Operating result €399,591, net result €292,193, both a record.
15-07
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial Equity above €200,000Eq €246,126 ▲65.1%
4 profitable years in a row build equity to €246,126.
05-09
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema · 36 days late
2023
31-12
Financial Liquidity doublescurrent ratio 4.85
Current ratio from 2.01 to 4.85.
31-12
Financial Equity above €100,000Eq €149,089 ▲127%
3 profitable years in a row build equity to €149,089.
31-08
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema · 31 days late
2022
31-12
Financial Weakest financial yearnet €18,705 ▼55.7%
Net result drops to €18,705, the lowest in the series; recovery starts the following year.
31-12
Financial Liquidity triplescurrent ratio 2.01
Current ratio from 0.74 to 2.01; short-term debt falls from €131,858 to €57,703.
10-10
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 71 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oudenaarde · 1 establishment unit since 2021
seat establishment The establishment unit on the map
Ground area
1,569 m²
Building footprint
225 m²
Volume, LiDAR
800 m³
Parcel 45508B0030/00R002, Flanders · tallest building 10.2 m, ±1 floor. Linked by address, not a title deed.
8 companies at this address See who is registered here
1 establishment unit
JDP
Gentstraat 107, 9700 OudenaardeFinancial service activities, except insurance and pension funding
since 20212.314.574.210
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
45508B0030/00R002 Flanders 1,569 m² 1 · 225 m² 10.2 m · 1 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Structure & network

Owners and holdings

1 holding

Owners 0

The accounts to 31-12-2022 list no shareholders, and no other source names one.

Holdings 1

According to the 2022 annual accounts of JDP and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No current directors or connected companies found in the register.

Similar companies · same sector, comparable size

Of 806 companies in sector 64999 we hold annual accounts for 487. 309 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded02-02-2021
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
64999Other financial services
82100Office administrative and support services
E-invoicing
Reachable via Peppol
Peppol ID 0208:0762798892
Registered 26-11-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.