BQV Partners is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €120k and a net result of €388k. Its solvency ranks better than 23% of 1463 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 23% of 1463 sector peers (2025).
NBB · sector comparisonPosition among 1463 sector peers
Solvency
better than 23%
← weakest
strongest →
raises risk · Young company
Founded in 2024, under 3 years, statistically higher risk.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-07-2026, 24 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
24 d early
2024
20 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€120k
2024 · €-268k
2024: €-268k
2024 → 2025
Net result
€388k
2024 · €-418k
2024: €-418k
2024 → 2025
Total assets
€840k▲ 298%
2024 · €211k
2024: €211k
2024 → 2025
Solvency
14.3%▲ 141.4pp
2024 · -127.1%
2024: -127.1%
2024 → 2025
Multi-year overview
Available amounts per fiscal year
Line20242025Trend
Equity€-268k-€120k
Operating result€-414k-€406k
Net result€-418k-€388k
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €406k after a loss of €414k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €840k
Fixed assets
€229k▲ 18,245%
Current assets
€610k▲ 191%
Equity and liabilities €840k
Equity
€120k
Debt
€720k
Debt finances 85.7% of the balance-sheet total.
Key figures and ratios
Solvency
14.3%▲
2024 · -127.1%
ROE
323.5%
ROA
46.2%▲
2024 · -198.3%
Debt
€720k▲
2024 · €479k
Debt ≤ 1 year
€695k▲
2024 · €479k
Debt > 1 year
€25k
Income taxes
€2k
Staff costs
€38k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€211k€840k▲
Fixed assets21/28€1k€229k▲
Tangible fixed assets22/27-€37k
Furniture and vehicles24-€37k
Financial fixed assets28€1k€192k▲
Current assets29/58€210k€610k▲
Amounts receivable within one year40/41€115k€376k▲
Trade receivables40€10k€252k▲
Other amounts receivable41€105k€124k▲
Cash at bank and in hand54/58€85k€230k▲
Deferred charges and accrued income490/1€9k€4k▼
Equity and liabilities
Total equity and liabilities10/49€211k€840k▲
Equity10/15€-268k€120k▲
Contributions10/11€150k€150k=
Profit (loss) carried forward14€-418k€-30k▲
Amounts payable17/49€479k€720k▲
Amounts payable after more than one year17-€25k
Financial debts170/4-€25k
Amounts payable within one year42/48€479k€695k▲
Current portion of amounts payable after more than one year42-€9k
Trade debts44€445k€676k▲
Suppliers440/4€445k€676k▲
Advances received on contracts in progress46€31k€0▼
Taxes, remuneration and social security45-€7k
Taxes450/3-€3k
Remuneration and social security454/9-€4k
Other amounts payable47/48€3k€3k▼
Income statement
Code20242025
Remuneration, social security and pensions62-€38k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€5k
Other operating charges640/8-€62
Gross operating margin9900€-414k€448k▲
Operating profit (loss)9901€-414k€406k▲
Financial income75/76B€2k€3k▲
Recurring financial income75€2k€3k▲
Financial charges65/66B€6k€19k▲
Recurring financial charges65€6k€19k▲
Profit (loss) for the period before taxes9903€-418k€390k▲
Income taxes67/77-€2k
Profit (loss) for the period9904€-418k€388k▲
Profit (loss) for the period to be appropriated9905€-418k€388k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-418k€-30k▲
Profit (loss) brought forward from the previous period14P-€-418k
Social balance
Average headcount (FTE)9087-1.0
The notes to these accounts (17 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
11-09
State Gazette act
Incorporation · Founding capital
Corporate purpose · Director appointment
07-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Back to profitnet €388k
Net result €388k after one loss-making year.
31-12
Financial
Equity above €100kEq €120k
Equity rises from €-268k to €120k.
11-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hasselt · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Uilstraat 303500 HasseltGround area
2,229 m²
Building footprint
420 m²
Parcel 71052D0031/00G000, Flanders. Linked by address, not a title deed.
1 establishment unit
BQV Partners
since 20242.361.623.564
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71052D0031/00G000 | Flanders | 2,229 m² | 1 · 420 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 591 companies in sector 66300 we hold annual accounts for 366. 244 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-06-2024
Fiscal year end31-12
Activities, NACEBEL
64999Other financial services
66300Activities auxiliary to financial services and insurance activities
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.