JDD CONSTRUCT
ActiveJDD CONSTRUCT has been active since 1998 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.09M and a net result of €116k. Equity is growing by ~11.9% per year across the filed fiscal years. Its solvency ranks better than 52% of 11209 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
76
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability72▲+10
Solvency70▲+4
Growth78=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €80k at 30 days acceptable
Liquidity tight (current ratio 1.37 against 0.5 in 2024; short-term debt: 5% and cash: 4.4% of total assets), and 54.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
45.3%
Return on assets
4.8%
Age of the figures
12 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-03-2026, 31 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
31 d early
2024
30 d early
2023
29 d early
2022
32 d early
2021
32 d late
2020
5 d late
2019
17 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€1.09M▲ 11.9%
2024 · €975k
2018: €324k
2019: €411k
2020: €442k
2021: €1.27M
2022: €998k
2023: €899k
2024: €975k
2018 → 2025
Total assets
€2.41M▲ 0.5%
2024 · €2.39M
2018: €696k
2019: €761k
2020: €473k
2021: €1.51M
2022: €1.30M
2023: €2.25M
2024: €2.39M
2018 → 2025
Net result
€116k▲ 52.2%
2024 · €76k
2018: €58k
2019: €87k
2020: €31k
2021: €29k
2022: €-273k
2023: €-99k
2024: €76k
2018 → 2025
Working capital
€45k
2024 · €-62k
2018: €481k
2019: €576k
2020: €158k
2021: €899k
2022: €-62k
2023: €-60k
2024: €-62k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.27M-€998k▼ 21.5%€899k▼ 9.9%€975k▲ 8.5%€1.09M▲ 11.9%
Operating result€45k-€-274k€-91k▲ 66.7%€128k€171k▲ 34.1%
Net result€29k-€-273k€-99k▲ 63.7%€76k€116k▲ 52.2%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 34% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.41M
Fixed assets
€2.24M▼ 3.8%
Current assets
€165k▲ 161%
Equity and liabilities €2.41M
Equity
€1.09M▲ 11.9%
Debt
€1.32M▼ 7.3%
The debt ratio falls from 59.3% to 54.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€256k▲
2024 · €211k
Cash flow
€200k▲
2024 · €159k
Solvency
45.3%▲
2024 · 40.7%
Current ratio
1.37▲
2024 · 0.50
Quick ratio
1.37▲
2024 · 0.50
Debt / equity
1.21▼
2024 · 1.46
ROE
10.6%▲
2024 · 7.8%
ROA
4.8%▲
2024 · 3.2%
Interest coverage
5.66▲
2024 · 4.76
Debt
€1.32M▼
2024 · €1.42M
Debt ≤ 1 year
€120k▼
2024 · €125k
Debt > 1 year
€1.16M▼
2024 · €1.26M
Income taxes
€12k▲
2024 · €8k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€2.39M€2.41M▲
Fixed assets21/28€2.33M€2.24M▼
Tangible fixed assets22/27€2.33M€2.24M▼
Land and buildings22€2.26M€2.19M▼
Plant, machinery and equipment23€13k€11k▼
Furniture and vehicles24€58k€40k▼
Current assets29/58€63k€165k▲
Amounts receivable within one year40/41€26k€55k▲
Trade receivables40€26k€55k▲
Current investments50/53€9k-
Cash at bank and in hand54/58€29k€107k▲
Deferred charges and accrued income490/1-€4k
Equity and liabilities
Total equity and liabilities10/49€2.39M€2.41M▲
Equity10/15€975k€1.09M▲
Contributions10/11€819k€819k=
Reserves13€154k€272k▲
Non-distributable reserves130/1€2k-
Reserves not available under the articles1311€2k-
Tax-exempt reserves132€16k€16k=
Distributable reserves133€136k€255k▲
Profit (loss) carried forward14€2k€409▼
Amounts payable17/49€1.42M€1.32M▼
Amounts payable after more than one year17€1.26M€1.16M▼
Financial debts170/4€1.26M€1.16M▼
Amounts payable within one year42/48€125k€120k▼
Current portion of amounts payable after more than one year42€99k€99k▲
Trade debts44€56€4k▲
Suppliers440/4€56€4k▲
Taxes, remuneration and social security45€16k€17k▲
Taxes450/3€16k€17k▲
Other amounts payable47/48€11k€474▼
Accrued charges and deferred income492/3€38k€39k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€83k€84k▲
Other operating charges640/8€37k€8k▼
Gross operating margin9900€248k€264k▲
Operating profit (loss)9901€128k€171k▲
Financial income75/76B€164€2k▲
Recurring financial income75€164€2k▲
Financial charges65/66B€44k€45k▲
Recurring financial charges65€44k€45k▲
Profit (loss) for the period before taxes9903€84k€128k▲
Income taxes67/77€8k€12k▲
Profit (loss) for the period9904€76k€116k▲
Profit (loss) for the period to be appropriated9905€76k€116k▲
Appropriation of the result
Profit (loss) to be appropriated9906€78k€117k▲
Profit (loss) brought forward from the previous period14P€2k€2k=
Transfer from equity791/2-€2k
Transfer to equity691/2€76k€119k▲
To other reserves6921€76k€119k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Highest result since 2018net €116k ▲52.2%
Operating result €171k, net result €116k, both a record.
30-09
Financial
Liquidity triplescurrent ratio 1.37
Current ratio from 0.50 to 1.37; short-term debt falls from €125k to €120k.
30-09
Financial
Equity above €1MEq €1.09M ▲11.9%
2 profitable years in a row build equity to €1.09M.
31-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Back to profitnet €76k
Net result €76k after 2 loss-making years.
01-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
29-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-09
Financial
Weakest financial yearnet €-273k ▼1045%
Net result drops to €-273k, the lowest in the series; recovery starts the following year.
01-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 32 days late
2021
30-09
Financial
Liquidity times 5current ratio 29.16
Current ratio from 6.12 to 29.16.
30-09
Financial
Equity above €1MEq €1.27M ▲188%
4 profitable years in a row build equity to €1.27M.
05-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 5 days late
2020
13-04
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
30-09
Financial
Liquidity triplescurrent ratio 23.78
Current ratio from 8.71 to 23.78; short-term debt falls from €62k to €25k.
06-05
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 6 days late
2018
28-04
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
21-04
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Moorslede · 1 establishment unit since 2002
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Tuimelarestraat 208890 MoorsledeGround area
5,432 m²
Building footprint
608 m²
Volume, LiDAR
3,861 m³
Parcel 36012B0055/00C000, Flanders · tallest building 8.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Tuimelarestraat 20, 8890 Moorslede
since 20022.084.986.789
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 36012B0055/00C000 | Flanders | 5,432 m² | 1 · 608 m² | 8.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 1,804 companies in sector 46831 we hold annual accounts for 1,398. 992 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-01-1998
Fiscal year end30-09
Activities, NACEBEL
46831Wholesale of construction materials, general range
51532
01410Raising of dairy cattle
46499Wholesale of other household goods
46620Wholesale of machine tools
47521Retail sale of hardware, building materials, paint and glass (general range)
47781Retail sale of solid, liquid and gaseous fuels, excluding motor fuels
47990Retail trade
51478
52461
52630
81300Landscape service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 27 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.