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S.A.B.

Active
Private limited companyfounded 1998active for 28 yearsMolenbaan 20, 2387 Baarle-Hertog, BelgiumKBO/BCE: BE 0464.210.821
Summary

S.A.B. has been active since 1998 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.6m and a net result of €137,973. Equity has been growing by about 3.9% per year since 2018. Its solvency ranks better than 90% of 9,829 sector peers (NACE 46, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Overview

Official details

Source: KBO
Status
Active since 25-09-1998 Normal situation
Activity
Wholesale of construction materials, general range NACE 46831and 1 other
Establishment unit
2.088.658.042 2387 Baarle-Hertog, since 05-10-1998
Financial year end
31 December
Peppol
Reachable since 07-10-2025

Board and ownership

Financial position

96 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Annual accounts 2025
Gross margin
€222,245
▼ 2.5%
Turnover
≈ €1.1m
estimated
Profit
€137,973
▲ 0.7%
Equity
€1.6m
▼ 6.6%
Total assets
€1.8m
▲ 3.0%
Filed on 23-06-2026, 38 days before the deadline
Score breakdownlowers riskFounded in 1998Equity €1.6m (88.0% of total assets)Liquidity: current ratio 8.62, cash €305,310Size: total assets €1.8mShow the evidence

Checked score

Score 2025
96 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 66% of micro companies in wholesale trade (NACE 46)
Financial strength · tick: 2024
Strong
Solvency 100=
equity 88.0% of total assets
Liquidity 71+9
short-term debt 11.1% · cash 17.0%
Profitability 78-1
return on assets 7.7%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,899 companies, NACE 46, micro)
Last 24 months 12-2024: < 0.1% 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: 0.1%▲ +0.1 percentage points vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025highest value 06-2025: < 0.1%▼ -0.1 percentage points vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025 08-2025: < 0.1%● unchanged vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: < 0.1%● unchanged vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026lowest value 11-2026: < 0.1%● unchanged vs 10-2026lowest value
Credit of up to €150,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 8.62 (48.32 in 2024), above the usual 1.5. Short-term debt is 11.1% and cash 17% of total assets. 12% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro). It does better than 90% of them on solvency, 76% on liquidity, 70% on profitability and 29% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskneutral
lowers risk · Founded in 1998
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Equity €1.6m (88.0% of total assets)
NBB · annual accounts
lowers risk · Liquidity: current ratio 8.62, cash €305,310
NBB · annual accounts
lowers risk · Size: total assets €1.8m
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-06-2026, 38 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
38 days early
2024
66 days early
2023
34 days early
2022
39 days early
2021
17 days early
2020
30 days early
2019
36 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 37 days before the deadline. In the sector (NACE 46), the median for financial year 2024 was 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 23 June (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
02-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: 3rd largest company by equity in Baarle-Hertog, Wholesale and retail trade sectorin the Checked rankings No. 3 View
  • Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View
  • Positive: 8 profitable years in a rowprofit 2025: €137,973 8 years View

Recent changes

  1. · Gazette deed Change of role: KENNES,Jeroen Franciscus Sophia, from manager to director
  2. · Gazette deed Incorporation
All 14 events

Comparable companies

These companies have the same main activity as S.A.B.: wholesale of construction materials, general range (NACE 46831). They are comparable in size and age: total assets between €1.3m and €2.5m, founded between 1993 and 2001.

CompanyTotal assetsGross margin
S.A.B. Baarle-Hertog€1.8m€0.2m
TAPS & BATHS Schelle€1.5m€0.3m
DE BOCK - OST Waasmunster€2.0m€0.3m
VAN ISEGHEM Ingelmunster€2.0m€0.3m
Yayla Antwerpen€1.9m€0.3m
HEKON Herentals€1.3m€0.3m
ROEFS EN ZONEN RUSTIEKE BOUWMATERIALEN Beerse€2.5m€0.3m
Full comparison

Key facts about S.A.B.

What is the company number of S.A.B.?
The company number of S.A.B. is 0464.210.821. The VAT number is the same number with BE in front: BE 0464.210.821.
Where is S.A.B. based?
The registered office is at Molenbaan 20, 2387 Baarle-Hertog.Company details
What does S.A.B. do?
According to the KBO register, the main activity is wholesale of construction materials, general range (NACE 46831).
What is the legal form of S.A.B.?
The legal form of S.A.B. is Private limited company (BV).
When was S.A.B. founded?
S.A.B. was founded on 25-09-1998.
Is S.A.B. still active?
Yes, S.A.B. is an active enterprise in the KBO register.
What is the turnover of S.A.B.?
The turnover in financial year 2025 is ≈ €1.1m. This figure is estimated from the gross margin of €222,245 and 103 comparable companies (NACE 46). It probably lies between €570,000 and €2.0m.Financials
Is S.A.B. profitable?
In financial year 2025, S.A.B. made a profit of €137,973.
Where can I find the annual accounts of S.A.B.?
S.A.B. filed 26 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of S.A.B. due?
S.A.B. must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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