DE BOCK - OST
ActiveDE BOCK - OST has been active since 1997 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.89M and a net result of €109k. Equity is growing by ~10.5% per year across the filed fiscal years. Its solvency ranks better than 95% of 10242 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
86
/ 100
Excellent= vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability29▼-12
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €160k at 30 days acceptable
Liquidity ample (current ratio 17.7 against 9.94 in 2024), and 5.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
94.8%
Return on assets
5.5%
Age of the figures
8 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-06-2026, 52 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
52 d early
2024
48 d early
2023
50 d early
2022
26 d early
2021
24 d early
2020
33 d early
2019
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€1.89M▲ 3.2%
2024 · €1.83M
2018: €939k
2019: €1.05M
2020: €1.21M
2021: €1.37M
2022: €1.56M
2023: €1.73M
2024: €1.83M
2018 → 2025
Total assets
€1.99M▼ 1.0%
2024 · €2.01M
2018: €1.04M
2019: €1.15M
2020: €1.39M
2021: €1.56M
2022: €1.76M
2023: €1.92M
2024: €2.01M
2018 → 2025
Net result
€109k▼ 26.8%
2024 · €149k
2018: €94k
2019: €116k
2020: €202k
2021: €209k
2022: €244k
2023: €218k
2024: €149k
2018 → 2025
Working capital
€1.72M▲ 5.9%
2024 · €1.63M
2018: €847k
2019: €974k
2020: €1.12M
2021: €1.24M
2022: €1.38M
2023: €1.54M
2024: €1.63M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.37M-€1.56M▲ 14.2%€1.73M▲ 10.8%€1.83M▲ 5.8%€1.89M▲ 3.2%
Operating result€239k-€289k▲ 20.9%€264k▼ 8.6%€142k▼ 46.3%€83k▼ 41.6%
Net result€209k-€244k▲ 16.9%€218k▼ 10.7%€149k▼ 31.4%€109k▼ 26.8%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen three years in a row; 2025 is 42% below 2024 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.99M
Fixed assets
€164k▼ 17.9%
Current assets
€1.82M▲ 0.9%
Equity and liabilities €1.99M
Equity
€1.89M▲ 3.2%
Debt
€103k▼ 43.3%
The debt ratio falls from 9.1% to 5.2%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€142k▼
2024 · €191k
Cash flow
€169k▼
2024 · €199k
Solvency
94.8%▲
2024 · 90.9%
Current ratio
17.70▲
2024 · 9.94
Quick ratio
10.38▲
2024 · 5.59
Debt / equity
0.05▼
2024 · 0.10
ROE
5.8%▼
2024 · 8.2%
ROA
5.5%▼
2024 · 7.4%
Interest coverage
1691.39▼
2024 · 2176.95
Debt
€103k▼
2024 · €182k
Debt ≤ 1 year
€103k▼
2024 · €182k
Income taxes
€23k▼
2024 · €40k
Staff costs
€117k▲
2024 · €110k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€2.01M€1.99M▼
Fixed assets21/28€200k€164k▼
Intangible fixed assets21-€18k
Tangible fixed assets22/27€200k€146k▼
Plant, machinery and equipment23€7k€2k▼
Furniture and vehicles24€179k€132k▼
Other tangible fixed assets26€14k€12k▼
Financial fixed assets28€135€135=
Current assets29/58€1.81M€1.82M▲
Stocks and contracts in progress3€791k€754k▼
Stocks30/36€791k€754k▼
Amounts receivable within one year40/41€137k€162k▲
Trade receivables40€121k€150k▲
Other amounts receivable41€16k€12k▼
Current investments50/53€700k€850k▲
Cash at bank and in hand54/58€181k€55k▼
Deferred charges and accrued income490/1-€3k
Equity and liabilities
Total equity and liabilities10/49€2.01M€1.99M▼
Equity10/15€1.83M€1.89M▲
Contributions10/11€73k€73k=
Capital10€73k€73k=
Issued capital100€73k€73k=
Reserves13€1.75M€1.81M▲
Non-distributable reserves130/1€60k€60k=
Legal reserve130€60k€60k=
Distributable reserves133€1.69M€1.75M▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€182k€103k▼
Amounts payable within one year42/48€182k€103k▼
Trade debts44€87k€21k▼
Suppliers440/4€87k€21k▼
Taxes, remuneration and social security45€45k€32k▼
Taxes450/3€13k€15k▲
Remuneration and social security454/9€32k€16k▼
Other amounts payable47/48€50k€50k=
Income statement
Code20242025
Non-recurring operating income76A€192€100▼
Remuneration, social security and pensions62€110k€117k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€49k€60k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€485€0▼
Other operating charges640/8€5k€7k▲
Gross operating margin9900€306k€266k▼
Operating profit (loss)9901€142k€83k▼
Financial income75/76B€48k€50k▲
Recurring financial income75€48k€50k▲
Financial charges65/66B€88€84▼
Recurring financial charges65€88€84▼
Profit (loss) for the period before taxes9903€189k€132k▼
Income taxes67/77€40k€23k▼
Profit (loss) for the period9904€149k€109k▼
Profit (loss) for the period to be appropriated9905€149k€109k▼
Appropriation of the result
Profit (loss) to be appropriated9906€149k€109k▼
Transfer to equity691/2€99k€59k▼
To other reserves6921€99k€59k▼
Profit to be distributed694/7€50k€50k=
Directors or managers695€50k€50k=
Social balance
Average headcount (FTE)90872.02.0=
The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-06
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
13-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
11-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
05-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Highest result since 2018net €244k ▲16.9%
Operating result €289k, net result €244k, both a record.
07-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
28-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Equity above €1MEq €1.05M ▲12.3%
2 profitable years in a row build equity to €1.05M.
08-05
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
09-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
14-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Waasmunster · 1 establishment unit since 1997
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Nijverheidslaan 1709250 WaasmunsterGround area
1.2 ha
Building footprint
5,586 m²
Volume, LiDAR
33,322 m³
Parcel 42023B0221/00F000, Flanders · tallest building 9.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Nijverheidslaan 170, 9250 Waasmunster
since 19972.082.859.224
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 42023B0221/00F000 | Flanders | 1.2 ha | 1 · 5,586 m² | 9.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 3 entries · 3,357 EUR awarded · 3,357 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 309 EUR | 309 EUR |
| 2022 | 2 | 3,048 EUR | 3,048 EUR |
Schemes
Subsidies ecologisch en veilig transport (stopgezet)
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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BELGOPLAST
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COFIMAT
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Elsene · Eq €1.86M
Of 1,794 companies in sector 46831 we hold annual accounts for 1,390. 922 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded15-07-1997
Fiscal year end31-12
Activities, NACEBEL
46831Wholesale of construction materials, general range
47521Retail sale of hardware, building materials, paint and glass (general range)
51532
52462
Sources
Crossroads Bank for EnterprisesNational Bank · 28 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.