JDB-BUILDING & PROJECT DEVELOPMENT
ActiveSummary
JDB-BUILDING & PROJECT DEVELOPMENT has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €250k and a net result of €15k. Equity is growing by ~3.5% per year across the filed fiscal years. Its solvency ranks better than 78% of 837 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability47▲+5
Solvency87▲+26
Growth35=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €17k at 30 days acceptable
Liquidity ample (current ratio 2.62 against 1.55 in 2024; short-term debt: 38% and cash: 12.8% of total assets), and 38% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Construction of residential and non-residential buildings (NACE 41)
about 67% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
62%
Return on assets
3.7%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-07-2026, 22 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
22 d early
2024
21 d early
2023
9 d early
2022
39 d early
2021
13 d early
2020
32 d early
2019
32 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
€0▼ 100%
2021 · €167k
2018: €1.11Mhighest in 5 years
2019: €14k▼ -98.7% vs 2018
2020: €384▼ -97.3% vs 2019
2021: €167k▲ +43262% vs 2020
2022: €0▼ -100% vs 2021lowest in 5 years
2018 → 2022
EBIT margin
-18.0%▲ 3231.9pp
2020 · -3249.9%
2018: 11.8%highest in 4 years
2019: -104.5%▼ -982% vs 2018
2020: -3249.9%▼ -3011% vs 2019lowest in 4 years
2021: -18.0%▲ +99.4% vs 2020
2018 → 2021
Net result
€15k▲ 17.4%
2024 · €13k
2018: €95khighest in 8 years
2019: €-20k▼ -121% vs 2018lowest in 8 years
2020: €-10k▲ +51.6% vs 2019
2021: €15k▲ +252% vs 2020
2022: €14k▼ -5.9% vs 2021
2023: €2k▼ -84.1% vs 2022
2024: €13k▲ +483% vs 2023
2025: €15k▲ +17.4% vs 2024
2018 → 2025
Working capital
€249k▲ 9.2%
2024 · €228k
2018: €224k
2019: €199k▼ -11.3% vs 2018
2020: €190k▼ -4.7% vs 2019lowest in 8 years
2021: €213k▲ +12.2% vs 2020
2022: €233k▲ +9.6% vs 2021
2023: €229k▼ -1.8% vs 2022
2024: €228k▼ -0.4% vs 2023
2025: €249k▲ +9.2% vs 2024highest in 8 years
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€167k-€0▼ 100%
2021: €167k
2022: €0▼ -100% vs 2021
Equity€206k-€220k▲ 6.6%€222k▲ 1.0%€235k▲ 5.7%€250k▲ 6.3%
2021: €206klowest in 5 years
2022: €220k▲ +6.6% vs 2021
2023: €222k▲ +1.0% vs 2022
2024: €235k▲ +5.7% vs 2023
2025: €250k▲ +6.3% vs 2024highest in 5 years
Operating result€-30k-€-8k▲ 73.6%€-11k▼ 38.3%€-8k▲ 29.7%€520
2021: €-30klowest in 5 years
2022: €-8k▲ +73.6% vs 2021
2023: €-11k▼ -38.3% vs 2022
2024: €-8k▲ +29.7% vs 2023
2025: €520▲ +107% vs 2024highest in 5 years
Net result€15k-€14k▼ 5.9%€2k▼ 84.1%€13k▲ 483%€15k▲ 17.4%
2021: €15k
2022: €14k▼ -5.9% vs 2021
2023: €2k▼ -84.1% vs 2022lowest in 5 years
2024: €13k▲ +483% vs 2023
2025: €15k▲ +17.4% vs 2024highest in 5 years
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €520 after a loss of €8k in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €403k
Fixed assets
€1k ▼ 85.7%
Current assets
€402k ▼ 37.2%
Equity and liabilities €403k
Equity
€250k ▲ 6.3%
Debt
€153k ▼ 62.8%
Debt's share of the balance-sheet total falls from 63.7% to 38.0%. Equity is higher and debt is lower.
Key figures and ratios
Current ratio
2.62▲
2024 · 1.55
Debt to equity
0.61▼
2024 · 1.76
ROE
6.0%▲
2024 · 5.4%
ROA
3.7%▲
2024 · 2.0%
Debt ≤ 1 year
€153k▼
2024 · €412k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 43 lines
Balance sheet
Code20242025
Assets
Total assets20/58€647k€403k▼
Fixed assets21/28€7k€1k▼
Financial fixed assets28€7k€1k▼
Affiliated companies280/1€7k€1k▼
Participating interests280€7k€1k▼
Current assets29/58€640k€402k▼
Stocks and contracts in progress3€0€0=
Amounts receivable within one year40/41€511k€342k▼
Other amounts receivable41€511k€342k▼
Cash at bank and in hand54/58€116k€52k▼
Deferred charges and accrued income490/1€13k€8k▼
Equity and liabilities
Total equity and liabilities10/49€647k€403k▼
Equity10/15€235k€250k▲
Contributions10/11€6k€6k=
Reserves13€229k€244k▲
Distributable reserves133€229k€244k▲
Amounts payable17/49€412k€153k▼
Amounts payable within one year42/48€412k€153k▼
Trade debts44€4k€3k▼
Suppliers440/4€4k€3k▼
Other amounts payable47/48€409k€150k▼
Accrued charges and deferred income492/3€0-
Income statement
Code20242025
Operating income70/76A-€8k
Non-recurring operating income76A-€8k
Operating charges60/66A€8k€8k▲
Services and other goods61€7k€7k▲
Other operating charges640/8€911€772▼
Operating profit (loss)9901€-8k€520▲
Financial income75/76B€22k€15k▼
Recurring financial income75€22k€15k▼
Income from financial fixed assets750€9k€3k▼
Income from current assets751€13k€12k▼
Financial charges65/66B€2k€742▼
Recurring financial charges65€2k€742▼
Debt charges650€0-
Other financial charges652/9€2k€742▼
Profit (loss) for the period before taxes9903€13k€15k▲
Profit (loss) for the period9904€13k€15k▲
Profit (loss) for the period to be appropriated9905€13k€15k▲
Appropriation of the result
Profit (loss) to be appropriated9906€13k€15k▲
Profit (loss) brought forward from the previous period14P€0-
Transfer to equity691/2€13k€15k▲
To other reserves6921€13k€15k▲
The notes to these accounts (25 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Operating income70/76A | €167k | €0 | - | - | €8k | - |
| Turnover70 | €167k | €0 | - | - | - | - |
| Non-recurring operating income76A | - | - | - | - | €8k | - |
| Operating charges60/66A | €197k | €8k | €11k | €8k | €8k | ▲ 1.5% |
| Goods for resale, raw materials and consumables60 | €176k | €0 | - | - | - | - |
| Purchases600/8 | €6k | €0 | - | - | - | - |
| Change in stocks: decrease (increase)609 | €171k | €0 | - | - | - | - |
| Services and other goods61 | €15k | €7k | €10k | €7k | €7k | ▲ 3.8% |
| Other operating charges640/8 | €6k | €702 | €1k | €911 | €772 | ▼ 15.3% |
| Non-recurring operating charges66A | €0 | - | - | - | - | - |
| Operating profit (loss)9901 | €-30k | €-8k | €-11k | €-8k | €520 | ▲ 107% |
| Financial income75/76B | €60k | €43k | €28k | €22k | €15k | ▼ 31.3% |
| Recurring financial income75 | €60k | €43k | €28k | €22k | €15k | ▼ 31.3% |
| Income from financial fixed assets750 | €45k | €24k | €16k | €9k | €3k | ▼ 62.5% |
| Income from current assets751 | €15k | €19k | €13k | €13k | €12k | ▼ 10.6% |
| Other financial income752/9 | €0 | €0 | - | - | - | - |
| Financial charges65/66B | €15k | €21k | €15k | €2k | €742 | ▼ 54.3% |
| Recurring financial charges65 | €15k | €21k | €15k | €2k | €742 | ▼ 54.3% |
| Debt charges650 | €13k | €20k | €14k | €0 | - | - |
| Other financial charges652/9 | €2k | €824 | €1k | €2k | €742 | ▼ 54.3% |
| Profit (loss) for the period before taxes9903 | €15k | €14k | €2k | €13k | €15k | ▲ 17.4% |
| Income taxes67/77 | €0 | - | - | - | - | - |
| Tax adjustments and reversals of tax provisions77 | €0 | - | - | - | - | - |
| Profit (loss) for the period9904 | €15k | €14k | €2k | €13k | €15k | ▲ 17.4% |
| Profit (loss) for the period to be appropriated9905 | €15k | €14k | €2k | €13k | €15k | ▲ 17.4% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €2.84M | €768k | €784k | €647k | €403k | ▼ 37.7% |
| Fixed assets21/28 | €7k | €7k | €7k | €7k | €1k | ▼ 85.7% |
| Financial fixed assets28 | €7k | €7k | €7k | €7k | €1k | ▼ 85.7% |
| Affiliated companies280/1 | €7k | €7k | €7k | €7k | €1k | ▼ 85.7% |
| Participating interests280 | €7k | €7k | €7k | €7k | €1k | ▼ 85.7% |
| Current assets29/58 | €2.83M | €761k | €777k | €640k | €402k | ▼ 37.2% |
| Amounts receivable after more than one year29 | €0 | - | - | - | - | - |
| Other amounts receivable291 | €0 | - | - | - | - | - |
| Stocks and contracts in progress3 | €0 | €0 | €0 | €0 | €0 | - |
| Stocks30/36 | €0 | - | - | - | - | - |
| Property held for sale35 | €0 | - | - | - | - | - |
| Amounts receivable within one year40/41 | €2.69M | €542k | €494k | €511k | €342k | ▼ 33.1% |
| Other amounts receivable41 | €2.69M | €542k | €494k | €511k | €342k | ▼ 33.1% |
| Cash at bank and in hand54/58 | €95k | €157k | €220k | €116k | €52k | ▼ 55.5% |
| Deferred charges and accrued income490/1 | €48k | €62k | €63k | €13k | €8k | ▼ 37.3% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €2.84M | €768k | €784k | €647k | €403k | ▼ 37.7% |
| Equity10/15 | €206k | €220k | €222k | €235k | €250k | ▲ 6.3% |
| Contributions10/11 | €6k | €6k | €6k | €6k | €6k | = |
| Reserves13 | €215k | €215k | €216k | €229k | €244k | ▲ 6.5% |
| Non-distributable reserves130/1 | €2k | €2k | €0 | - | - | - |
| Reserves not available under the articles1311 | €2k | €2k | €0 | - | - | - |
| Distributable reserves133 | €213k | €213k | €216k | €229k | €244k | ▲ 6.5% |
| Profit (loss) carried forward14 | €-15k | €-1k | €0 | - | - | - |
| Amounts payable17/49 | €2.63M | €548k | €562k | €412k | €153k | ▼ 62.8% |
| Amounts payable within one year42/48 | €2.62M | €528k | €549k | €412k | €153k | ▼ 62.8% |
| Trade debts44 | €11k | €3k | €4k | €4k | €3k | ▼ 12.8% |
| Suppliers440/4 | €11k | €3k | €4k | €4k | €3k | ▼ 12.8% |
| Other amounts payable47/48 | €2.61M | €525k | €545k | €409k | €150k | ▼ 63.3% |
| Accrued charges and deferred income492/3 | €13k | €20k | €14k | €0 | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €15k | €14k | €2k | €13k | €15k | ▲ 17.4% |
| Operating cash flow (approximation) | €15k | €14k | €2k | €13k | €15k | ▲ 17.4% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €0 | €6k | - |
| Change in cash | - | €62k | €64k | €-104k | €-64k | ▲ 38.3% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
10-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
22-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
22-06
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
18-07
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
31-12
Financial
Back to profitnet €15k
Net result €15k after 2 loss-making years.
31-12
Financial
Equity above €200kEq €206k ▲7.6%
Equity rises from €192k to €206k.
29-06
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
29-06
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
31-12
Financial
Weakest financial yearnet €-20k
Net result drops to €-20k, the lowest in the series; recovery starts the following year.
25-07
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
20-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
15-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 7 acts read
About the unread acts
We know of 7 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ternat · 1 establishment unit since 2014
Ground area
2,686 m²
Building footprint
1,549 m²
Volume, LiDAR
9,108 m³
Parcel 23086B0354/00B003, Flanders · tallest building 12.1 m, ±2 floors. Linked by address, not a title deed.
21
companies at this address
See who is registered here
1 establishment unit
JDB-BUILDING & PROJECT DEVELOPMENT
since 20142.229.412.762
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23086B0354/00B003 | Flanders | 2,686 m² | 1 · 1,549 m² | 12.1 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 29,779 companies in sector 41001 we hold annual accounts for 16,044. 11,509 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded17-02-2014
Fiscal year end31-12
Abbreviation NL
JDB-BPD
Activities, NACEBEL 2025
41001General construction of residential buildings
41002Construction of residential and non-residential buildings
41003General construction of other non-residential buildings
68121Development of residential building projects
68122Development of non-residential building projects
68110Buying and selling of own real estate
Scores and ratios are computed by Checked and are not a credit decision.